12.07.2015 Views

5-2 承保範圍及不保事項 - ACE Group

5-2 承保範圍及不保事項 - ACE Group

5-2 承保範圍及不保事項 - ACE Group

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force, the insurance provided under this Policy shall apply in the same manner that suchunderlying policy has been so maintained.]Subject otherwise to the terms, exceptions and conditions of this Policy.DEDUCTIBLE CLAUSE (PER CLAIM BASIS-CGL - CM)1. Our obligation to pay damages on behalf of you applies only to the amount of damages in excess ofUS$XXXX per claim, which also applies down to any legal defense and costs.2. The deductible amount is on a “per claim” basis under Bodily injury, Property Damage, and Personaland Advertising Injury Liability Coverage Combined, to all damages and expenses (as stipulated in“Supplementary Payment”) because of:(a) “Bodily injury”;(b) “Property damage”;(c) “Personal and Advertising Injury”,(d) “Bodily injury”, “property damages”, and “Personal and Advertising Injury” combined;as the result of any one “occurrence”, regardless of the number of persons or organizations who sustaindamages because of that “occurrence”.3. The terms of this insurance, including those with respect to:(a) Our right and duty to defend any “suits” which is seeking those damages; and(b) Your duties in the event of an “occurrence”, claim, or “suit”apply irrespective of the application of the deductible amount.4. We may pay any part or all of the deductible amount to effect settlement of any claim or “suit” and, uponnotification of the action taken, you shall promptly reimburse us for such part of the deductible amount ashas been paid by us.DEDUCTIBLE CLAUSE (PER CLAIM BASIS-PDL)1. The Company's obligation to pay damages on behalf of the insured applies only to the amount ofdamages in excess of any deductible amounts stated in the Declarations, which also applies down to anylegal defense and costs.2. The deductible amount stated in the Declarations applies on a ”per claim” basis under Bodily injuryand/or Property Damage Liability Coverage Combined, to all damages and expenses (as stipulated in“Supplementary Payment”) because of:(a) “Bodily injury”;(b) “Property damage”;(c) “Bodily injury” and ”Property damages” combined;as the result of any one “occurrence”, regardless of the number of persons or organizations who sustaindamages because of that ”occurrence”.113

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