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Perry A. NovakSenior Vice President - InvestmentsUBS Financial Services, Inc.2185 N. California Blvd., Suite 400Walnut Creek, CA 94596(925) 746-0245perry.novak@ubs.comubs.com/team/thenovakgroupYou know there are more questions you should be asking, butyou're not sure what they are.You want to stop procrastinating and make a decision,but you don't feel well enough informed.You know where you want to be,but you don't have a plan that will get you there.That's where we come in.The Novak Group at UBS Financial Services, Inc.Providing wealth planning and asset management services to affluentfamilies, business owners and professionals since 1983.Trusted advice, caring support, prudent financial solutions.2MAY 2013