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IndiaFirst Young India Plan - Life Insurance

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governance and most importantly – the trust ofvaluable customers like you.Andhra Bank has been serving the <strong>India</strong>n customer forover 89 years and currently has a network of over 1716branches. The bank has developed best in classdeposit and lending schemes for its valued customers.Both the banks are nationalised and provide best inclass products and services to every <strong>India</strong>n citizen.Legal & General Group is one of UK’s leading financialinstitutions with a heritage of over 150 years. Itprovides life assurance, pensions, investments andgeneral insurance plans to over 5.5 million customersacross UK. It brings rich fund management andinsurance experience to <strong>India</strong>.AgelastMalesbirthdayRateAnnual Mortality ChargeAgelastMalesbirthdayRateAgelastbirthdayMalesRate18 1.53 39 2.85 60 18.1619 1.58 40 3.10 61 20.0020 1.63 41 3.34 62 22.0921 1.67 42 3.57 63 24.4422 1.71 43 3.84 64 27.0423 1.74 44 4.17 65 29.1324 1.76 45 4.5625 1.79 46 5.0226 1.80 47 5.5427 1.82 48 6.1328 1.82 49 6.7829 1.83 50 7.5030 1.83 51 8.2831 1.85 52 9.1232 1.90 53 10.0333 1.97 54 11.0034 2.06 55 12.0335 2.17 56 13.1336 2.30 57 14.1637 2.46 58 15.2438 2.64 59 16.57Standard Annual Additonal Benefit ChargeStandard waiver charges per ` 1,000 of sum at risk:AgeLast BirthdayStandard Additional Benefit charges per ` 1,000 of sumat risk:MalesRateAgeLast BirthdayMalesRate18 1.80 42 3.8419 1.85 43 4.1120 1.90 44 4.4421 1.94 45 4.8322 1.98 46 5.2923 2.01 47 5.8124 2.03 48 6.4025 2.06 49 7.0526 2.07 50 7.7727 2.09 51 8.5528 2.09 52 9.3929 2.10 53 10.3030 2.10 54 11.2731 2.12 55 12.3032 2.17 56 13.4033 2.24 57 14.4334 2.33 58 15.5135 2.44 59 16.8436 2.57 60 18.4337 2.73 61 20.2738 2.91 62 22.3639 3.12 63 24.7140 3.37 64 27.3141 3.61 65 29.40For females above age 17 apply a three year agereduction to the above. However, for females aged 18to 20 apply the rate as at age 18. The above rates are forstandard lives. Substandard lives may have a loadingapplied in accordance with the underwriting policy.For females above age 17, apply a three year agereduction to the above. However, for females aged 18to 20 apply the rate as at age 18. The above rates are forstandard lives. Substandard lives may have a loadingapplied in accordance with the underwriting policy.13

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