5-2 承保範圍及不保事項 - ACE Group

Inured].All the other terms and conditions remain unchanged.Primary and Non-Contributory Insurance ClauseIt is hereby noted and agreed that the coverage afforded under this Policy is primary, non-contributory andnot be excess coverage with regard to any other available insurance to the “Designated Person and/orOrganization" as scheduled.Designated Person or Organization:[insert Designated Person or Organization.]Employee’s Gym Liability EndorsementIt is understood and agreed this Policy extend to indemnify the Insured for all sum which the Insured shallbecome legally liable to pay as Compensation in respect of Bodily Injury or Property Damage to third partyoccurring as a result of an accident happening in Employees’ Gym at the Insured’s premises.For the purpose of this endorsement, employee of the Insured is deemed as third party for this coverage,subject to the followings:1. The coverage provided is in excess of any valid and collectible insurance available.2. The limit of liability is [insert: amount] any one occurrence and [insert: amount] in aggregate.However, it is hereby noted and agreed the coverage provided under this endorsement does not coverany legal liability arising out of or in any way connected with the followings:1. Sports Injuries, which including sprains, strains, knee injuries, compartment syndrome, shin splints,Achilles tendon injuries, fractured bones and dislocated joints;2. Professional Liability of Gym Coach.Subject otherwise to the terms, exceptions and conditions of this policy.Incidental Medical Malpractice Liability EndorsementIt is hereby declared and agreed that this Policy is extended to cover the Insured’s legal liability for BodilyInjury arising out of the rendering of or failure to render, during the policy period, the following services:(A)Medical, surgical, dental, x-ray or nursing service or treatment or the furnishing of food orbeverages in connection therewith; or(B)The furnishing or dispensing of drugs or medical, dental or surgical supplies or appliances.This extension does not apply to:202