5-2 承保範圍及不保事項 - ACE Group

行 動 或 為 任 何 組 織 或 政 府 所 為 或 與 之 相 關 者 , 其 性 質 或 情 境 係 基 於 政 治 、 宗 教 、 意識 型 態 、 族 群 或 類 似 目 的 或 理 由 而 為 之 , 包 含 其 目 的 在 於 影 響 任 何 政 府 及 / 或 使 公 眾或 特 定 公 眾 陷 於 恐 懼 。3.11 安 全 不 足直 接 或 間 接 因 被 保 險 人 未 能 採 取 合 理 且 適 當 之 手 段 及 措 施 以 維 護 並 升 級 其 電 腦 系 統 或 未 能達 到 其 同 業 有 關 個 人 資 料 保 護 之 相 當 標 準 所 導 致 、 衍 生 或 相 關 者 。3.12 基 礎 設 施 故 障直 接 或 間 接 因 任 何 機 械 、 電 力 或 電 信 系 統 故 障 所 導 致 、 衍 生 或 相 關 者 。3.13 違 反 處 分 或 命 令直 接 或 間 接 因 任 何 被 保 險 人 違 反 個 人 資 料 保 護 且 未 依 政 府 或 主 管 機 關 之 處 分 或 命 令 改 正所 導 致 、 衍 生 或 相 關 者 。ACE elite III Investment Management Insurance Policy一 、 承 保 範 圍1. INSURING CLAUSESIf “NOT COVERED” is shown in Item 5 of the Schedule in relation to any Insuring Clause,such Insuring Clause and any reference to it within this Policy is deemed to be deleted andsuch coverage is not afforded.1.1 Directors and Officers LiabilityACE will pay to or on behalf of the Insured Person all Loss resulting from a Claim first madeagainst an Insured Person during the Policy Period, except where the InsuredOrganisation has paid such Loss.1.2 Company ReimbursementACE will pay to or on behalf of the Insured Organisation all Loss resulting from a Claim firstmade against an Insured Person during the Policy Period, for which the InsuredOrganisation has indemnified the Insured Persons.1.3 Professional IndemnityACE will pay to or on behalf of the Insured, all Loss arising from a Claim first made againstthe Insured in the Policy Period for Wrongful Acts of the Insured, or the conduct of anyother person for which the Insured is legally responsible, while performing or failing toperform Investment Services.1.4 CrimeACE will indemnify the Insured Organisation for all Loss sustained at any time resultingdirectly from any Wrongful Act, which Loss is first discovered by the Insured and notified toACE during the Policy Period.二 、 除 外 不 保 事 項4. GENERAL EXCLUSIONSEXCLUSIONS APPLICABLE TO ALL INSURING CLAUSES4.1 Prior MattersACE will not pay for any Loss directly or indirectly caused by, arising out of or in anyway connected with:(a) any Claim made, threatened or intimated against the Insured and/or anOutside Organisation before the Policy Period; or(b) any pending or prior investigation, litigation or other proceedingscommenced against the Insured and/or an Outside Organisation before thePolicy Period, or alleging or derived from the same or substantially the samefacts or circumstances alleged in the pending or prior litigation or proceedings ; or(c) any fact, circumstance, act, omission or claim, or with respect to InsuringClause 1.4, “Crime”, any Wrongful Act arising from any fact, circumstance, act,omission or claim, known or disclosed in the Proposal, or of which notice hasbeen given to any other insurer on or before the Policy Period; or(d) any fact, circumstance, act, or omission which, prior to thecommencement of the Policy Period, the Insured and/or an OutsideOrganisation is aware may give rise to a Claim or which at such date theInsured and/or an Outside Organisation ought to have been aware may giverise to a Claim.EXCLUSIONS APPLICABLE TO INSURING CLAUSES 1.1 (DIRECTORS & OFFICERS417