5-2 承保範圍及不保事項 - ACE Group

designs or specifications or any other professional service.Sub-limit of [insert sub-limit amount].Extension for CCCIt is agreed that this Policy extends to indemnify all sums which the Insured shall become legally liable topay as compensation for damage to property (except premises) arising out of fire, lightning and explosion.The aforesaid property means property which are leased or hired by or under hire purchase or on loan tothe Insured or otherwise in the Insured’s Care, Custody or Control but subject to following terms:Sub-limit of [insert sub-limit amount].JURISDICTION ENDORSEMENTIt is hereby declared and agreed that the indemnity provided under this policy shall only apply in respect ofthe judgments which are in the first instance delivered by or obtained from a court of competent jurisdictionwithin the territory of [insert country]Products Insured ConditionIt is declared and agreed that, though [insert company name] is one of the Named Insured, the policy onlycovers the Products Insured above-listed (incl. the parts/components involved) manufactured by [insertcompany name] and sold through [insert company name].ACE elite Products Liability Insurance (Occurrence Form)A) Insuring AgreementThe Company will pay on behalf of the Insured all sums which the Insured shall become legallyobligated to pay as damages because of Bodily Injury or Property Damage included within theProducts Hazard to which this insurance applies. No other obligations or liability to pay sums orperform acts or services is covered unless provided for under SUPPLEMENTARY PAYMENTS. TheBodily Injury or Property Damage must be caused by an Occurrence. The Occurrence must takeplace in the Policy Territory.The Company shall have the right and duty to defend any Suit against the Insured seeking damageson account of such Bodily Injury or Property Damage, even if any of the allegations of the Suit aregroundless, false or fraudulent, and may make such investigation and settlement of any claim or Suitas it deems expedient, but the Company shall not be obligated to pay any claim or judgment or todefend any Suit after the applicable limit of the Company's liability has been exhausted by payment ofjudgments or settlements.B) ExclusionsThis insurance does not apply to:(1) Bodily Injury or Property Damage expected or intended from the standpoint of the Insured.(2) Bodily Injury or Property Damage for which the Insured is obligated to pay damages by reason ofthe assumption of liability in a contract or agreement. This exclusion does not apply to liability fordamages that the Insured would have in the absence of the contract or agreement.(3) Bodily Injury or Property Damage for which any Insured may be held liable by reason of:(a) causing or contributing to the intoxication of any person;(b) the furnishing of alcoholic beverages to a person under the legal drinking age or under theinfluence of alcohol; or(c) any statute, ordinance or regulation relating to the sale, gift, distribution or use of alcoholicbeverages.This exclusion applies only if the Insured is in the business of manufacturing, distributing, selling,serving or furnishing alcoholic beverages.(4) any obligation of the Insured under a workers compensation, disability benefits or unemploymentcompensation law or any similar law.(5) Bodily Injury or Property Damage arising out of or in any way connected with the following:war, invasion, act of foreign enemy, hostilities or warlike operations (whether war be declared ornot), civil war, mutiny, civil commotion assuming the proportions of or amounting to a popularrising, military rising, insurrection, rebellion, revolution, military or usurped power, or any act of109