5-2 承保範圍及不保事項 - ACE Group

to us and the date by which payment is required.If this policy is terminated or cancelled by you, the minimum premium appearing in thedeclarations/schedules is deemed to be fully earned and is due and payable to us. No premiums shall berefunded to you, unless we terminates or cancels the policy for reasons other than non-payment ofpremium. In the event we terminates or cancels the policy for reasons other than non-payment ofpremium, the premium shall be refunded based on a customary pro-rata method.All the other terms and conditions remain unchanged.ACE Products Liability Insurance Amendment to War ExclusionIt is understood and agreed that Exclusion (6) is deleted in its entirety and replaced by the following:War“Bodily Injury” or “Property Damage” arising out of or in any way connected with the following:war, invasion, act of foreign enemy, hostilities or warlike operations (whether war be declared or not), civilwar, mutiny, civil commotion assuming the proportions of or amounting to a popular rising, military rising,insurrection, rebellion, revolution, military or usurped power, or any act of any person or persons acting onbehalf of or in connection with any organization the objects of which are to include the overthrowing orinfluencing of any de jure or de facto government by terrorism or by any violent means.COMMERCIAL GENERAL LIABILITY INSURANCE Amendment to War ExclusionIt is understood and agreed that Section I – Exclusion i, War is deleted in its entirety and replaced by thefollowing:War“Bodily Injury” or “Property Damage” arising out of or in any way connected with the following:war, invasion, act of foreign enemy, hostilities or warlike operations (whether war be declared or not), civilwar, mutiny, civil commotion assuming the proportions of or amounting to a popular rising, military rising,insurrection, rebellion, revolution, military or usurped power, or any act of any person or persons acting onbehalf of or in connection with any organization the objects of which are to include the overthrowing orinfluencing of any de jure or de facto government by terrorism or by any violent means.Workers’ Compensation and Similar Laws ExclusionThis insurance does not apply to any obligation of the insured under a workers’compensation, disability benefits or unemployment compensation law or any similar law.Incidental Products LiabilityIncidental Products LiabilityIt is hereby declared and agreed that with effect from inception, the Company will pay on behalf of theInsured all sums which the Insured shall become legally liable to pay as damages because of bodily injuryor property damage included within the product hazard of incidental products. Incidental Products includeembossed ash trays, calendars, pens, watches and clocks used for promotional and marketers purposes,and does not include the preparing, approving or failing to approve opinions or reports, or change orders,108