2010 REGISTRATION DOCUMENT (3.4 Mo) - Groupe Casino

31 DECEMBER 2010Environmental Report2LiabilityLiability insurance covers the Group for all losses that might be incurreddue to bodily injury, damage to property or consequential loss sufferedby third parties caused by the Group’s products sold or delivered,technical facilities and equipment, buildings, store operations andservices rendered.The current policy is also a ’named exclusion’ policy with a sub-limitof €76 million for product withdrawal costs and for employer’s liabilityfor occupational accidents and illness.Most of the Group’s premises are classified as facilities open to thepublic. Insurance of the related risks requires careful managementgiven the involvement of third parties.Other insurance required by lawIn light of the Group’s business activities, it also has the followinginsurance cover:■■■■motor insurance;damages to works (prefinancing of claims under the ten-yearwarranty);construction insurance (ten-year warranty);specific liability insurance (building owners’ association or propertymanager, travel agency, bank).Other insuranceThe Group has also taken out various other policies given the risksinvolved, including:■a worldwide transportation and import policy to cover domesticand international transportation of goods;■a comprehensive contractor liability insurance to cover damageto buildings under construction, redevelopment, extension orrefurbishment.Risk prevention and crisis managementThe Group’s risk prevention policy, particularly with regard toproperty damage, which has been in place for several years now,is based on:■■■■regular audits of high value facilities by the insurers’ technicaldepartments, mainly covering hypermarkets, shopping centresand warehouses;joint monitoring of the audit and prevention reports for each facilityby the technical departments of both the Group and its insurers;monitoring of the protection in place at each facility according toneed and priorities (e.g. sprinklers, safety and security installations,etc.);monitoring risk mapping, including natural or other events both inFrance and abroad.The Group maintains and pursues a preventive approach to productrisk upstream of the sales outlets, both for private label and brandedgoods.In the event of a crisis or major claim, it also has the technical andadvisory resources to take swift action as required to protect itspeople, safeguard its assets and, wherever possible, ensure continuityof business and customer service.2.8. ENVIRONMENTAL REPORT2.8.1. SCOPEThe environmental data presented below includes all Géant Casino,Casino Supermarché, Hyper Casino, Spar and Petit Casino stores(including the Corsican stores managed by the Group’s subsidiaryCodim 2), the Casino cafeterias, the Easydis warehouses andCdiscount.Data concerning Monoprix (50%-owned) are presented separatelyin the tables below.Data concerning the franchise outlets are not included in the 2010report.Data concerning the Franprix-Leader Price Group are presentedseparately and only cover the consolidated scope, i.e. a total of167 Franprix outlets and 259 Leader Price outlets.Additional information, including data on foreign subsidiaries, isavailable in the Casino Group’s 2010 Business Review and CorporateSocial Responsibility (CSR) Report and the Monoprix BusinessReview.2.8.2. ENVIRONMENTAL MANAGEMENTEnvironmental policyIn 2003, the Casino Group adopted a formal environmental policyset out in an action plan called “Excellence verte”. Each year, anenvironmental seminar is held for all environment officers in the Group’svarious functions and subsidiaries in France to review the effectivenessand results of actions taken and to set out the environmental actionplan for subsequent years. The plan is “Factor 4” compliant underthe French government’s Grenelle de l’environnement programmeand addresses all environmental issues including energy, waste,transportation, water, sustainable construction, eco-design, etc.Detailed road maps are available in the 2010 Business Review andCSR report.Casino completed its second carbon report in 2009 in order to refineits action plan and update its carbon index for Casino productslaunched in June 2008. The index covered more than 630 productsat end 2010. Casino continues to work on environmental labelling inpartnership with the Ademe and Afnor organisations and submitteda response to the tender invitation launched in 2010 by the FrenchMinistry of Ecology, Energy, Sustainable Development and MaritimeAffairs.Registration Document 2010 | Casino Group43