5-2 承保範圍及不保事項 - ACE Group

the first of those claims is made against any insured.2. Exclusionsa. Expected Or Intended Injuryb. Contractual Liabilityc. Liquor Liabilityd. Workers' Compensation And Similar Lawse. Employer's Liabilityf. Pollutiong. Aircraft, Auto Or Watercrafth. Mobile Equipmenti. Warj. Damage To Propertyk. Damage To Your Productl. Damage To Your Workm. Damage To Impaired Property Or Property Not Physically Injuredn. Recall Of Products, Work Or Impaired Propertyo. Personal And Advertising InjuryCOVERAGE B PERSONAL AND ADVERTISING INJURY LIABILITY1. Insuring Agreementa. We will pay those sums that the insured becomes legally obligated to pay asdamages because of "personal and advertising injury" to which this insuranceapplies. We will have the right and duty to defend the insured against any"suit" seeking those damages. However, we will have no duty to defend theinsured against any "suit" seeking damages for "personal and advertisinginjury" to which this insurance does not apply. We may, at our discretion,investigate any offense and settle any claim or "suit" that may result. But:(1) The amount we will pay for damages is limited as described in Section III –Limits Of Insurance ; and(2) Our right and duty to defend end when we have used up the applicable limitof insurance in the payment of judgments or settlements under Coverages Aor B or medical expenses under Coverage C.No other obligation or liability to pay sums or perform acts or services iscovered unless explicitly provided for under Supplementary Payments –Coverages A and B.b. This insurance applies to "personal and advertising injury" caused by anoffense arising out of your business, but only if:52