5-2 承保範圍及不保事項 - ACE Group

of an electronic system or program or denial of services; or2) any electrical or mechanical failures or interruption, including but not limited to anyelectrical disturbance, surge, spike, brownout or blackout, and outages to gas, water,telephone, internet, cable, satellite, telecommunications or other infrastructure.However, this exclusion shall not apply to failures, interruptions, disturbances or outagesof telephone, internet, cable or telecommunications infrastructure under the Insured’soperational control in the conduct of the Business; or3) any costs or expenses incurred by any Insured or others to recall, repair, replace,upgrade, supplement or remove the Insured’s products, including products whichincorporate the Insured’s products or services, from the marketplace.4) whether actual or alleged, any validity, invalidity, infringement, violation ormisappropriation of any patent or Trade Secret. Trade Secret means information,including a formula, pattern, compilation, program, device, method, technique, design orprocess, that derives independent economic value, actual or potential, from not beinggenerally known to or readily ascertainable by other persons who can obtain value fromits disclosure or use, so long as reasonable efforts have been made to maintain itssecrecy.P007 Bodily Injury & Property Damage CoverIt is agreed that Exclusion 4.2 Bodily Injury & Property Damage is deleted and replaced with:4.2 Bodily Injury & Property Damagefor:(a)(b)any physical injury, sickness, disease, death, mental injury, mental anguish ornervous shock; orany loss of, damage to or destruction of property (including the loss of use ofproperty),unless such Claim is caused by or arises directly out of the advice, design, specificationor formula provided by the Insured in the conduct of the Business.ACE elite Professional Indemnity Insurance PolicyP072 Medical Services ExclusionIt is agreed that this Policy does not apply to any Loss resulting from a Claim directly orindirectly caused by, arising out of or in any way connected with any medical or clinicalservices, including but not limited to:(a)(b)(c)(d)(e)providing medical, surgical, dental, psychiatric or nursing treatment, care,diagnosis or services, including any related provision of food and beverage;supplying or dispensing drugs or medical, dental or surgical supplies orappliances;handling, arranging or performing post-mortem examinations on human bodies;providing veterinary services;arranging, undertaking or participating in any way, in any clinical trial;367