5-2 承保範圍及不保事項 - ACE Group

days after the loss is confirmed covered.It further understood and agreed that the aforementioned, subject to policy terms, conditionsand exclusions, does not in any way commit us to any liability and is not to be construed thatsaid loss is payable under the policy.In all other respects this policy remains unaltered.ACE elite II FraudProtector Insurance PolicyRetroactive Date ExclusionIt is understood and agreed that the following paragraph is added to the Section of “What isnot covered”:l) any loss that occurred before [insert Date].In all other respects this policy remains unaltered.ACE elite II FraudProtector Insurance PolicyGLOBAL INSURANCE PROGRAM ENDORSEMENT承 保 範 圍Notwithstanding anything contained herein to the contrary:A. Where a Local Policy is required by applicable law but prior to the incurring of aSubsidiary Loss such a policy had not in fact been issued; orB. Where a claim in respect of the Subsidiary Loss is made under a Local Policy and isrejected as not being within its policy terms and conditions ("DIC cover"); orC. Where a Local Policy had been issued but its limit of indemnity becomes exhaustedby payments made in part satisfaction of a Subsidiary Loss ("DIL cover"),the cover under this policy is provided to the Policyholder only for its Insured Loss on theterms set out in this endorsement.不 保 事 項 詳 主 保 險 契 約 約 定 。Prior Act cover for AcquisitionsBy way of endorsement to the policy, the parties agree as follows (subject otherwise to all otherterms, conditions, limits of liability and exclusions of the policy):It is understood and agreed that this policy shall cover any loss of [insert name of entity]resulting from acts committed prior to the date of acquisition by the Insured.The date of acquisition is [insert date].In all other respects this policy remains unaltered.ACE elite III fraudProtector Insurance Policy1. WHAT HAS GONE WRONG?( 承 保 範 圍 )You have suffered a loss because of:-a. an internal crime, orb. an external crime, orc. a theft, ord. physical loss or damage.2. WHAT IS NOT COVERED?( 除 外 不 保 事 項 )We will not pay loss consisting of or which is due to:-a) fines, penalties or damages for which you are legally liable except for compensatorydamages arising from a loss covered by this insurance and, only where you have selectedsuch extended cover, the contractual penalty cover as set out under Extension 5(a) to thispolicy.b) any loss that you have discovered before the commencement of the policy period.c) loss caused by or involving any person(s) who actively control(s) your business at the timesuch loss is sustained.d) loss caused by an employee after you became aware that they have committed acts of379