5-2 承保範圍及不保事項 - ACE Group

(a) Preparing, approving, or failing to prepare or approve, maps, shop drawings, opinions, reports,surveys, field orders, change orders or drawings and specifications; or(b) Giving directions or instructions, or failing to give them, if that is the primary cause of the injury ordamage; or(3) Under which the insured, if an architect, engineer or surveyor, assumes liability for an injury ordamage arising out of the insured's rendering or failure to render professional services, including thoselisted in (2) above and supervisory, inspection, architectural or engineering activities.CONTINGENT LIABILITY CLAUSEIt is hereby understood and agreed that the Policy extends to cover [insert the Insured’s or your] legalliability in respect of acts of employees of their contractors/sub-contractors for which they may beresponsible. Provided that the indemnity given is on the condition that:(1) It is contingent upon the liability incurred not being covered or indemnified by an insurance of thecontractors/sub-contractors.(2) If any claim submitted is covered by the contactors/sub-contractors more specific insurance, then thisPolicy shall not insure the same except only as regards any excess beyond the limit of liability covered bysuch specific insurance.[if any, insert The contract value under this extension shall not exceed [insert amount] each contract.]LOADING AND UNLOADING VEHICLESIt is hereby declared and agreed that insurance by this Policy is extended to cover the legal liability of youin respect of any bodily injury or loss of or damage to property caused or arising from beyond the limits ofany carriage-way or thoroughfare in connection with:(a) the bringing of the load to such vehicle for loading thereon(b) the taking away of the load from such vehicle after unloading therefromby any person other than the driver or attendant of such vehiclePROVIDED ALWAYS THAT our liability under this Policy and endorsement in respect of any bodily injuryor loss of or damage to property shall not in any way exceed the limit of Indemnity specified in this Policy.Subject otherwise to the terms exceptions and conditions of this Policy.CANCELLATION NOTICE “90 DAYS” ClauseThis endorsement modifies insurance provided under the following:COMMERCIAL GENERAL LIABILITY COVERAGE FORMThe condition of “CANCELLATION” in COMMON POLICY CONDITIONS is replaced by the following:1. The first Named Insured shown in the Declarations may cancel this policy by mailing or deliveringto us advance written notice of cancellation.2. We may cancel this policy by mailing or delivering to the first Named Insured written notice ofcancellation at least:a. 10 days before the effective date of cancellation if we cancel for nonpayment of premium; orb. 90 days before the effective date of cancellation if we cancel for any other reason.3. We will mail or deliver our notice to the first Named Insured’s last mailing address known to us.4. Notice of cancellation will state the effective date of cancellation. The policy period will end on thatdate.5. If this policy is cancelled, we will send the first Named Insured any premium refund due. If wecancel, the refund will be pro rata. If the first Named Insured cancels, the refund may be less than pro rata.The cancellation will be effective even if we have not made or offered a refund.6. If notice is mailed, proof of mailing will be sufficient proof of notice.FIRST AID LIABILITY CLAUSEThis Policy is extended to cover you and any member of your First Aid or Medical Organization (other thana qualified Medical Practitioner) employed under a contract of service or apprenticeship with you againstlegal liability in respect of medical or surgical treatment given by such member in the course of his184