Transform Tomorrow - Aegon

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Credit losses in the US trending down• Q4 2012 US credit impairments amount to 4 bpsUS credit losses in bps of fixed income assets120829144 443727925average of 32 bpssince 19901 2 48 176448172523317-6-21990 1991 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 201252Periods prior to 2005 are based on Dutch Accounting Principles (DAP)Periods 2005 and later are based on International Financial Reporting Standards (IFRS)
Reconciliation of effective tax rate Q4 2012Reconciliation of effective tax rate Q4 12EUR million Americas The Netherlands United Kingdom New Markets/ Holdings TotalIncome before tax 299 142 50 60 551Nominal tax rate 35.0% (105) 25.0% (36) 24.5% (12) NM (23) (176)Actual income tax (60) (26) (13) (30) (129)Net income 239 116 37 30 422• Actual income tax can deviate from the nominal tax rate, amongst others due to:►►►Tax exempt incomeTax creditsValuation allowances for tax losses►►►Cross border intercompany reinsurancePolicyholder tax UK (offsetting)Other items53
Page 1 and 2: Transform TomorrowLondon, 21 March
Page 3 and 4: Execute on strategic transformation
Page 5: Our products and services have neve
Page 8: Successfully growing our fee-based
Page 12 and 13: Capture growth in Protection and Ac
Page 14 and 15: Realizing ambition to become a lead
Page 16 and 17: Aegon to cancel all preferred share
Page 18 and 19: All preferred shares exchanged for
Page 20 and 21: Impact on Aegon’s financial metri
Page 22 and 23: Vereniging Aegon agreed to give up
Page 24 and 25: Continued delivery of strong result
Page 26 and 27: Net income benefits from investment
Page 28 and 29: Sales increase demonstrates strengt
Page 30 and 31: Successful repositioning of Spanish
Page 32 and 33: Strong operational free cash flows
Page 34 and 35: Upcoming eventsMarchMayJuneAugustAn
Page 36 and 37: Focus on delivering on targetsAchie
Page 38 and 39: Limited exposure in general account
Page 40 and 41: Gross deposits increases in asset m
Page 42 and 43: Higher underlying earnings• Ameri
Page 44 and 45: The Netherlands• Underlying earni
Page 46 and 47: New Markets• Underlying earnings
Page 48 and 49: Capital allocated to run-off busine
Page 50 and 51: Investments general accountAegonINV
Page 54 and 55: For questions please contact Invest

Transform Tomorrow - Aegon

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