5-2 承保範圍及不保事項 - ACE Group

damages because of such Bodily Injury, Personal Injury , Advertising Injury or Property Damage.Other than as amended above, all other terms, exclusions and conditions of the Policy will continue toapply.CONTRACTUAL LIABILITY LIMITATION(CLAIMS-MADE FORM)This endorsement modifies insurance provided under the following:COMMERCIAL GENERAL LIABILITY COVERAGE FORMThe definition of “insured contract” in SECTION VI – DEFINITIONS is replaced by the following:“Insured contract” meansa. A contract for a lease of premises. However, that portion of the contract for a lease of premises thatindemnifies any person or organization for damage by fire to premises while rented to you ortemporarily occupied by you with the permission of the owner is not an “insured contract;”b. A side track agreement;c. Any easement or license agreement, except in connection with construction or demolition operationson or within 50 feet of a railroad;d. An obligation, as required by ordinance, to indemnify a municipality, except in connection with work fora municipality;e. An elevator maintenance agreement.STRANGULATION EXCLUSION ENDORSEMENTNotwithstanding any provision to the contrary within this insurance or any endorsement thereto it is agreedthat this insurance excludes death, injury, illness, loss, damage, cost or expense of whatsoever naturedirectly or indirectly caused by, resulting from or in connection with strangulation regardless of any othercause or event contributing concurrently or in any other sequence to the loss;This endorsement also excludes death, injury, illness, loss, damage, cost or expense of whatsoever naturedirectly or indirectly caused by, resulting from or in connection with any action taken in controlling,preventing, suppressing or in any way relating to strangulation.The addition of this endorsement does not imply that other policy provisions do not otherwise preclude orexclude coverage for any such claims, suits or proceedings.MINIMUM & DEPOSIT PREMIUM CLAUSENotwithstanding anything in the policy contained to the contrary, it is hereby declared and agreed that thepremium charged under this policy is a deposit and minimum premium subject to adjustment at expiry basedon the Insured’s actual sales revenue during the policy period, and the Insured shall supply the Companysuch record at the expiry of the policy period.At each renewal, continuation, or anniversary of the effective date of this policy, the Company will calculatethe premium for the completed policy period in accordance with the premium rate quoted at the inceptiondate of the policy period. If the premium exceeds the deposit premium paid, the Company will send notice tothe first Named Insured, or its authorized insurance representative, advising of the adjustment premium tobe paid to the Company and the date by which payment is required.If this policy is terminated or cancelled by the Insured, the minimum premium appearing in thedeclarations/schedules is deemed to be fully earned and is due and payable to the Company. No premiumsshall be refunded to the Insured, unless the Company terminates or cancels the policy for reasons other thannon-payment of premium. In the event the Company terminates or cancels the policy for reasons other thannon-payment of premium, the premium shall be refunded based on a customary pro-rata method.All the other terms and conditions remain unchanged.Premises Pollution Liability(Claims Made Basis)73