TERMS AND CONDITIONS – Online Car Loans* Facebook Contest ...

In order to be eligible to win the prizes (described below), an individual must, in additionto meeting the requirements above, (i) be a holder of a CIBC FirstCaribbean Car Loanon or before the end of the Contest Period and that loan must remain outstanding up toor after September 11, 2012, or (ii) be a holder of a Car Loan that is directly connectedto a written pre-approval obtained from CIBC FirstCaribbean during the Contest Period.In each case, the CIBC FirstCaribbean Car Loan must be secured by a Bill of Sale inBarbados or such other security as mandated by CIBC FirstCaribbean and must be ingood standing on September 11, 2012.REGULATORY MATTERS:CIBC FirstCaribbean reserves the right to change the interest rates as set out in theseTerms and Conditions due to changes to law and/or guidelines issued by the CentralBank of Barbados.PRIZES:There will be five prizes – Local currency equivalent of US$500.00 | Two new ipads |Ride in Mark Hamilton’s rally car | Local currency equivalent of US$250.00 gas voucherfrom Sol (Barbados) Ltd.Prizes are subject to change at the sole discretion of CIBC FirstCaribbean InternationalBank and must be accepted as awarded. CIBC FirstCaribbean International Bank willnot be liable for any changes to prizes occurring outside of its control.Prizes must be accepted as awarded without substitution and is not transferable orredeemable for cash or allowed to be sold. In the event that the selected entrant isunable to redeem any or all of the prize components due to reasons beyond the controlof CIBC FirstCaribbean no compensation or substitution prize will be provided.If the Contest winners cannot be contacted by telephone or e-mail by CIBCFirstCaribbean within 72 hours of the draw dates, the Prizes will be forfeited andreplacement winners will be selected. If the replacement winners cannot be contactedby telephone or e-mail by CIBC FirstCaribbean within 24 hours of being selected as thereplacement winners then the Prizes will be forfeited and no further replacementwinners will be contacted.MECHANICS OF THE CONTEST:Random draws for the prizes will be conducted on July 06, 2012, August 10, 2012 andSeptember 10, 2012 from all eligible entries received during the Contest Period at CIBCFirstCaribbean’s Head Office, Warrens, St. Michael, Barbados.