5-2 承保範圍及不保事項 - ACE Group

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產品責任保險變更保險費計算基礎附加條款 ............................. 44產品責任保險交叉責任附加條款 ....................................... 44產品責任保險建築物昇降設備及機械停車設備專業廠商責任附加條款 (ML014B維護廠商適用 )..................................................... 44產品責任保險特別除外附加條款 -- 酒類產品適用 ......................... 44二氧化矽除外不保附加條款 ........................................... 45三聚氰胺除外不保附加條款 ........................................... 45石綿除外不保附加條款 ............................................... 45黴菌及真菌除外不保附加條款 ......................................... 45鉛產品除外不保附加條款 ............................................. 45僱主意外責任保險 ................................................... 45公共意外責任保險 ................................................... 46公共意外責任保險公寓大廈投保公共意外責任保險特約條款 ............... 46公共意外責任保險游泳池責任附加條款 ................................. 47公共意外責任保險停車場責任附加條款 ................................. 47公共意外責任保險食品中毒責任附加條款 ............................... 48公共意外責任保險建築物承租人火災責任附加條款 ....................... 48公共意外責任保險汽車修理廠責任附加條款 ............................. 48公共意外責任保險各級學校暨幼稚園責任附加條款 ....................... 49公共意外責任保險超輕型載具責任附加條款 ............................. 49公共意外責任保險電梯責任附加條款 ................................... 50電腦系統年序轉換除外不保附加條款 ................................... 50恐怖主義除外附加條款 ............................................... 50Commercial General Liability(Claims-Made Form) .................... 51Commercial General Liability(Occurrence Form) ..................... 54Commercial General Liability(Claims-Made Form) – 17 clauses ........ 58Commercial General Liability(Occurrence Form)– 17 clauses .......... 581.ADDITIONAL INSURED (VENDORS-BROAD FORM) ................. 582.ADDITIONAL INSURED -VENDORS (CG 20 15) ...................... 583.ASBESTOS EXCLUSION .......................................... 594.DEDUCTIBLE CLAUSE ............................................ 605.EFFICACY CLAUSE .............................................. 606. ELECTRICAL/ELECTROMAGNETIC FIELD/RADIO FREQUENCYRADIATION (EFL/EMF/RFR) EXCLUSION ............................. 607.FOOD &/OR DRINK POISONING CLAUSE .......................... 618.LEAD EXCLUSION CLAUSE ....................................... 619.MILLENNIUM ENDORSEMENT .................................... 6110.MINIMUM EARNED PREMIUM CLAUSE ........................... 622
11.MOLD AND FUNGI EXCLUSION ................................... 6212.POLICY TERRITORY ENDORSEMENT ............................ 6313.PROFESSIONAL LIABILITY EXCLUSION........................... 6314.PUNITIVE DAMAGES EXCLUSIONS............................... 6315.SPECIFIED VENDORS CLAUSE .................................. 6416.SILICA EXCLUSION ............................................. 6417.USA/CANADA DOMICILED OPERATIONS EXCLUSION .............. 65LIMITS OF INSURANCE ENDORSEMENT ............................ 65SUPPLEMENTARY PAYMENTS – COVERAGES A AND B ENDORSEMENT................................................................... 66POLLUTION EXCLUSION – ABSOLUTE .............................. 67Ardentec Corp. - Endorsement A ...................................... 67Car Park Endorsement .............................................. 68CONTRACTUAL LIABILITY LIMITATION .............................. 68CROSS LIABILITY CLAUSE ......................................... 68Difference In Conditions Clause ...................................... 68Difference In Limits Clause ........................................... 68Drop Down Clause .................................................. 69Elevators/Escalators/Crane/Forklift Liability............................. 69Excess Automobile Liability Endorsement .............................. 69FIRE BRIGADE & WATER DAMAGE CLAUSE ......................... 70FIRE LEGAL LIABILITY ENDORSEMENT ............................. 70Independent Contractors Liability Clause .............................. 70Pure Financial Loss Exclusion ........................................ 70TENANT’S LIABILITY CLAUSE ....................................... 71Additional Insured – Designated Person or Organization ................. 71AIRCRAFT APPLICATIONS EXCLUSION .............................. 71Failure to Supply .................................................... 71Nominated Loss Adjusters Clause..................................... 71REPETITIVE STRAIN INJURY EXCLUSION ENDORSEMENT ........... 71Sudden & Accidental Pollution ........................................ 72WAIVER OF SUBROGATION CLAUSE ................................ 72CELLULAR PHONE RADIATION EXCLUSION ......................... 72CONTRACTUAL LIABILITY LIMITATION(CLAIMS-MADE FORM) ........ 73STRANGULATION EXCLUSION ENDORSEMENT ..................... 73MINIMUM & DEPOSIT PREMIUM CLAUSE ............................ 73Premises Pollution Liability(Claims Made Basis) ........................ 73<strong>ACE</strong> EXCESS LIABILITY INSURANCE ................................ 753
Page 1: 承保範圍及不保事項
Page 7 and 8: EXCLUSION - EMPLOYMENT-RELATED PRAC
Page 9 and 10: BROAD FORM PROPERTY DAMAGE LIABILIT
Page 11 and 12: ADDITIONAL INSURED -VENDORS (ACE EX
Page 13 and 14: E119 Removal of Parental Support Ex
Page 15 and 16: E015A 視為被保險公司
Page 17 and 18: E155 修正發現期間附
Page 19 and 20: E148G 修改繼續承保附
Page 21 and 22: Global Insurance Program Endorsemen
Page 23 and 24: 住宅火災及地震基本
Page 25 and 26: 航空飛行團體傷害保
Page 27 and 28: 承保範圍及不保事項
Page 29 and 30: 7.1 caused by strikers, locked-out
Page 31 and 32: the subject-matter insuredis loaded
Page 33 and 34: 7 In no case shall this insurance c
Page 35 and 36: 3 In no case shall this insurance c
Page 37 and 38: 2.4 loss damage or expense caused b
Page 39 and 40: y any terrorist or any person actin
Page 41 and 42: the liability of the Post Office or
Page 43 and 44: 2. 未能使產品維持可
Page 45 and 46: 及財務損失 (Financial Loss
Page 47 and 48: 2. 肇事責任已確定 ,
Page 50 and 51: 響所致者。二、被保
Page 52 and 53:
the first of those claims is made a
Page 54 and 55:
(3)Because of your operations;provi
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a. Expected Or Intended Injuryb. Co
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. Hired Personc. Injury On Normally
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We shall have no duty of any kind w
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(1) Any of the following, whether b
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others for whose conduct you may be
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All other terms and conditions rema
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Limited, and San Disk Limited respe
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In consideration of the premium cha
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directly or indirectly caused by, r
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Insuring AgreementIn consideration
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component thereof; or the storage,
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(a) Insured’s Product or work per
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20. Liability of indemnity regulate
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vapors, soot, fumes, acids, alkalis
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equest that an insured test for, as
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This policy does not apply to any l
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other cause or event contributing c
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Information, facts or programs stor
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c. The Company will have no duty or
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(2) Work that has not yet been comp
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however that [if any, insert , exce
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The addition of this endorsement do
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Other Insurance Clause DeletedIt is
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profit, loss of use, and/or loss of
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the Company shall not be increased
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apply.AIRCRAFT/WATERCRAFT PRODUCTS
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to us and the date by which payment
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any person or persons acting on beh
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a. Refusal to employ that person;b.
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3. The terms of this insurance, inc
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This policy does not cover any lega
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machinery or equipment without the
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In consideration of the payment of
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distributed in the USA and Canada,T
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The reasonable and necessary costs
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TERMS AND CONDITIONS1 Insuring Agre
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3.1 Event meansThe first discovery
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apply.FOOD &/OR DRINK POISONING CLA
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property, arising out of (1) a dela
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3. "Structural property damage" mea
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which directly or indirectly causes
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- Because of the Named Insured’s
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1.5 DeductibleThe Deductible is the
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not require insurance against such
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out of Product shown in the Schedul
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2. The insurance does not apply to
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the Insured.The contract value unde
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Schedules or Declarations] of any o
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All the other terms and conditions
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It is agreed that, where permitted
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SOCIAL AND/OR RECREATIONAL ACTIVITI
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and settle any “claim” or “su
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material. Asbestos means the minera
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Any dishonest, fraudulent, criminal
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(2) Performing duties related to th
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Any act or omission for which the U
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subsequent insurance you purchase,
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(1) Owned, occupied or used by,(2)
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C. The most that we will pay under
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1. There is no coverage or payment
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The following definitions apply to
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M. “Pharmaceutical” means any s
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(a) Preparing, approving, or failin
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devices, appliances or contrivances
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c) any Claim or Circumstances notif
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marketers purposes, and does not in
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. Does not include bodily injury or
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Provided that the limit of liabilit
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All the other terms and conditions
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The Definition of 2.1 Insured is am
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of any products liability claims fi
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Inured].All the other terms and con
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(e)Any failure to make such inspect
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container;(e)Any failure to make su
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除外責任 ( 二 )本公司
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茲經雙方同意 , 於要
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( 十二 ) 被保險人之受
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先直接遭受颱風損壞
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本公司對於下列毀損
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二、任何性質之附帶
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4. 本公司於簽發本保
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(EXPEDITING EXPENSE CLAUSE)茲經
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路、電壓過高、感應
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SB044無法進入承保處
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SB055未受損之附屬或
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SB066電腦資料及設備
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參、本保險契約不承
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被保險人在施工處所
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第一條安裝工程財物
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( 五 ) 任何維護保養之
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Coverages-PROPERTY DAMAGEThe Compan
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3. increase in loss caused by the e
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acquisition and transfer of Contrac
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This endorsement attaches to and fo
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This endorsement attaches to and fo
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Any reference to the Insurer shall
Page 252 and 253:
The Insurer shall not be liable to
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E083 Professional Services Exclusio
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In all other respects this policy r
Page 258 and 259:
Page 260 and 261:
(3) any lack of good faith or fair
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this exclusion shall not apply to D
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Not-for-Profit Entity and its Direc
Page 266 and 267:
Page 268 and 269:
Insurer:(a) wholly ceases underwrit
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Base upon, arising from, or in cons
Page 272 and 273:
(ii)the Insured has maintained, wit
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committed by the Company.[Provided
Page 276 and 277:
(b) 與業務過失致死罪
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就任何直接或間接基
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菁英三號董監事暨重
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E018B 重大情事附加條
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有僱傭上錯誤行為而
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3.12 基於、肇因於或
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(vi) 在賠償請求所根
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legally required or permitted to in
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(b) 擴大承保事項第 7.6
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Nothing contained in this endorseme
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(ii)Matter"); andthe Insured has ma
Page 302 and 303:
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conditions, limits of liability and
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(a)(b)(c)The “Effective Date” i
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attributable to the purchase or sal
Page 310 and 311:
本附加條款未約定事
Page 312 and 313:
倘本保險單有任何賠
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2.15「損失」係指(i) 被
Page 316 and 317:
組織名稱 ]。(vi) 如於
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By way of endorsement to the policy
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Schedule.The premium will not be re
Page 322 and 323:
Page 324 and 325:
specified in Item 13(a) of the Sche
Page 326 and 327:
承保明細表上第十三
Page 328 and 329:
Page 330 and 331:
Entity; or(b)becomes a Director or
Page 332 and 333:
for any enterprise or entity, or an
Page 334 and 335:
The Insurer shall not be liable to
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被保險公司 :附加條
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of the Schedule or under which the
Page 340 and 341:
Ref. No:In all other respects this
Page 342 and 343:
所列之累積責任限額
Page 344 and 345:
The Definition 2.32 of Subsidiary i
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In the event that the Company acqui
Page 348 and 349:
儘管本保險單定義第
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This policy has been terminated wit
Page 352 and 353:
E023 Deletion of Outside Directorsh
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本附加條款未約定事
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本公司對於直接或間
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orH. arising from war (whether befo
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Comprehensive Credit Insurance Poli
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expense arising from such failure,
Page 364 and 365:
10.Products Liabilitydirectly or in
Page 366 and 367:
come within the jurisdiction of the
Page 368 and 369:
(f)provision of any advice by an In
Page 370 and 371:
1. This Policy does not apply to an
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Associated Companies ExclusionIt is
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ACE elite FraudProtector Insurance
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eplaced with the following:Employee
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enewed and of the number of premium
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fraud, dishonesty, or criminal dama
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Page 384 and 385:
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date] for [insert vessel name] by t
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of or in any way connected with:(a)
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including but not limited to plagia
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combined involving both this Policy
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之其他賠償請求直接
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管轄領域內類似法令
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本保險單第 4 條除外
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上二項損失按實際支
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第三條本公司對於直
Page 404 and 405:
4. 代號、密碼及押密
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二、核子分裂或輻射
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九、被保險人違反中
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9. Loss as a result of a threat:(a)
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2.6 Newly Acquired or Created Subsi
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(e) any entity in which an Insured
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3. 除外不保事項針對
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LIABILITY), 1.2 (COMPANY REIMBURSEM
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commodities or property manager, or
Page 422 and 423:
4.2 不當行為在承保範
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僅適用於承保範圍第
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二、閃電雷擊三、爆
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負賠償責任者 , 不在
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直接因下列危險事故
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本公司對下列原因導
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金額為限。前項第二
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被保險人直接或間接
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參、共同不保事項被
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( 三 ) 洪水、河川、水
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前項第一款情形 ( 除
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十一、爆炸物。十二
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九、任何直接或間接
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照本附加條款之約定
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同本契約之除外責任
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同本契約之除外責任
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八、因戰爭、類似戰
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三、被保險人未遵守
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SECTION (E) TRAVEL CANCELLATION COV
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十八、產品移至他處
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6. 子宮頸未全開而有
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2. 胎兒窘迫 , 係指下
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前項所稱骨折是指骨
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除外責任與不保事項
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心跳低於基礎心跳每
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2. 因本人或其配偶之
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一、被保險人的故意
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4 喪失言語或咀嚼機
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7. 兩次 ( 含 ) 以上的死
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被保險人於契約有效
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c. 胎盤早期剝離。d.
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診斷罹患本契約第二
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承保範圍被保險人於
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四、懷孕、流產或分
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被保險人於本附加條
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旅行時 , 因本附約第
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小時 ), 或第一產程之
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本附加條款所記載事
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「安達產物商務旅行
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保險範圍被保險人於
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5-2 承保範圍及不保事項 - ACE Group

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