Can You Risk It? - Insurance Commission of Western Australia
Can You Risk It? - Insurance Commission of Western Australia
Can You Risk It? - Insurance Commission of Western Australia
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Case StudyA sporting club undertakes a number <strong>of</strong> activities orevents during the course <strong>of</strong> the year including:• a fun-run• a clubroom upgrade• a visit to Country Week• a raffl eFor each activity or event the committee <strong>of</strong> the sportsclub has completed a risk analysis (refer examplebelow regarding a fun-run activity) where they have:1. Identifi ed the risks associated with the specifi cactivity or event, e.g. accident to competitor, member<strong>of</strong> public, <strong>of</strong>fi cial leading to adverse publicity;2. Identifi ed what existing preventativemeasures are currently in place, e.g. medicalcertifi cates, waivers, insurance;3. Identifi ed the potential consequences or impacts <strong>of</strong> this risk happening; i.e. injuries/deaths, fi nancial impacts, etc4. The committee has discussed the potential consequences <strong>of</strong> the risk in terms <strong>of</strong> the consequencerating tables and agreed on the the potential consequences <strong>of</strong> this risk (Consequence Rating – 4). Inaddition the committee considers how likely this event is with that level <strong>of</strong> consequence (LikelihoodRating – 2). The multiplication <strong>of</strong> the two entries gives the risk a Level <strong>of</strong> <strong>Risk</strong> <strong>of</strong> 8; and5. The committee has then looked at the risk and its level <strong>of</strong> risk and considered if there is anything elsethat can be done to reduce the consequences or likelihood <strong>of</strong> this risk. They decided to have:a) a qualifi ed fi rst aid person at event and a fi rst aid plan; andb) course closed to vehicles and liaise with police.The Revised Level <strong>of</strong> <strong>Risk</strong> after adding these controls was then determined as 4, derivedfrom a Revised Consequence Rating <strong>of</strong> 4 and a Revised Likelihood Rating <strong>of</strong> 1.Once a risk analysis has been completed for a number <strong>of</strong> activities/events, a report can be generated to show therisk issues associated with all <strong>of</strong> the activities/events <strong>of</strong> this sporting club. This report is sorted by Level <strong>of</strong> <strong>Risk</strong> toshow the priority items, the actions being taken and a Revised Level <strong>of</strong> <strong>Risk</strong> after the actions are implemented.29 <strong>Can</strong> <strong>You</strong> <strong>Risk</strong> <strong>It</strong>? An Introduction to <strong>Risk</strong> Management for Community Organisations