Client brochure - CI Investments

Transamerica CI Portfolios are part of a robust investment program thatprovides you with a well-diversified portfolio suited to your individualobjectives – all with the convenience of one fund to purchase and track.It starts with youThere are five Transamerica CI Portfolios to meet the full spectrumof investor profiles. In working with your advisor, you determineyour risk tolerance and investment objectives and identify theportfolio that is suitable for you.Backed by a high level of expertiseThe portfolios are carefully constructed by CI InvestmentConsulting using comprehensive research and recommendationsfrom State Street Global Advisors – a world leader in investmentresearch. Each portfolio is designed to provide the maximumreturn possible for a given level of risk. CI Investment ConsultingFully diversifiedTransamerica CI Portfolios match their investor profiles byinvesting in a blend of underlying equity and fixed-income funds.The portfolios are fully diversified by asset class, geographicmonitors the portfolios and rebalances the holdings as necessaryto ensure they remain true to their mandates. The underlyingfunds are actively managed by an award-winning lineup of leadingportfolio management teams.region, economic sector, investment style and investment manager.1

Transamerica CI Portfolios are based on three key advantages1. Each portfolio is designed to maximizeperformance for a given level of risk usingsophisticated optimization methods.2. CI Investment Consulting’s portfolioconstruction skills are combinedwith the asset mix expertise ofState Street Global Advisors.A balanced asset mix ensures that investors are not dependent onany one asset class or security to provide returns. Transamerica CIPortfolios are diversified and strategically engineered for efficiency– that is, maximizing return for a given level of risk. Each portfoliois constructed to suit client needs for capital preservation, incomegeneration and long-term growth.CI Investment Consulting, a division of CI Investments Inc.,uses asset mix research and recommendations from State StreetGlobal Advisors to help craft Transamerica CI Portfolios. WithUS$1.9 trillion* in assets under management, 29 offices worldwideand more than 2,400 employees, State Street Global Advisors isone of the largest investment management companies in the worldand operates in more than 100 global markets.The Portfolios invest in a select mix of underlying income,Canadian equity, U.S. equity and international equity funds.Working with research from State Street Global Advisors, CIRETURNHigher Return, Same VolatilityNon-Efficient PortfolioSame Return, Lower VolatilityVOLATILITYInvestment Consulting reviews assumptions of the asset mixes,including volatility and expected returns, and makes adjustmentsas needed to ensure the portfolios continue to be efficientand forward looking to capture maximum return for a given levelof risk.*As at June 30, 20122

3. Leading portfolio managersTransamerica CI Portfolios offer you the expertise of awardwinninginvestment managers with proven track records.The CI Investment Consulting team selects funds and theirmanagers for the program based on their investment process,proven ability to add value and “fit” into the overall portfoliodiversification strategy.The portfolio managers, through underlying fund mandates, havethe discretion and opportunities to add value using day-to-daytactical actions through stock selection and sector allocation.Combined, these portfolio management teams have won28 Canadian Investment Awards over the past 10 years, includingMorningstar Fund Manager of the Decade (2010) and Equity FundManager of the Year (2009) for Eric Bushell, Chief InvestmentOfficer of Signature Global Advisors, and Fund Manager of the Yearin 2008 and 2001 for Harbour Advisors’ Chief Investment OfficerGerry Coleman. In addition, these teams have earned 32 LipperFund Awards, which honour funds that have excelled in deliveringconsistently strong risk-adjusted performance relative to peers,since the Lipper program began in Canada in 2007.3

A portfolio to meet your needsRETURNIncomeCanadian EquitiesU.S. EquitiesInternational EquitiesThe five Transamerica CI Portfolios lie on theefficient frontier – meaning they are designed tomaximize returns while minimizing volatility forthat level of risk tolerance.VOLATILITYConservativePortfolioCanadianBalancedPortfolioBalancedPortfolioGrowthPortfolioMaximumGrowthPortfolioThe PortfoliosTransamerica CI Conservative Portfolio – This portfolio may beright for a person who will invest for a medium to long term andwants potential for income and some growth and is comfortablewith small to moderate changes in value during the term.Transamerica CI Growth Portfolio – This portfolio may be rightfor a person who will invest for a medium to long term and wantspotential for growth and some income and is comfortable withsmall to moderate changes in value during the term.Transamerica CI Canadian Balanced Portfolio – This portfolio maybe right for a person who will invest for a medium to long term andwants potential for growth and income and is comfortable withsmall to moderate changes in value during the term.Transamerica CI Maximum Growth Portfolio – This portfolio maybe right for a person who will invest for the long term and wantspotential for growth and is comfortable with moderate changes invalue during the term.Transamerica CI Balanced Portfolio – This portfolio may be rightfor a person who will invest for a medium to long term and wantspotential for growth and income and is comfortable with small tomoderate changes in value during the term.Transamerica CI Portfolios are available as GuaranteedInvestment Portfolios within select Transamericasegregated funds contracts and as Managed InterestIndex Options* within select Transamerica universallife products.4

Strength and experienceThe Transmerica CI Portfolios are managed by CI Investments Inc. on behalf of Transamerica Life Canada.Transamerica Life Canada is a leading life insurance companyCanada’s Investment Companyin Canada. Through a number of distribution channels, resultingin a national network of thousands of independent advisors,Transamerica provides a full spectrum of individual life insuranceand protection products, designed to help Canadians takeresponsibility for their financial future. Transamerica Life Canadais an AEGON company.CI Investments has been managing money for over four decadesand today is one of Canada’s largest investment fund companies.CI manages $74 billion on behalf of two million Canadian investors.CI provides the industry’s widest selection of investment fundsand leading portfolio managers on a variety of platforms, includingmutual and segregated funds, managed solutions and alternativeAEGON is an international life insurance, pension and investmentinvestments.company. With headquarters in The Hague, the Netherlands,AEGON has businesses in over twenty markets in the Americas,Europe and Asia. AEGON companies employ approximately 25,000people and have nearly 47 million customers across the globe.CI is a subsidiary of CI Financial Corp. (TSX: CIX), an independent,Canadian-owned wealth management firm with approximately $97billion in assets as at November 30, 2012.5

For more information on Transamerica CI Portfolios,please contact your advisor or visit www.transamericaciportfolios.com.Any amount that is allocated to a segregated fund is invested at the risk of the contract holder(s) and may increase ordecrease in value.* Returns for index interest options are linked to the performance of the designated index. When you invest in an index interest option, youdo not acquire an interest in the designated index or purchase any units or legal interest in any security.®CI Investments, the CI Investments design, Synergy Mutual Funds, Cambridge, Harbour Advisors, Harbour Funds, and Signature GlobalAdvisors are registered trademarks of CI Investments Inc.®AEGON and the AEGON logo are registered trademarks of AEGON N.V. AEGON Canada ULC and its subsidiary companies are licensed touse such marks.®Transamerica and the pyramid design are registered trademarks of Transamerica Corporation. Transamerica Life Canada is licensed touse such marks.First Published September 2012.2 Queen Street East, Twentieth Floor, Toronto, Ontario M5C 3G7 I www.ci.comHead Office / Toronto416-364-11451-800-268-9374CI Managed Solutions Team1-888-800-00421212-2084_E (12/12)