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Note 8 – Loans and Allowance for Loan LossesThe following table summarizes the banking/finance operating segment loans receivable by majorcategory:(in thousands)as of September 30, 2009 2008Commercial loans ...................................................... $ 33,511 $ 70,256Real estate mortgage loans ............................................... 36,303 33,029Installment loans to individuals ........................................... 221,765 244,513Other ................................................................ 25,951 30,140Loans receivable ....................................................... 317,530 377,938Less: allowance for loan losses ........................................... (7,026) (6,291)Loans Receivable, Net ............................................. $310,504 $371,647Installment loans to individuals include secured private banking loans to Fiduciary Trust clients andautomobile receivables. Other loans include credit card receivables and overdraft receivables. No loan lossallowance is recognized on private banking loans as described in Note 1 – Significant Accounting Policies,Allowance for Loan Losses. At September 30, 2009 and 2008, loans receivable with aggregate carryingvalues of $30.6 million and $22.3 million were pledged as collateral for the ability to obtain FHLBadvances.Maturities of loans receivable at September 30, 2009 were as follows:(in thousands)One Yearor LessAfter OneThrough FiveYearsAfterFive YearsCommercial loans .................................. $ 28,364 $ 3,954 $ 1,193 $ 33,511Real estate mortgage loans ........................... 120 9,699 26,484 36,303Installment loans to individuals ....................... 94,111 72,114 55,540 221,765Other ............................................ 25,100 339 512 25,951Total ........................................ $147,695 $86,106 $83,729 $317,530TotalThe following table summarizes contractual maturities of loans receivable due after one year byrepricing characteristic at September 30, 2009:(in thousands)CarryingValueLoans at predetermined interest rates ................................................ $108,774Loans at floating or adjustable interest rates .......................................... 61,061Total ..................................................................... $169,83589