March 2010 - Maharashtra Gramin Bank

MAHARASHTRA GRAMIN BANKHEAD OFFICE: SHIVAJINAGAR, NANDEDPERFORMANCE OF THE BANK AT A GLANCEParticulars 2008-09 2009-10B) AVERAGES9 Average Deposits 165666.63 203550.00Growth % - 22.8610 Average Borrowings 8433.21 6128.00Growth % - -27.3311 Average Gross Loans & Advances 85144.27 109128.00Growth % - 28.1612 Average Investments 84443.38 102297.00Growth % - 21.14Average SLR Investmentsas % to average depositsAverage Non-SLR Investmentsas % to average deposits24.89 23.7226.09 24.8513 Average working funds 177414.15 205858.00C) LOANS ISSUED DURING THE YEAR14 Loans issued during the year 46392.18 76395.45Growth % - 64.67Of 14 above, loans to Priority 31170.60 59764.31Of 14 above, loans to Non priority 15221.58 16631.24Of 14 above, loans to SC/ST 3255.50 6595.23Of 14 above, loans to SF/MF/AL 9533.83 18545.15Of 14 above, loans to Minorities 1285.98 1859.71D) PRODUCTIVITY15 Per Branch 918.04 1143.07Per Staff 226.87 280.34

MAHARASHTRA GRAMIN BANKHEAD OFFICE: SHIVAJINAGAR, NANDEDPERFORMANCE OF THE BANK AT A GLANCEParticulars 2008-09 2009-10E) RECOVERY PERFORMANCE16 TOTALDemand 52360.21 60614.87Recovery 30164.38 41052.31Overdues 22195.83 19562.56Recovery % (June position) 57.61 67.7317 Farm SectorDemand 32858.35 38658.25Recovery 15087.81 23788.51Overdues 17770.54 14869.74Recovery % (June position) 45.92 61.5318 Non Farm SectorDemand 19501.86 21956.62Recovery 15076.57 17263.80Overdue 4425.29 4692.82Recovery % (June position) 77.31 78.63F) ASSET CLASSIFICATION19 a) Standard 86179.93 116447.31b) Sub-Standard 1368.22 2537.56c) Doubtful 4841.95 5736.38d) Loss 792.63 718.61Sub Total NPA 7002.80 6992.55Total 93182.73 123439.8620 Standard Assets as % to gross loans & Advances O/s. 95.70 94.34

MAHARASHTRA GRAMIN BANKHEAD OFFICE: SHIVAJINAGAR, NANDEDPERFORMANCE OF THE BANK AT A GLANCEParticulars 2008-09 2009-10G) PROFITABILITY ANALYSIS 2008-09 2009-1021 Interest paid ona) Deposits 7880.72 9432.04b) Borrowings 723.29 483.8422 Salary 3996.64 5248.5423 Other Operating Expenses 1804.53 1199.4424 Provisions made during the yeara) Against NPAs 656.00 240.00b) Other provisions 439.99 574.23Total Expenditure 13705.18 16363.8625 Interest received ona) Loans and Advances 8144.85 10017.56b) Current a/c with Sponsor and other Banks - -SLR Investments / Money At Call, TDR with Sponsor6550.85 7490.61Bank and approved securities26 Misc. Income 1299.70 1705.90Total Income 15995.40 19214.0727 Profit / Loss 2290.22 2850.21H) OTHER INFORMATION28 Share Capital Deposit received 10234.62 10234.6229 Cumulative Provisionsa) Against NPA 2693.73 4173.02b) Against intangible Assets, Frauds etc. 6095.79 3255.6830 Loans Written - off during the yearAmount 145.84 967.4631 Accumulated Loss 8826.13 5564.6332 Reserves 4073.19 2322.68