5-2 承保範圍及不保事項 - ACE Group

This exclusion shall not operate to exclude losses (which would otherwise be covered under this Policy)arising from the use of any computer, computer system or computer software programme or any otherelectronic system in the launch and/or guidance system and/or firing mechanism of any weapon or missileLoss of Market9. any consequential loss or damage, loss of use, delay or loss of markets, loss of income, depreciation,reduction in functionality, or increased cost of working, unless insured hereinUtilities10. loss or damage caused by factors including but not limited to cessation, fluctuation or variation in, orinsufficiency of, water, gas or electricity supplies and telecommunications or any type of serviceHoax11. loss or increased cost as a result of threat or hoaxTheft12. loss or damage caused by or arising out of burglary, house-breaking, theft or larceny, vandalism,criminal damage or activity, looting, pillaging, mysterious or unexplained disappearance of PropertyInsured hereunder or directly or indirectly caused by any person taking part in any such activityMould13. loss or damage directly or indirectly caused by mould, mildew, fungus, spores or othermicroorganism of any type, nature or description, including but not limited to any substance whosepresence poses an actual or potential threat to human healthPolitical Violence14. loss or damage occasioned directly or indirectly by hostile acts of sovereign or local governmententities, rebellion, revolution, insurrection, martial law, usurpation of power, or civil commotion assumingthe proportions of or amounting to an uprising or caused by vandals or other persons acting maliciously orby way of protest or strikes, labour unrest, riots or civil commotionThis exclusion shall not apply if Peril 2. Political Violence, is shown in the Schedule as CoveredWar15. loss or damage occasioned directly or indirectly by war, invasion or warlike operations (whether war bedeclared or not), hostile or civil warThis exclusion shall not apply if Peril 3. War and/or Civil War, is shown in the Schedule as CoveredSchemes and Pools16. loss, destruction or damage, injury or any consequential loss resulting therefrom, which can beinsured against under any government scheme, government or public authority compensation scheme,insurance pool or natural catastrophe insurance scheme, other than where such loss, destruction ordamage is permitted by law and is so insured hereby. This Policy will insure any difference between theamount recoverable or in the cover provided under such scheme or poolprovided always that the liability of the Company shall be limited to the difference between the amountrecoverable under such other insurance and the amount that would have been recoverable under thisPolicy but for the existence of such other insuranceand that no deductible amount nor any financial loss sustained by the Insured resulting from the operationof any condition of average or co-insurance in such other insurance be recoverable under this PolicySanctions17. and the Company shall not be liable to pay any claim or provide any benefit hereunder to the extentthat the provision of such cover, payment of such claim or provision of such benefit would expose theCompany to any sanction, prohibition or restriction under United Nations resolutions or the trade oreconomic sanctions, laws or regulations of the European Union, United Kingdom or United States ofAmerica.-BUSINESS INTERRUPTION EXTENSIONThis Extension does not insure against:1. any loss resulting from interruption of or interference with the Business in consequence of Damage (aswithin defined) other than as insured herein;2. increase in loss caused by the suspension, lapse, or cancellation of any lease, licence, contract, ororder, unless such results directly from the insured Interruption of Business, and then the Company shallbe liable for only such loss as affects the Insured's earnings during, and limited to, the period of indemnitycovered under this Policy;241