Pocket Money - SEBI Investor Awareness Website - Securities and ...
Pocket Money - SEBI Investor Awareness Website - Securities and ... Pocket Money - SEBI Investor Awareness Website - Securities and ...
Smart Money Glossary Bull: The term 'bull', in financial market, refers to an investor who thinks the marketwill perform well and prices will rise. Thus bulls are optimistic investors who arepresently predicting good things for the market, and are attempting to profit fromthis upward movement.A 'bull market' is one, where there is optimism and prices are rising. A 'bull run'refers to continuously increasing share prices. Bear: The term 'bear', in financial market, refers to an investor who believes thatthe market is headed downward. Bears attempt to profit from a decline in prices.Bears are generally pessimistic about the state of a given market. Thus, a 'bearmarket' is one marked by pessimism and falling prices.Note: Bulls are, thus, the exact opposite of the market's bears. Bonds: A Bond is a fixed income (debt) instrument issued for a period (usuallyof more than one year) with the purpose of raising capital/funds. Debt instrument: A Debt instrument is a record of one party (the borrower/debtor)borrowing a certain sum of money from an investor (the lender/creditor) on predeterminedterms with regards to rate and periodicity of interest, repayment of principal amountetc.. The date specified for repayment of the principal is called the Maturity Date.In the Indian securities markets, the term 'bond' is used for debt instruments issuedby the Central and State governments and public sector organizations.As bonds are issued by the Central and State governments and public sectororganizations, bond are safer instruments for investment, but returns on bondsare also usually less. Debentures: A debenture is an unsecured debt instrument issued by a body corporate.Thus, it is a kind of corporate bond.In the event that the issuer is liquidated, the holder of a debenture becomes ageneral creditor and, therefore, is less likely than the secured creditors to recoverin full. Because of their high risk factor, debentures pay higher rates of interestthan secured debt of the same issuer.In Indian securities market, the term 'debenture' is used for debt instruments issuedby private corporate sector.158
Track your weekly expenses:Smart Money TipsWeek of the day Income (A) ExpenditureMondayTuesdayWednesdayThursdayFridaySaturdaySundayTotalsDifference A- B159
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Smart <strong>Money</strong> Glossary Bull: The term 'bull', in financial market, refers to an investor who thinks the marketwill perform well <strong>and</strong> prices will rise. Thus bulls are optimistic investors who arepresently predicting good things for the market, <strong>and</strong> are attempting to profit fromthis upward movement.A 'bull market' is one, where there is optimism <strong>and</strong> prices are rising. A 'bull run'refers to continuously increasing share prices. Bear: The term 'bear', in financial market, refers to an investor who believes thatthe market is headed downward. Bears attempt to profit from a decline in prices.Bears are generally pessimistic about the state of a given market. Thus, a 'bearmarket' is one marked by pessimism <strong>and</strong> falling prices.Note: Bulls are, thus, the exact opposite of the market's bears. Bonds: A Bond is a fixed income (debt) instrument issued for a period (usuallyof more than one year) with the purpose of raising capital/funds. Debt instrument: A Debt instrument is a record of one party (the borrower/debtor)borrowing a certain sum of money from an investor (the lender/creditor) on predeterminedterms with regards to rate <strong>and</strong> periodicity of interest, repayment of principal amountetc.. The date specified for repayment of the principal is called the Maturity Date.In the Indian securities markets, the term 'bond' is used for debt instruments issuedby the Central <strong>and</strong> State governments <strong>and</strong> public sector organizations.As bonds are issued by the Central <strong>and</strong> State governments <strong>and</strong> public sectororganizations, bond are safer instruments for investment, but returns on bondsare also usually less. Debentures: A debenture is an unsecured debt instrument issued by a body corporate.Thus, it is a kind of corporate bond.In the event that the issuer is liquidated, the holder of a debenture becomes ageneral creditor <strong>and</strong>, therefore, is less likely than the secured creditors to recoverin full. Because of their high risk factor, debentures pay higher rates of interestthan secured debt of the same issuer.In Indian securities market, the term 'debenture' is used for debt instruments issuedby private corporate sector.158
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