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Co ach H o liday Trav el In s u ran ce A Sp e c ia l H o lid a y Tra v e l In s u ra n c e Sc h e m e is a v a ila b le fo r a ll p a s s e n g e rs t ra v e llin g o n o u r h o lid a y s w h ic h is a r ra n g e d w it h E T I – In t e r n a t io n a l Tra v e l Pr o t e c t io n (t h e U K b ra n c h o f E u r o p ä is c h e Re is e v e rs c h e r u n g AG ) w h o a r e L ic e n s e d b y t h e Bu n d e s a n s t a lt fü r Fin a n z d ie n s t le is t u n g s a u fs ic h t (BAF IN – w w w .b a f in .d e ) a n d a p p r o v e d b y t h e Fin a n c ia l Se r v ic e s Au t h o r it y (F SA – w w w .fs a .g o v .u k ) t o u n d e r t a k e in s u ra n c e b u s in e s s in t h e U K . Sh o u ld y o u w is h t o t a k e a d v a n t a g e o f o u r H o lid a y Tra v e l In s u ra n c e p le a s e in c lu d e t h e a p p r o p r ia t e p r e m iu m w h e n b o o k in g y o u r h o lid a y . DEM AN DS AN D N EEDS Th is insurance policy w il suit th e Demands and N eeds of an individual or g roup(w h ere applicable) w h o h ave no excluded pre-existing medical conditions, are traveling in countries included w ith in th e policy terms and w h o w ish to insure th emselves ag ainst unforeseen events detailed in th e cover section below. Subject to th e terms, conditions and maximum specified claim limits. IM PO RTAN T W e w il not provide you w ith advice about th e suitability of th is product for your individual needs but w il be h appy to provide you w ith factual information.W e summarise below th e details of th e insurance cover provided w h ich also includes SPE CIA L TY A SSISTA N CE L TD - 24-h our emerg ency service.Th e folow ing is a brief summary of th e cover available. Ful details of Cover, Policy W arranties and E xclusions w il be forw arded w ith your confirmation of booking . In any event you may ask for a specimen copy of th e Policy W ording before booking sh ould you w ish to examine th is in advance. CO V ER SU M IN SU RED U P TO Cancelation £ 3,500 M issed Departure/Travel Delay £ 600/£ 60 Personal A ccident £ 15,000 M edical and oth er E xpenses including Curtailment £ 2 ,000,000 A dditional Traveling E xpenses – U nited K ing dom £ 1,500 M edical Inconvenience B enefit £ 450 (£ 15 p er 2 4 h o u r s ) Personal Property/L oss of Passport £ 1,500/£ 2 00 Personal L iability £ 2 ,000,000 Delayed B ag g ag e £ 100 L eg al E xpenses £ 10,000 14 day Refund In s u ran ce Pr em iu m PO L ICY EX CESS Cancelation, Curtailment, H oliday A bandonment and L oss of Deposit for h olidays up to and including 3 days N IL . For h olidays over 3 days L oss of Deposit excess £15.00 each and every loss. For h olidays over 3 days excess £50.00 each and every loss for Cancelation, Curtailment and H oliday A bandonment. M edical and O th er E xpenses,A dditional Traveling E xpenses – U nited K ing dom, Personal Property and M oney excess £30.00 each and every incident per Insured Person. EX CESS W AIV ER O PTIO N Th e excesses above can be reduced to Zero if you decide to take out th e excess w aiver option.Th is is available at an additional premium but can only be purch ased at th e time of booking . Please make sure you advise us th at th is option is required. 62 IM PO RTAN T – H EAL TH CO N DITIO N S APPL YIN G TO AL L TRAV EL DESTIN ATIO N S If y o u a re t ra v e llin g in E n g la n d , S c o t la n d ,W a le s , N o r t h e rn Ire la n d a n d c a n a n s w e r N O t o q u e s t io n s 1 -3 a n d Y E S t o 4 im m e d ia t e ly b e lo w , it w ill n o t b e n e c e s s a ry fo r y o u t o c o m p le t e a S e lf D e c la rin g M e d ic a l Fo rm .T h e S t a n d a rd P o lic y T e rm s , Co n d it io n s a n d E x c lu s io n s s h a ll a p p ly . Ap p ly in g t o all ar eas It is a condition th at at th e time of taking out th is policy and betw een th at time and your departure you must comply w ith each of th e folow ing : 1) Y ou are not aw are of any reason w h y th e trip sh ould be canceled or cut sh ort 2 ) Y ou are not traveling : a) ag ainst th e advice of a medical practitioner b) for th e purpose of obtaining medical treatment, or c) if you h ave been g iven a terminal prog nosis 3) Y ou are not receiving or aw aiting treatment for an ilness or injury as a h ospital day case or in-patient, as any claim arising from th is injury or treatment w il not be covered. 4) if you are on medication at th e time of travel your medical condition is stable and w el controled. In addit io n if y o u ar e t rav elin g o u t s ide En g lan d, Sco t lan d,W ales an d N o r t h er n Ir elan d, t h e fo llo w in g addit io n al co n dit io n s w ill ap p ly : Y ou must notify th e Issuer of th is policy immediately of any of th e conditions listed below arising betw een th e date th e policy is issued and th e time of departure of th e trip.W e must be informed of any fact, w h ich is likely to influence us in th e acceptance, assessment or continuance of th is insurance. Failure to do so may invalidate th is insurance, leaving you w ith no rig h t to make a claim. 1) if you h ave received medical treatment as a h ospital day case, inpatient or out-patient during th e six month s prior to th e booking of th e trip, you must obtain from a medical practitioner at your cost confirmation th at you w il be fit enoug h to take th e trip. 2) if you are underg oing medical treatment as a h ospital out-patient at th e date th e final balance of th e trip is due to be paid, you obtain a certificate of fitness confirming your ability to travel mist at your cost. TH E PO L ICY CO N TAIN S TH E F O L L O W IN G G EN ERAL EX CL U SIO N S: Y O U A RE N O T CO VE RE D for anyth ing caused directly or indirectly by you suffering from stress, anxiety or depression unless it h as been investig ated and diag nosed as such by a Consultant specialising in th e relevant field, w h o must confirm in w riting at your cost th at you are fit enoug h to take th is trip. Please note our H oliday Travel Insurance Sch eme is only available to U nited K ing dom Residents. W e are an A ppointed Representative of ITC Compliance L imited w h o are auth orised and reg ulated by th e F inancial ServicesA uth ority.
H o liday In s u ran ce Pr em iu m s DATES TO U R PR EM IU M 23 - 25 M arch Devon A ntiques £14.6 5 31 M ar - 5 A pril Isles of Scily £21.7 5 6 - 9 A pril E aster in Colog ne £27 .7 5 6 - 9 A pril Cotsw olds at E aster £18.35 17 - 24 A pril Cardiff & M id W ales £25.40 5 - 7 M ay K ennet & A von Canal Ramble £14.6 5 12 - 16 M ay L oireValey £29.15 20 - 24 M ay Sidmouth – Cream of Devon £21.7 5 25 - 27 M ay Y orksh ire & H emsw el A ntiques £14.6 5 25 - 31 M ay L ake District £24.50 1 - 4 June Th e Cotsw old O limpick G ames & Sh ire Rambles £18.35 9 - 16 June N orth ern Delig h ts – Sh etland & O rkney £25.40 19 - 24 June Isle of M an £33.25 9 - 13 July Isle ofW ig h t £21.7 5 6 - 10 A ug ust F loriade £29.15 21 - 27 A ug ust South E ast Ireland,W icklow M ountains & Tal Sh ips £35.15 25 - 27 A ug ust A Summer Ramble £14.6 5 7 - 16 September Italian L akes £38.6 0 17 - 21 September H arrog ate & PennineY orksh ire & th e Dales – B rontë Country £21.7 5 30 Sept - 2 O ct M ystery Tour £14.6 5 1 - 8 O ctober Falmouth £25.40 5 - 7 O ctober Festival of A ntiques – Peterboroug h £14.6 5 21 - 25 O ctober Staffordsh ire £21.7 5 5 - 9 N ovember Sidmouth Festive B reak £21.7 5 23 - 25 N ovember B irming h am Tattoo & Ch ristmas M arket £14.6 5 3 - 4 December Th ursford Ch ristmas Spectacular £8.90 7 - 10 December Trier Ch ristmas M arket £27 .7 5 February 2013 M enton L emon Festival by Train £TB A All o f t h e ab o v e in s u r an c e p r e m iu m s ar e in c lu s iv e o f In s u r an c e Pr e m iu m Tax . Tr av e l In s u r an c e E x c e s s W aiv e r £ 7.95 63
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