5-2 承保範圍及不保事項 - ACE Group

a. Refusal to employ that person;b. Termination of that person's employment; orc. Employment-related practices, policies, acts or omissions, such as coercion, demotion, evaluation,reassignment, discipline, defamation, harassment, humiliation or discrimination directed at that person; or2. The spouse, child, parent, brother or sister of that person as a consequence of "bodily injury" to thatperson at whom any of the employment-related practices described in paragraphs (a), (b), or (c) above isdirected.This exclusion applies:1. Whether the insured may be liable as an employer or in any other capacity; and2. To any obligation to share damages with or repay someone else who must pay damagesbecause of the injury.Phthalate Exclusion ClauseThis Policy does not apply to damages claimed for any loss, demand claim or suit arising out of or relatedin any way to the toxic properties of phthalate or phthalate containing products materials or substances.This shall apply to all forms of phthalate including but not limited to solid, liquid vagor and fumes.The addition of this endorsement does not imply that other policy provisions do not otherwise preclude orexcluded coverage for any such claims, suits or proceedings.EMPLOYERS’ LIABILITY ENDORSEMENTIt is hereby declared and understood that this Policy is extended to cover the Insured’s legal liability toemployees for Bodily Injury by accident or disease, including death at any time resulting therefrom, arisingout of and in the course of their employment by the Insured.However, this endorsement shall not be deemed to include the Insured’s liability under any workmen'scompensation law, labor standard law, plan or scheme, and provided also that, at the time of the claim, theInsured has complied with the local workmen's compensation law or scheme in the country of employmentor have in force a workmen's compensation policy.[If any, Insert terms and conditions of this endorsement, ex. Sub-limit, Deductible,Territory/Jurisdiction, underlying policy information, Number of Employees/Payrolls][Insert, the following section if there is any underlying policy (limit)][In the event of failure by the Insured to maintain the aforementioned underlying policy (limit) in112