Institute Yacht Clauses – Personal Effects ... - Fortunes de mer

For Information OnlyPour Information UniquementName of the Clause :Subject of the Clause :Institute Yacht Clauses – Personal Effects ClausesSelf explanatoryCategory :Additional ClauseNumber : Cl 331 Date : 1/11/1985Country : United Kingdom Issued by : I.L.U.Comments :INSTITUTE YACHT CLAUSESPERSONAL EFFECTS CLAUSES(For use only with the Institute Yacht Clauses 1/11/85 in insurances covering Vessels withlockable cabin accommodation)The following extension shall apply provided that a separate amount insured in respect ofPersonal Effects is stated in the Schedule to the policy.1 Subject always to its terms and conditions, this insurance is extended to cover (withoutreference to any excess and deductible in Clause 12.1 of the Institute Yacht Clauses 1/11/85, allrisks of loss of or damage to Personal Effects, being the personal property of the Assuredand/or of the Assured's family, and crew's clothes provided by the Owners, while on board orin use in connection with the insured Vessel, including while in transit from the Assured's placeof residence to the insured Vessel, and until return to such place of residence, but EXCLUDINGCLAIMS ARISING FROM:1.1 wear and tear, gradual deterioration, damp, mould, mildew, vermin, moth and mechanicalderangement1.2 breakage of articles of a brittle nature, unless caused by the vessel being stranded, sunk,burnt, on fire or in collision, or by stress of weather, burglars or thievesDisclaimer : Fortunes de Mer est un site privé & non officiel. Il s'agit de pages personnelles. Ces pages n'ont qu'un but d'information. Les informations de nature juridique que vouspourrez trouver sur ce serveur ne peuvent faire l'objet d'une quelconque garantie ou d'une quelconque certification quant à leur validité, leur effectivité, leur applicabilité et nepeuvent donc en aucun cas engager la responsabilité du directeur de la publication. En effet, seules les informations provenant d'une source officielle font foi. En France, en matièred'information juridique, c'est le Journal Officiel de la République Française qui est habilité à publier et diffuser la plupart des textes. A l'étranger, des institutions similaires assurentla mission dévolue au Journal Officiel de la République Française. Cette situation n'est pas exclusive de productions privées. Aussi, la plupart des informations que vous trouverezici apparaissent comme étant à jour (hormis les textes législatifs anciens et les polices d'assurances anciennes !). Pour ce qui concerne les textes applicables actuellement, vous devezvérifier qu'il s'agit bien de dispositions applicables avant d'en faire usage ou de prendre une décision.Les textes des polices d'assurances et des clauses additionnelles sont délivrés à titre purement informatif. La plupart n'ont plus court aujourd'hui et n'ont donc qu'un intérêt"historique". Aucun usage ne peut en être fait. Si vous souhaitez des informations officielles, vous pouvez vous adresser à la FFSA ou aux organismes similaires existant à l'étranger.En conséquence de quoi, vous renoncez expressément à toute poursuite ou réclamation à l'encontre du concepteur et de l'hébergeur de ce site. Vous vous engagez également à nefaire aucune copie des fichiers de ce site, sauf accord express ET écrit de "Fortunes de Mer" OU mention de l'origine des documents.The information contained on this site is provided in good faith as a guide only and is based on information obtained from a variety of sources over a period of time. This informationis subject to change and should, in each case, be independently verified before reliance is placed on it. “www.fortunes-de-mer.com hereby” excludes, any and all liability to anyperson, corporation or other entity for any loss, damage or expense resulting from reliance, publication or duplication of information obtained from this site.Page 1 of 2

For Information OnlyPour Information Uniquement1.3 loss of cash, currency, banknotes or travellers cheques1.4 loss of water-skis or diving equipment, unless as a result of fire or theft following forcibleentry or of total loss of the Vessel1.5 perils excluded by Clauses 21, 22 and 23 of the Institute Yacht Clauses 1/11/85.2 AVERAGEThis insurance is subject to the condition of average, that is to say, if the property covered bythis extension shall at the time of any loss be of greater value than the amount insuredhereunder in respect thereof, the Assured shall only be entitled to recover such proportion ofthe said loss as such amount insured bears to the total value of the said property.3 NON-CONTRIBUTIONThis insurance does not cover any loss or damage which at the time of the happening of suchloss or damage is or would, but for the existence of this insurance, be insured under any otherinsurance, except in respect of any excess beyond the amount which would have been payableunder such other insurance had this insurance not been effected.4 LIMIT OF INDEMNITYThe amount recoverable under this Personal Effects extension shall be limited to the amountinsured in respect thereof, as stated in the Schedule to the policy, (any single article valued at£100 or more to be specially declared).1/11/85CL331Page 2 sur 2