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GLOSSARYCredit Card IssuerOrganisations such as financial institutions,which issue the credit cards.Credit Card Payment SchemeA credit card association (e.g. Visa andMasterCard) which provides the necessarycredit card infrastructure that facilitatesauthorisation and settlement of credit cardtransactions.Expired Credit CardA credit card on which the embossed, encodedor printed expiration date has passed.MerchantAny business that accepts credit cards as one ofthe payment modes for the purchase of theirproducts/services.PINPersonal Identification Number – A sequenceof digits used to verify the identity of thecardholder. It is a kind of password.RevolverCardholder who keeps paying at least theminimum amount of payment required by thecredit card issuer but not fully repaid the totaloutstanding balance.Fraudulent TransactionA transaction unauthorised by the cardholder.Such transactions may occur as a consequenceof credit cards that are lost, stolen, not received,issued on a fraudulent application, counterfeitor other fraudulent conditions as defined bythe credit card issuer.16
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Page 4 and 5: WHAT IS A CREDIT CARD ANDHOW IT WOR
Page 6 and 7: Read andunderstandthe terms andcond
Page 8 and 9: You need topay yourbills ontime ino
Page 10 and 11: a.Interest free periodCredit card i
Page 12 and 13: Alwayssafeguardyour card andcheckyo
Page 14 and 15: FREQUENTLY ASKED QUESTIONSWhat are
Page 16 and 17: What measures should I takewhen mak
Page 20: FOR MORE INFORMATIONLOG ON TOwww.ba

Credit Cards â Bankinginfo

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Credit Cards â Bankinginfo