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decatur - Wise County Messenger

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SAVVY SENIORALL AROUND WISE, Decatur, Texas, Thursday, July 23, 2009 3By JIM MILLERDear Savvy Senior,Where can grandparents raising grandchildren find help?My two grandkids are about to move in with me indefinitely,and I’m looking to find out what resources are available thatcan help us.Grappling GrandmaDear Grandma,You definitely have plenty of company on this issue. Acrossthe United States, more than 2.4 million grandparents areraising their grandchildren, as the parents struggle with avariety of serious problems such as drug or alcohol addiction,financial hardship, mental illness, prison time, domesticviolence, divorce and more.While there are many financial, legal and even emotionalissues to think about when you begin to raise a grandchild,you’ll be happy to know that help is available. Here aresome tips and resources along with supportive services tocheck into:Support groupsEven if it’s not your thing, support groups for grandparentsraising grandchildren are fantastic tools to connectyou with other people who understand what you’re experiencing,not to mention it gives you a chance to learn andshare information and resources. To find local and onlinesupport groups, visit the AARP Foundation GrandparentInformation Center at www.giclocalsupport.org where youcan do a search by city or zip code.Financial assistanceRaising or taking care of grandkids can be a major strainon the pocketbook, but financial assistance is availabledepending on your circumstances. For starters, find outwhether your grandchild or family qualifies for Social Security(www.ssa.gov/kids/parent5.htm), your state’s TemporaryAssistance for Needy Families program (www.acf.hhs.gov/programs/ofa) or food stamps (www.fns.usda.gov/fsp).Also visit www.benefitscheckup.org, a comprehensive Webresource that helps you search for additional governmentand private benefits you may be eligible for, such as supplementalincome, lower energy bills, discounts on prescriptionmedications and more.Tax breaksGrandparents who are raising children may also be eligiblefor tax credits like the Earned Income Tax Credit(EITC), which is available to those with low or moderateincomes. If you make too much money to qualify for theEITC, you may be able to apply for the Child Tax Credit.And if you’re raising three or more kids, you can try for theAdditional Child Tax Credit. Also available is the Child andDependent Care Tax Credit to families who incur child careexpenditures in order to work. To learn more, visit www.irs.gov or call the IRS helpline at 800-829-1040.Legal statusAsk a family law attorney to help you determine whetheror not it would be beneficial for you to become your grandchild’slegal guardian. This status will allow you to makeimportant decisions for the child such as enrolling them inschool (some states require it), or giving a doctor permissionto treat them. For help finding legal advice or locating anattorney, visit www.findlegalhelp.org, a consumer’s guidecreated by the American Bar Association that can also helpyou locate free legal services depending on your income.Health insuranceIf you need health insurance for your grandchildren, youcan apply for free or low-cost health insurance (dependingon your income level) through your state government. Tolearn more and find out if you’re eligible, go to www.insurekidsnow.gov,or call 877-543-7669. You also may be able toget help through Medicaid. Also visit the National Associationof Insurance Commissioners Web site at www.insureuonline.org– click on “Raising Grandchildren,” for tips andinformation on a variety of other insurance considerations.Savvy tipThe best overall resource for grandparents raising grandchildrenis AARP (www.aarp.org/family/grandparenting),which offers a bevy of articles and helpful information includinga GrandCare tool kit.!Send your senior questions to: Savvy Senior, P.O. Box5443, Norman, OK 73070, or visit www.savvysenior.org. JimMiller is a contributor to the NBC “Today” show and authorof “The Savvy Senior” book.Decatur Academy for Children, Inc.We would like to pick upchildren at Alvord ISDCall For DetailsENROLLING FOR FALL !701 DEER PARK RD. • DECATUR940-626-4444Free Massagey LUKE CLAYTONI remember as a kid growing up inural Red River <strong>County</strong> during theate ‘50s and ‘60s, neighbors claimingo have seen everything from ‘blackanthers’ to bears. It’s a good bet thathese ‘bear’ sightings were feral hogs orossibly calves or goats observed durnglow light conditions. By the middlef the last century, black bears wereonexistent in East Texas, but they areost definitely coming back. Thanksto images recordedby trail camerasaround hunters’corn feeders, weknow there is a scatteringof black bearsin isolated areas,mostly young malesstriking out on theirown from ArkansasCLAYTON or Louisiana.As recently asJune 21, there is documentation of aYou are invitedto our... Open House $ale!0709AUGUST 6 & 7Open from 8am to 6pmAUGUST 8Open from 8am R to 5pmBUILDING CORP.RServing our Clients since 1978WISE OUTDOORSGive Aways with Estimate! Food & Refreshments provided!Residential Equine Commercial Farm Suburban Metal RoofingLifetime Paint Warranty Professionally Engineered & Custom Designed FeaturingDoors Builders Risk & Full Insurance Financing AvailableDecatur, TX3936 South Highway 287940-626-8032Color & Design your building atClearyBuilding.comSee website for map to offices1-800-373-5550bear around the corn feeder of ChrisBean from Paris. Chris said in late Mayhe filled his feeder with corn and set histrail camera nearby. When he returneda month or so later to check the camera,in hopes of seeing some big bucks withheavy antlers in velvet, he was shockedto see the image of a black bear.“I did a double take when I lookedover the pictures from the camera. Iexpected to see deer and hogs but cer-Continued on page 4The Silver Cloud Jade Massage bed hasJade Rollers and Far Infrared Rays. This fullyautomated bed does all the work!20 MASSAGES FOR $35ONLY $1.75 PER MASSAGE!“The massage bed was like fl oating on water. It was afeeling of total relaxation and peace,” says RoseannSchaub of Decatur, Texas.Call 393-3674 today to schedule yourFREE TRIAL MASSAGEat 4 Minute Fitness located next to 2K Pawn in Decatur.www.4minutetx.com2009Friday,August 28, 2009009 JEEPATRIOT *RIGHT ON THE CORNER (US287/US380) • RIGHT ON THE PRICE!CA$H IN YOUR CAR$17,9862009 JEEPPATRIOT *07 HYUNDAI SONATAEconomical 4-door. #9333A$9998*06 CHEVY1500 R/CV6, automatic. #9285A$11,998*05 CHEVY1500 X-CABV8, automatic. #9208E$13,998*$22,98609 TOURING 300CHRYSLER *Klementcjd.comService & Parts: 7:30-6:00 Monday-Friday940.627.6700.6700US 287 North, Decatur • 817.430.8416 940.6203 PT CRUISER GTChrysler turbo. Leather. #9213A$9998*06 PT CRUISERChrysler. 24K miles! #9042A$11,750*07 DODGE CALIBERVersatile 4-door! #9274A$12,998*04 1500 QUADCABDodge Lone Star. #9127A$8998*04 F-250 CREWCABDIESEL. Ford Lariat. #7348A$19,998*REDUCED!06 RAM 1500 R/CDodge. V6, automatic. #9360A$14,250C.A.R.S.Registered Dealer$17,9982009 DODGEAVENGER *05 DODGE2500Reg. Cab ST. Automatic. #9167B$10,998*DIESEL08 DODGE 2500 4X4Extra-nice QuadCab. #9208C$32,998*DIESEL06 1500 MEGACAB22K miles! Dodge. #9356A$17,998*APR up to0% APR$37,86809 DIESEL 25004X4QUADCAB *05 GRAND CARAVANNice Dodge minivan. #9107A$8995*08 DODGE 2500 4X4QuadCab. 6.7L Cummins. #9160A$33,500*DIESEL08 1500 QUADCABDodge Lone Star. #9152A$18,450*60 Monthsup to 60WAC on Selected Models *04 DAKOTA CREW 4X4Dodge. V8. #9045C$10,458*05 COLORADO Z71Chevy crewcab 4x4. #9131B$17,500*08 1500 QUAD 4X4Dodge Lone Star. V8. #9126A$23,998*$10,000OFF MSRPALL IN-STOCK LONE STAR2009 RAM1500CREWCABS *Sales: 8-7:00 Monday-Friday8-6:00 Saturday03 FORD EXPEDITIONLeather, V8, automatic. #9040A$10,998*05 DODGE DURANGORed “New style.” #R1332$12,750*02 SUBURBAN Z71Chevy 4x4. #P1322$13,799**TAX, TITLE, LICENSE, EXTRA. With approved credit. All applicable incentives & dealer discounts apply. Prices do not include dealer adds. ZERO APR: 60 payments of $16.67 per $1000financed. PATRIOT: #15-9066. MSRP: $20,445. CHRYSLER 300: #71-9182. MSRP: $27,515. AVENGER: #22-9029. MSRP: $23,385. DODGE 2500: #69-9275. MSRP: $48,020.RIGHT ON THE CORNER (US287/US380) • RIGHT ON THE PRICE!

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