5-2 承保範圍及不保事項 - ACE Group

COVERAGE FORM:• This insurance does not apply to any actual or alleged “bodily injury” or “property damage” thatarises, directly or indirectly, consequently or in any sequence, out of any “clinical study incident”, as thatterm is defined in the HUMAN CLINICAL TRIALS LIABILITY COVERAGE part of this policy.3. The following HUMAN CLINICAL TRIALS LIABILITY COVERAGE part is added to this policy. Exceptas otherwise provided herein, this HUMAN CLINICAL TRIALS LIABILITY COVERAGE covers only claimsfirst made against the insured and reported to us during the policy period:• HUMAN CLINICAL TRIALS LIABILITY COVERAGEScheduleRetroactive Date:[inertdate]Limits of Insurance:[insert amount] EachoccurrenceI. Insuring AgreementA. Payment or Indemnification1. We will pay or indemnify the insured for those sums that the insured becomes legally obligated topay as damages because of “bodily injury” or “property damage” arising out of any “clinical study incident”to which this insurance applies.2. The amount we will pay or indemnify for damages under subparagraph A. (1) is limited asdescribed in Section VI. Limits of Insurance below.B. Defense, Investigation or Settlement1. We will have the right and duty to defend the insured against any “suit” seeking those damages.However, we will have no duty to defend the insured against any “suit” seeking damages for “bodily injury”or “property damage” to which this insurance does not apply.2. We may, at our discretion, investigate any “clinical study incident”161