5-2 承保範圍及不保事項 - ACE Group

This policy does not apply to any loss, demand, claim or suit arising out of or related in any way toasbestos or asbestos-containing materials.The company shall have no duty of any kind with respect to any such loss, demand, claim or suit.This endorsement applies to all coverages under this policy.DEDUCTIBLE CLAUSE1. The Company's obligation to pay damages on behalf of the insured applies only to the amount ofdamages in excess of any deductible amounts stated in the Declarations, which also applies down toany legal defense and costs.2. The deductible amount stated in the Declarations applies on a "per occurrence" basis under Bodilyinjury and/or Property Damage Liability Coverage Combined, to all damages and expenses (asstipulated in “Supplementary Payment”) because of:(a) "Bodily injury";(b) "Property damage";(c) "Bodily injury" and "property damages" combined;as the result of any one "occurrence", regardless of the number of persons or organizations whosustain damages because of that "occurrence".3. The terms of this insurance, including those with respect to:(a) The Company's right and duty to defend any "suits" which is seeking thosedamages; and(b) Insured's duties in the event of an "occurrence", claim, or "suit".apply irrespective of the application of the deductible amount.4. The Company may pay any part or all of the deductible amount to effect settlement of any claim or "suit"and, upon notification of the action taken, the Insured shall promptly reimburse the Company for suchpart of the deductible amount as has been paid by the Company.LEAD EXCLUSION CLAUSEThis policy does not apply to damages claimed for any loss, demand claim or suit arising out of or relatedin any way to the toxic properties of lead or lead containing products materials or substances. This shallapply to all forms of lead including but not limited to solid, liquid vagor and fumes.The addition of this endorsement does not imply that other policy provisions do not otherwise preclude orexcluded coverage for any such claims, suits or proceedings.MINIMUM EARNED PREMIUM CLAUSEIn the event of cancellation of this Policy by the Named Insured, a minimum premium of 25% shall becomeearned; any cancellation of the Policy to the contrary notwithstanding. Failure of the Named Insured tomake timely payments of premium shall be considered a request by the Named Insured for the Companyto cancel. In the event of such cancellation by the Company for non-payment of premium, the minimumpremium shall be due and payable; however, such non-payment cancellation shall be rescinded if theNamed Insured remit the full premium due within 10 days of receiving notice of cancellation. In the eventof any other cancellation by the Company the earned premium shall be computed pro rata, not subject to86