student handbook - Baton Rouge Community College

intervention improve student retention and reduce the number ofdefaulted loans. In addition to the regulatory requirement of providingexit counseling to students, BRCC will attempt to work with studentseven after they have left school by encouraging them to complete theirprograms of study and helping them resolve the issue(s) that promptedtheir withdrawal.Timely and Accurate Enrollment ReportingBRCC reports enrollment accurately and in a timely manner. Thisactivity ensures that borrowers receive their full grace period and thatcontacts from the loan servicer, such as correspondence and telephonecalls, occur in the appropriate timing and sequence. BRCC uses amonthly schedule of reporting enrollment status changes, which helpsto ensure the accuracy of the data submitted.Section III- After Students Leave SchoolBRCC utilizes simple and effective default prevention and managementactivities that help borrowers during repayment.NSLDS Date Entered Repayment (DER) ReportTwice each month, BRCC compares loan and attendance reportsto institutional records, and makes any necessary corrections tothe borrowers’ status. This results in more accurate data that helpsborrowers with entering repayment in the correct cohort year andenables BRCC to receive accurate default rates.90Early Stage Delinquency Assistance (ESDA)ESDA begins at the time of separation or early in the grace period. ESDAis a highly focused effort by lenders, guarantors, and schools to assistparticular borrowers with preparing for entry into loan repayment.Certain borrowers, such as those who have failed to complete theiracademic program or share certain characteristics (for example, specificacademic or related experiences), may be more likely to encounterdifficulties initiating and maintaining timely loan repayments. ESDAactivities afford lenders, guarantors, and schools an opportunity toprovide focused, enhanced loan counseling, borrower education,and personal support during the grace period, and in so doing helpdecrease the chances of later loan default. In addition to ESDA, BRCCwill utilize default aversion assistance offered by guarantors, when