Financing Your Future - Spelman College: Home

OUTSIDE ORGANIZATIONS SCHOLARSHIP WEBSITES69. Sallie Mae’s Free Online Scholarshipwww.salliemae.com/planning/scholarships.html70. Saul T. Wilson Scholarships(Veterinary)www.aphis.usda.gov/mrpbs/job_opportunities_main.html71. www.scholarship.com72. Scholarships - From FreSch!www.freschinfo.com73. Scholarship Gateways From BlackExcelwww.blackexcel.org/100minority.htm74. Scholarships On The Net (1,500)www.advocacy-net.com/scholarmks.htm75. Science Net Scholarship Listingwww.sciencenet.emory.edu/undergrad/scholarships.html76. Siemens Westinghouse Competitionwww.siemens-foundation.org/77. Sports Scholarships And Internshipswww.ncaa.org/about/scholarships.htm78. State Farm Insurance AchievementScholarshipswww.statefarm.com/foundati/awards.htm79. State Farm Insurance HispanicScholarshipswww.statefarm.com/foundati/hispanic.htm80. Student Inventors Scholarshipswww.invent.org/collegiate/81. Student Video Scholarshipswww.christophers.org/vidcon2k.html82. Target Scholarshipswww.target.com or http://target.com/target_group/community_giving/scholarships.jhtml83. The Old School Financial AidResource Centerwww.theoldschool.org/scholars2. asp84. Thurgood Marshall Scholarship Fundwww.thurgoodmarshallfund.org85. Tylenol Scholarshipswww.scholarship.tylenol.com86. Undergraduate Scholarships(National Institutes of HealthScholarships)www.//ugsp.info.nih.gov/InfoUGSP.htm87. United States Institute of PeaceNational Peace Essay Contestwww.usip.org/ed/npec/index. shtml88. Undergraduate And GraduatesScholarships With GE/LuLacwww.lulac.org/Programs/Scholar.html89. Union Sponsored Scholarships & Aidwww.aflcio.org/ familyfunresources/collegecosts orwww.unionplus.org/benefits/education/scholarships/up.cfm90. Wired Scholar Free Scholarship Searchwww.wiredscholar.com/paying/scholarship_search/pay_scholarship_search.jsp91. Women Presidential FreedomScholarshipswww.nationalservice.org/scholarships/92. Xerox Scholarships For Studentswww.xerox.com/downloads/ usa/en/a/applica.docDear Student:One of the most important personal financial decisions you and your family willmake concerns your college education. Paying for college requires planning withcomprehensive information. Spelman College offers a variety of financial aidprograms to assist you. The Office of Student Financial Services will provide youwith the most current information available.At Spelman College, we value our students and are committed to making youreducation affordable. In addition to state and federal funds, the College investsfrom our own resources in support of financial aid programs to ensure that weattract students of high caliber who will enrich campus life with their academic andco-curricular achievements, and interests. Last year, over eighty-five percent (85%)of our students received some form of financial assistance to support theirenrollment and success.Regardless of your family income, there are programs available to help finance thecost of your education. Please contact our office at 404-270-5212 for furtherinformation.Sincerely,Lenora J. JacksonDirectorOFFICE OF STUDENT FINANCIAL SERVICESThe Office of Student Financial Services is located in Packard Hall, Suite 100.We welcome you to call, visit or email us; our contact information is as follows.STAFFLenora Jackson, Director 404-270-5212 lenoraj@spelman.eduStella Beckham, Administrative Assistant 404-270-5212 sbeckham@spelman.eduFINANCIAL AID COUNSELORSThresa Gay, Associate Director & Counselor (A-D) 404-270-5210 tgay@spelman.eduTiffany Houser (E-L) 404-270-5213 thouser@spelman.eduGlorene Gibbons, Counselor (M-U) 404-270-5214 ggibbons@spelman.eduTerreca Preston, Counselor (V-Z, work-study, state grants) 404-270-5219 tpreston@spelman.eduSPECIALTY COORDINATORSStandrine Francis, Loan Coordinator (A-Z) 404-270-5211 sfrancis@spelman.eduRosa McQuay, Scholarship Coordinator 404-270-5218 rmcquay@spelman.eduMailing Address350 Spelman Lane, SW, Campus Box 771 • Atlanta, GA 30314Telephone: 404-270-5212 • Fax: 404-270-5220Office HoursMonday – Friday 9:00 am to 5:00 pmWalk-ins are welcomeCheck your financial aid status anytime online at: www.spelman.edu/financialaid121

Road Map For Successful PlanningFINANCIAL AID/SCHOLARSHIP CALENDARJUNIOR YEAROctober■ Start researching available scholarships■ Begin drafting an essay that will be required for most scholarships.SENIOR YEARAugust – January■ Continue researching for scholarships.■ Start applying for Scholarships (pay attention to deadlines).■ Apply for GATES Millennium Scholarship at www.gmsp.org. Applications areavailable the first week of September through the second week of January of eachyear. Please check website for actual dates.■ Attend financial aid workshops. (High schools, local churches, community centers, etc.)■ Meet with Financial Aid Office staff when touring the various campuses.■ Free Application for Federal Student Aid (FAFSA) are available for seniors inDecember from your high school counselor’s office.■ Financial Aid Workshop “A Day in Your Life” – Spelman College: Workshops arescheduled the second Monday of October and November. . Please confirm theactual dates with the Office of Admission.January - March■ File your FAFSA as early as possible after January 1. Financial Aid’s priority deadlineis March 1. Please be advised funds are limited. Apply early.■ Spelman’s school code for the FAFSA is 001594.■ Continue attending financial aid workshops.■ Continue to apply for scholarships (pay attention to deadlines).Financial Aid Workshop “A Day in Your Life” – Spelman College: Generally heldthe fourth Monday in January of each year. . Please confirm the actual dateswith the Office of Admission.■ Review financial aid packages. They may look something like the examples below.■ The Gates Millennium Scholarship deadline is the second week in January of eachyear. Please check website, www.gmsp.org, for actual deadline date.March – June■ Complete Parent and Student Loan Master Promissory Note.■ Send copies of all scholarship awards to Financial Aid Office.■ Send copies of any requested documents to Financial Aid Office.Below are three examples of financial aid packages.High-Need Student*Estimated Family Contribution$0Dean’s Scholarship $12,700Pell Grant 4,050SEOG 1,500Federal Work-Study 1,500Spelman Need Base 1,000Stafford Loan † 2,625PLUS Loan † 4,466Total $27,841Medium-Need Student*Estimated Family Contribution$10,000Gerogia ResidentFederal Work-Study 1,500HOPE Scholarship 3,000Georgia Grant 900Perkins Loan 2,000Spelman Need Base 1,000Stafford Loan † 2,625PLUS Loan † 16,816Total $27,841* Estimated Family Contribution is calculated by the Department of Education from information submitted on the FAFSA.†Parent loans (PLUS) and student loans (Stafford) are optional2No-Need Student*Estimated Family Contribution$30,000Non-ResidentStafford Loan † 2,625PLUS Loan † 25,216Total $27,841Georgia ResidentHOPE Scholarship 3,000Georgia Grant 900Stafford Loan † 2,625PLUS Loan † 21,316Total $27,841OUTSIDE ORGANIZATIONS SCHOLARSHIP WEBSITES48. Jazz/Music Majorswww.jazm.com49. John L. Carey AccountingScholarshipswww.aicpa.org/members/div/ career/edu/jlcs.htm50. Kodak Scholarships. The award:varying amounts to $5,000. Numberof awards: Varies. For those studyingin Film Cinematography at U.S.Colleges.www.kodak.com51. Marine Corps Scholarshipswww.marine-scholars.org52. Maryland Artists Scholarshipswww.maef.org53. Methodist Scholarshipswww.free-4u.com/methodist_scholarships.htm54. Microsoft Scholarship Programwww.microsoft.com/college/scholarships/minority.asp55. NACME Scholarship Programhttp://www.nacme.org/ scholarships/56. NASA Scholarshipshttp://www.nasa.gov/audience/forstudents/postsecondary/ features/index.html57. National Alliance For ExcellenceScholarships. The student competitorscan be seniors or already in college.They must submit an application thatcan include recommendations(academics), art (slides), dance(tapes), photographs, or othermaterials that point to talent andachievement in all areas. The awardsare for a minimum of one year, andover 100 are granted. Applicationscan be submitted at any time. Theselection process is ongoing.www.excellence.org1158. National Association of BlackJournalists Scholarships (NABJ)www.nabj.org59. National Association of HispanicJournalistswww.nahj.org60. NSBE Scholarships (National Societyof Black Engineers, Inc.) Amountsrange from $1,500 to $3,000 formembers of NSBE. Number ofawards varies. This is primarily forengineering students, and othersmajoring in related disciplines.www.nsbe.org61. 100-Plus Summer EnrichmentPrograms www.blackexcel.org/summerprogs. htm62. www.opm.gov63. Research Program For Women &Minorities Underrepresented In TheScienceswww.research.att.com/ academic/urp.html64. Rhodes Scholarships At Oxfordwww.rhodesscholar.org/info.html65. Ron Brown Scholar Program (majorScholarships)www.ronbrown.org66. Ronald McDonald House CharitiesAnd The United Negro College Fund(UNCF). Students must be studyingat a HBCU which is a member of theUNCF.www.rmhc.com67. The Roothbert Scholarship Fundwww.roothbertfund.org68. ROTC Military Scholarships (Navy,Army, Marines, Air Force)http://www.todaysmilitary.com/wyg/t2wygcollegehelp.php

OUTSIDE ORGANIZATIONS SCHOLARSHIP WEBSITESHow Do I Get Money For College?23. College FundUNCFwww.uncf.org24. College Net’s Scholarship Databasewww.mach25.collegenet. comcgibinM25index25. Developmental Fund for BlackStudents in Science and Technology.Award amount: > $2,000 andrenewable. Several scholarshipsgranted. This is for science orengineering students at HBCUs.www.ourworld.compuserve.com26. Direct Scholars Scholarships.Registration is free. Win $10,000!www.DirectScholar.com27. Discover Card Tribute AwardScholarshipswww.aasa.org/Discover.htm28. Easley National Scholarship Programwww.naas.org29. Eight Scholarship Gatewayswww.blackexcel.org/eightschols.htm30. FAFSA On The Web (Your Key AidForm & Info)www.fafsa.ed.gov31. FastWEB Scholarship Searchwww.fastweb.com32. Federal Scholarships & Aid Gatewayswww.fedmoney.org33. FinAid: The Smart Students Guide toFinancial Aidwww.finaid.org34. Gates Millennium Scholarships(major)www.gmsp.org35. Gateway On The Internetwww.blackexcel.org/fin-sch.htm36. Gateway to 10 Free ScholarshipSearcheswww.college-scholarships.com37. Gateways to US Government GrantsMoneywww.students.gov/STUGOVWebApp/index.jsp38. Guaranteed Scholarshipswww.guaranteed-scholarships. com39. HBCU “Packard” Sit AbroadScholarships (For study around theworld)www.sit.edu/studyabroad/packard_nomination.html40. The Hispanic College Fundwww.hispanicfund.org41. Historically Black College &University Scholarshipswww.iesabroad.org42. Holocaust RemembranceScholarshipswww.holocaust.hklaw.com43. Hope Scholarships & Lifetime Creditswww.ed.gov/offices/OPE/PPI/ HOPE/index.html44. INROADS Internshipswww.inroads.org45. International Students Scholarships& Aid Helpwww.iefa.org46. Jacki Tuckfield Memorial BusinessScholarship (for AA students in SouthFlorida)www.jackituckfield.org47. Jackie Robinson Foundationwww.Jackierobinson.orgWhat is financial aid?When you and your family demonstrate financial need to afford Spelman’s cost,need-based aid is awarded to bridge the difference between our total cost and yourfamily’s demonstrated ability to invest in your education.How do I apply for financial aid?Step 1. Obtain a Personal Identification Number (PIN) by logging online atwww.pin.ed.gov (parent and student should get a PIN).Step 2. Once your PIN is received, complete the Free Application for Federal Student Aid(FAFSA) by logging on at www.fafsa.ed.gov (Spelman’Spelman’s s school code is ’001594‘).What happens next?■ Spelman will receive the information you submitted in the form of a StudentAid Report (SAR).■ You may receive a letter asking for additional documents.■ You will receive an award letter.Why am I being asked for additional documents?■ Students are selected randomly to verify information submitted on their FAFSA;therefore, you may need to send us documents that were used to completeyour application, i.e., tax returns, W-2s, etc.Will my award change after your receipt of my documents?■ The documents submitted could change your award and make you eligible formore aid, or it could decrease the amount of aid previously offered.What are some common mistakes made on the FAFSA?■ Entering numbers or figures incorrectly.■ Improper completing or misreporting non-tax income and/or annuities.■ Incomplete signatures of student and/or parents.What types of aid should I expect to receive?You may receive some, if not all, of the following:Federal Dollars include:■ Federal PELL Grant■ Federal Supplemental Educational Opportunity Grant (SEOG)■ Federal Work-Study■ Federal Perkins Loan■ Federal Subsidized and/or Unsubsidized Loan*■ Federal Parent Loan for Undergraduate Students (PLUS)State Funds include:■ HOPE Scholarship (Georgia Residents)■ Georgia Tuition Equalization Grant (GTEG) (Georgia Residents)■ DC TAG (DC Residents)■ DC LEAP (DC Residents)■ DC CAP (DC Residents)■ Michigan Grant (Michigan Residents)■ PHEAA Grant (Pennsylvania Residents)Spelman College funds include:■ Spelman Need-Based Scholarship■ Lettie Pate Whitehead Scholarship■ Merit Based Scholarship*Interest is subsidized by the federal government on subsidized loans until after graduation. Interest accrues immediately onunsubsidized loans and is not subsidized by the federal government.103

How To Spot And Avoid Scholarship ScamsFraudulent Scholarships can take many forms, most commonly scholarship for profitand guaranteed scholarship search scams. The first type charges an application feefor scholarships that never materialize or are less than advertised. The second typecharges a fee to match student information against databases of scholarships andguarantees that the student will receive money.There are warning signs that can help you identify scholarship scams. They do notautomatically indicate fraud, but any organization that exhibits several of thesesigns should be treated with caution.Application FeesBeware of any “scholarship” which requests an application fee. Don’t believe claimsthat the fee is necessary to cover administrative expenses or to ensure that onlyserious candidates apply.Loan FeesIf you have to pay a fee before obtaining an educational loan, be careful. It may becalled a “processing fee,” “origination fee,” “guarantee fee,” or “insurance fee,” butif it must be paid in advance, it’s probably a scam.Guaranteed WinningsNo legitimate scholarship sponsor will guarantee that you will win an award, and noscholarship matching service can guarantee that you will win a scholarship.If you suspect that a scholarship program might be a scam, get a second opinion.The following organizations can help you determine whether an offer is legitimate:■ Contact your college financial aid administrator or high schoolguidance counselor.■ Check with the Better Business Bureau (www.bbb.org), the StateAttorney General’s Office, and the State Chamber of Commerce inyour state and in the state where the organization is located.■ Contact the National Fraud Information Center (www.fraud.org) at1-800-876-7060.■ Call the Post Office Inspector’s mail fraud hotline at 1-800-654-8896.■ Send email to SCAMS-L@finaid.org.OUTSIDE ORGANIZATIONS SCHOLARSHIP WEBSITES1. “Act-So AeuRoeOlympics of theMind” Scholarshipswww.naacp.org/programs/programsindex.html2. Ambassadorial Scholarshipswww.rotary.org/foundation/educational/ambscho/3. American Institute Of Certified PublicAccountants Scholarships (AICPA).For undergraduates studyingaccounting at a U.S. college with atleast 30 credits completed. Awardsup to $5,000 with about 300 winnersannually. Deadline is in July. Go towebsite for GPA requirements anddetails. www.aicpa.org/search/search1. htm4. American Psychological Association(APA) Scholarships and Fellowshipswww.apa.org5. American Society For MicrobiologyUndergraduate Fellowshipswww.asm.org/Search6. American Sociological AssociationGraduate Fundingwww.asanet.org/student/funding.html7. Americorps www.cns.gov8. ARMY/AIRFORCE ROTC Scholarships(for Historically Black Colleges).Students planning to enroll at aHBCU must enroll in the Army ROTC.Award amount to full-tuition.www.afrotc.com/scholarships/icschol/minority/bcu.htm9. Arts Recognition And Talent SearchAwards. These awards are granted tohigh school or college students (17and 18 years of age) who show talentin dance, voice, music, art,photography jazz, visual arts, writing,or other creative areas. You mustsubmit a portfolio or tape.www.artsawards.org10. Art, Film, Writing ScholarshipsCompetitions Listwww.xensei.com/users/adl/11. Artistic Designs Scholarshipswww.aia.aii.edu/12. www.asia.yahoo.com13. Astronaut Scholarship Foundationwww.astronautscholarship.org14. www.atlcf.org15. Baptist Scholarshipswww.free-4u.com/baptist_scholarships.htm16. Black Alliance for EducationalOptions Scholarshipswww.baeo.org/options/privatelyfinanced.jsp17. www.blackstudentfund.org18. www.blackwebsites.com19. BOEING Scholarships (some HBCUconnects)www.boeing.com20. Bristol-Myers Squibb MinorityFellowships in Academic Medicinewww.bms.com/aboutbms/ fellow/data/21. Coca Cola Scholarshipswww.youthdevelopment.cocacola.com/achfgsoverview. html22. College Board Scholarship Searchwww.cbweb10p.collegeboard. org orwww.collegeboard.com/splash49

FINANCING YOUR SPELMAN COLLEGE EDUCATIONSteps For Getting The Scholarship You Need1. START EARLY■ The more time you give yourself, the more successful your search will be.■ If possible, start the process or request for information at least two years beforeyou need the aid.■ Always remember that you should apply for scholarships about a year before youwill actually receive the aid.2. GET INVOLVED■ Often scholarships are awarded to students who are involved in activities both inschool and out of school. A well–rounded student has a great opportunity ofreceiving scholarships.■ Many clubs and organizations have scholarships associated with them. Doingyour research in the beginning may help you obtain more scholarships.3. DO RESEARCH■ Figure out what makes you a special individual. This could include such things asacademics, community service, athletics or your family background.■ Consider unique circumstances or conditions that might make you eligible for aidsuch as being a foster child, having asthma, being a single parent or having adisability.■ Scholarship opportunities can be found in many places including financial aidoffices, libraries, local civic organizations, your (or your parents’) employers, localbusinesses, your high school guidance counselor’s office, the Internet and/orStudent Outreach Services (call 1-888-2-outreach).4. SEND AWAY FOR APPLICATIONS AND INFORMATION■ After you collect all of the information about the scholarships for which you areinterested in applying, you will need to contact the organization.■ Most organizations will require that you contact them via regular mail or internetto request applications and other pertinent information. Some organizations willgive potential applicants their phone numbers and email addresses to expeditethe request information.■ Give the organization ample time to send you the necessary paperwork. Beaware of all deadlines associated with applying.5. APPLY■ Once you receive the application and understand all of the information that youare expected to send to the organization, apply for the scholarship.■ Information required from most organizations will include a completedapplication, an essay, recommendations, and/or a resume. Make sure you havegiven yourself plenty of time to gather all of the required information.■ Most scholarships have deadlines for applying. You may want to keep a calendarwith all of the deadlines listed so that you do not let any expire.■ Before you send in your completed application, make sure to double check forspelling and grammar errors.■ Remember that the application process takes time, and it could be months beforeyou are notified of any awards. It’s not uncommon for there to be no follow-upcorrespondence from the organization, as they receive numerous applications.■ Be neat and organized—first impressions count!Getting it “WRITE”The Scholarship EssayRegardless of what the question may be, there are some basic tips that you shouldconsider when composing scholarship essays.1. Stay on the Topic – You must stay focused and answer only the questionthat is asked. Anecdotal stories and scenarios can be fun and addpersonality to the essay, but it is easy to let a story take attention off ofthe topic; use anecdotes with caution.2. Remember the Audience – Although you may have had a touchingpersonal experience, remember that some information is TOOpersonal. Remember that your essay should be aimed toward adultprofessionals—not to peers, so there should be no slang orcolloquialisms in the essay.3. Remember the Purpose – You are trying to convince people you havenever met to award you a large sum of money. You must bepersuasive and succinct. Be certain that the essay can answer anyquestion that the scholarship committee may have as they may not bewilling or able to contact you if any questions should arise.4. Don’t t Forget the Format – Remember that this is an essay for scholarshipmoney for College; therefore, be sure to stay on top of the basicconventions—use paragraphs and punctuation, and check for properspelling and grammar. Essays should be polished and professional—this is your time to shine, so you need to get it “WRITE.”Good Luck!Take advantage of free sources ces of scholarship information and search ch services, which are available through yourlocal public library, , the financial aid offices at many schools, online and your high school counselor’s s office.85

Grants/ScholarshipCriteriaTermApplication ProcedureBudget Example 2006PresidentialBased on academic merit, demonstrated leadership and communityservice. Presidential Scholars for 2006-07 had an average 1300 orhigher SAT, ACT 29 and a GPA of 3.8.Renewable for four years. Scholarsmust meet criteria stated on website.Selected by the President of the College.No separate application is required.$26,005 per academic year.Budget 2006.Dean’sBased on academic merit. Dean’s Scholars for 2006-07 had an average1200 or higher SAT, ACT 27 and a GPA of 3.6.Renewable for four years. Scholarsmust meet criteria stated on website.Selected by the scholarship committee.No separate application is required.$14,470 per academic year.Budget 2006.AcademicBased on academic merit. Academic Scholars for 2006-07 had anaverage 1150 or higher SAT, ACT 26 and a GPA of 3.5.Renewable for four years. Scholarsmust meet criteria stated on website.Selected by the scholarship committee.No separate application is required.$7,235 per academic year.Budget 2006.Student ofDistinctionBased on academic merit. Students of Distinction for 2006-07 had anaverage 1000 or higher SAT, ACT 22 and a GPA of 3.4.Renewable for four years. Scholarsmust meet criteria.Selected by the scholarship committee.No separate application is required.$2,500 per academic year.HOPEBased on academic merit for residents of Georgia.Renewable for up to 127 hours. Checkpoints at 30, 60, and 90 hours andat end of each Spring semester todetermine eligibility. Must maintain a3.0 (B) average.Complete the electronic Hope Application(E-HOPE) at www.gsfc.org.$3,000 per academic year.GTE GrantGeorgia resident and enrolled as a full-time student.Renewable for up to 127 hours.Complete e-TEG electronic application orprintable TEG application at www.gsfc.org.Varies annually. Award is$900 per student.Governor’sScholarshipBased on high academic achievement. Students must be valedictorian,or STAR student of their class in Georgia.Renewable for four years. Studentsmust maintain a 3.0 GPA.Complete Governor’s Scholarship Application.Application is automatically mailed to eachcandidate.Varies annually. Award is$804 per student.Gates MillenniumScholarshipStudents must be African American, American Indian/Alaska Native, AsianPacific Islander American or Hispanic American. Must have a cumulativeGPA of 3.3 on a 4.0 scale at time of nomination. Must be a citizen/legalpermanent resident or national of the United States. Must meet theFederal Pell Grant eligibility as determined by the Free Application forFederal Student Aid (FAFSA). Student must be a full-time, degree-seekingfreshman attending a U.S. accredited college or university.Renewable for four years. Certainmajors may be eligible for fundsfor graduate school.Go to Gates Millennium websiteand complete application at www.gmps.org.The amount awardedvaries per student.United NegroCollege FundScholarshipMust attend one of the 38-member historically black colleges anduniversities (HBCUs) and have a GPA of 2.5.Some scholarships are renewable.Others are one time only.Complete Student Profile onUNCF website at www.uncf.org.The amount awardedvaries per student.Robert C. ByrdScholarshipBased on academic merit. Must be a legal resident of the state in whichthey apply for the Robert C. Byrd Scholarship.Renewable for four years.Applications are obtained from high schoolcounselor’s office in December of the sameacademic year as high school completion.Georgia residents should submit applicationsto the Georgia Department of Education byFebruary 1.$1,500 per academic year.D.C. CAPMust be a resident of D.C. You must be a graduate of a D.C. publichigh school from 2001 to the present.Granted for one year at a time.Renewable for four years.Submit a completed DC-CAP AuthorizationForm. Complete the FAFSA, D.C. TAG & D.C.LEAP Applications, and submit copies of thefollowing: Student Aid Report (SAR), FinancialAid Award Letter, and grades for the previoussemesters/years in college.Varies annually. Award is$2,000 per student.D.C. Tag GrantMust be a resident of D.C.Granted for one year at a time.Renewable for four years.Applications are obtained from the highschool counselor’s office. Complete andreturn to your school’s Office of StudentFinancial Services.Varies annually. Award is$2,500 per student..D.C. LEAPMust be a resident of D.C. Must have been accepted or enrolled in adegree-granting (AA, AS, BA, BS) undergraduate program in anaccredited college or university on at least a half-time basis, be enrolledfor a full academic year, have substantial financial need, and be incompliance with the school’s satisfactory academic progress policy.Granted for one year at a time.Renewable for four years.Applications are obtained from the highschool counselor’s office. Complete and signPage A of the application, attach a copy ofyour Student Aid Report (SAR), and submitthe application, SAR, and postcard to yourschool’s Office of Student Financial Services.Varies annually. Award is$1,500 per student..Rhode IslandState GrantMust be a resident of Rhode Island.Granted for one year at a time.Renewable for four yearsStudent must complete the Free Applicationfor Federal Student Aid (FAFSA).Varies annually. Award is$1,400 per student.