5-2 承保範圍及不保事項 - ACE Group

All “claims” for damages because of “property damage” causing loss to the same personor organization will be deemed to have been made at the time the first of those “claims” is made againstany person.All “claims” for damages because of a single “clinical study incident” will be deemed to havebeen made at the time the first of those “claims” is made against any insured or against us, whichever isearlier.II.ExclusionsThis insurance does not apply to any “claim” alleging, based upon, arising out of or attributable to, directlyor indirectly, consequently or in any sequence:A. Expected or Intended Injury“Bodily injury” or “property damage” expected or intended from the standpoint of the insured. Thisexclusion does not apply to “bodily injury” resulting from the use of reasonable force to protect persons orproperty; nor does this exclusion apply to “bodily injury” arising out of the known side effects of, or otheradverse reactions to, any “pharmaceutical”, “biologic” or “medical device” on humans who are the subjectsof “human clinical trials” conducted for you.B. Pollution1. The actual, alleged or threatened discharge, dispersal, release, escape, seepage, migration ordisposal of "pollutants”; or2. Any direction or request that any insured test for, monitor, clean up, remove, contain, treat, detoxifyor neutralize “pollutants”, or any voluntary decision to do so.C. Personal Injury or Advertising Injury“Bodily injury” or “property damage” directly or indirectly caused by “personal injury” or “advertising injury”.D. Asbestos or Asbestos-Containing Products or Materials”Bodily injury”, “property damage”, loss, cost, expense or obligation arising out of or in any way related tothe actual, alleged or threatened presence of or exposure to asbestos or asbestos-containing products or163