Institute Yacht Clauses â Personal Effects ... - Fortunes de mer
Institute Yacht Clauses â Personal Effects ... - Fortunes de mer
Institute Yacht Clauses â Personal Effects ... - Fortunes de mer
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For Information OnlyPour Information UniquementName of the Clause :Subject of the Clause :<strong>Institute</strong> <strong>Yacht</strong> <strong>Clauses</strong> – <strong>Personal</strong> <strong>Effects</strong> <strong>Clauses</strong>Self explanatoryCategory :Additional ClauseNumber : Cl 331 Date : 1/11/1985Country : United Kingdom Issued by : I.L.U.Comments :INSTITUTE YACHT CLAUSESPERSONAL EFFECTS CLAUSES(For use only with the <strong>Institute</strong> <strong>Yacht</strong> <strong>Clauses</strong> 1/11/85 in insurances covering Vessels withlockable cabin accommodation)The following extension shall apply provi<strong>de</strong>d that a separate amount insured in respect of<strong>Personal</strong> <strong>Effects</strong> is stated in the Schedule to the policy.1 Subject always to its terms and conditions, this insurance is exten<strong>de</strong>d to cover (withoutreference to any excess and <strong>de</strong>ductible in Clause 12.1 of the <strong>Institute</strong> <strong>Yacht</strong> <strong>Clauses</strong> 1/11/85, allrisks of loss of or damage to <strong>Personal</strong> <strong>Effects</strong>, being the personal property of the Assuredand/or of the Assured's family, and crew's clothes provi<strong>de</strong>d by the Owners, while on board orin use in connection with the insured Vessel, including while in transit from the Assured's placeof resi<strong>de</strong>nce to the insured Vessel, and until return to such place of resi<strong>de</strong>nce, but EXCLUDINGCLAIMS ARISING FROM:1.1 wear and tear, gradual <strong>de</strong>terioration, damp, mould, mil<strong>de</strong>w, vermin, moth and mechanical<strong>de</strong>rangement1.2 breakage of articles of a brittle nature, unless caused by the vessel being stran<strong>de</strong>d, sunk,burnt, on fire or in collision, or by stress of weather, burglars or thievesDisclai<strong>mer</strong> : <strong>Fortunes</strong> <strong>de</strong> Mer est un site privé & non officiel. Il s'agit <strong>de</strong> pages personnelles. Ces pages n'ont qu'un but d'information. Les informations <strong>de</strong> nature juridique que vouspourrez trouver sur ce serveur ne peuvent faire l'objet d'une quelconque garantie ou d'une quelconque certification quant à leur validité, leur effectivité, leur applicabilité et nepeuvent donc en aucun cas engager la responsabilité du directeur <strong>de</strong> la publication. En effet, seules les informations provenant d'une source officielle font foi. En France, en matièred'information juridique, c'est le Journal Officiel <strong>de</strong> la République Française qui est habilité à publier et diffuser la plupart <strong>de</strong>s textes. A l'étranger, <strong>de</strong>s institutions similaires assurentla mission dévolue au Journal Officiel <strong>de</strong> la République Française. Cette situation n'est pas exclusive <strong>de</strong> productions privées. Aussi, la plupart <strong>de</strong>s informations que vous trouverezici apparaissent comme étant à jour (hormis les textes législatifs anciens et les polices d'assurances anciennes !). Pour ce qui concerne les textes applicables actuellement, vous <strong>de</strong>vezvérifier qu'il s'agit bien <strong>de</strong> dispositions applicables avant d'en faire usage ou <strong>de</strong> prendre une décision.Les textes <strong>de</strong>s polices d'assurances et <strong>de</strong>s clauses additionnelles sont délivrés à titre purement informatif. La plupart n'ont plus court aujourd'hui et n'ont donc qu'un intérêt"historique". Aucun usage ne peut en être fait. Si vous souhaitez <strong>de</strong>s informations officielles, vous pouvez vous adresser à la FFSA ou aux organismes similaires existant à l'étranger.En conséquence <strong>de</strong> quoi, vous renoncez expressément à toute poursuite ou réclamation à l'encontre du concepteur et <strong>de</strong> l'hébergeur <strong>de</strong> ce site. Vous vous engagez également à nefaire aucune copie <strong>de</strong>s fichiers <strong>de</strong> ce site, sauf accord express ET écrit <strong>de</strong> "<strong>Fortunes</strong> <strong>de</strong> Mer" OU mention <strong>de</strong> l'origine <strong>de</strong>s documents.The information contained on this site is provi<strong>de</strong>d in good faith as a gui<strong>de</strong> only and is based on information obtained from a variety of sources over a period of time. This informationis subject to change and should, in each case, be in<strong>de</strong>pen<strong>de</strong>ntly verified before reliance is placed on it. “www.fortunes-<strong>de</strong>-<strong>mer</strong>.com hereby” exclu<strong>de</strong>s, any and all liability to anyperson, corporation or other entity for any loss, damage or expense resulting from reliance, publication or duplication of information obtained from this site.Page 1 of 2
For Information OnlyPour Information Uniquement1.3 loss of cash, currency, banknotes or travellers cheques1.4 loss of water-skis or diving equipment, unless as a result of fire or theft following forcibleentry or of total loss of the Vessel1.5 perils exclu<strong>de</strong>d by <strong>Clauses</strong> 21, 22 and 23 of the <strong>Institute</strong> <strong>Yacht</strong> <strong>Clauses</strong> 1/11/85.2 AVERAGEThis insurance is subject to the condition of average, that is to say, if the property covered bythis extension shall at the time of any loss be of greater value than the amount insuredhereun<strong>de</strong>r in respect thereof, the Assured shall only be entitled to recover such proportion ofthe said loss as such amount insured bears to the total value of the said property.3 NON-CONTRIBUTIONThis insurance does not cover any loss or damage which at the time of the happening of suchloss or damage is or would, but for the existence of this insurance, be insured un<strong>de</strong>r any otherinsurance, except in respect of any excess beyond the amount which would have been payableun<strong>de</strong>r such other insurance had this insurance not been effected.4 LIMIT OF INDEMNITYThe amount recoverable un<strong>de</strong>r this <strong>Personal</strong> <strong>Effects</strong> extension shall be limited to the amountinsured in respect thereof, as stated in the Schedule to the policy, (any single article valued at£100 or more to be specially <strong>de</strong>clared).1/11/85CL331Page 2 sur 2