Policy Wording - Great Eastern

This endorsement also excludes loss, damage, cost or expense ofwhatsoever nature directly or indirectly caused by, resulting fromor in connection with any action taken in controlling, preventing,suppressing or in any way relating to any act of terrorism.If the Corporation allege that by reason of this exclusion, any loss,damage, cost or expense is not covered by this insurance the burdenof proving the contrary shall be upon the Insured.In the event any portion of this endorsement is found to be invalidor unenforceable, the remainder shall remain in full force and effect.EXCLUSION OF THE CONTRACTS (RIGHTS OF THIRD PARTIES) ACT CAP. 53BA person who is not a party to this Policy contract shall have no rightunder the Contracts (Rights of Third Parties) Act Cap. 53B to enforceany of its termsIT CLARIFICATIONProperty damage covered under this Policy shall mean physicaldamage to the substance of property. Physical damage to thesubstance of property shall not include damage to data or software,in particular any detrimental change in data, software or computerprograms that is caused by a deletion, a corruption or a deformationof the original structure. Consequently the following are excludedfrom this Policy:(a) Loss of or damage to data or software, in particular anydetrimental change in data, software or computer programs that iscaused by a deletion, a corruption or a deformation of the originalstructure, and any business interruption losses resulting from suchloss or damage. Notwithstanding this exclusion, loss of or damageto data or software which is the direct consequence of insuredphysical damage to the substance of property shall be covered.(b) Loss or damage resulting from an impairment in the function,availability, range of use or accessibility of data, software orcomputer programs, and any business interruption lossesresulting from such loss or damage.Policy Owners’ Protection SchemeThis policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automaticand no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, pleasecontact us or visit the General Insurance Association (GIA) or SDIC web-sites (www.gia.org.sg or www.sdic.org.sg )HVH/ML/MAY131 PICKERING STREET, #13-01 GREAT EASTERN CENTRE, SINGAPORE 048659 TEL (65) 6248 2000 FAX (65) 6532 2214 greateasternlife.comValueHome CoverMay 2013