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FORM 10-KITEMINDEX TO ANNUAL REPORT ON FORM 10-KPAGENUMBERPART IITEM 1. BUSINESS ............................................................. 3General ............................................................ 3Company History and Acquisitions ...................................... 4Lines of Business .................................................... 5Investment Management and Related Services ......................... 5Banking/Finance ................................................. 18Financial Information About Segments and Geographic Areas ................. 19Regulatory Considerations ............................................. 19Competition ......................................................... 22Intellectual Property .................................................. 23Employees .......................................................... 23Available Information ................................................. 23ITEM 1A. RISK FACTORS ......................................................... 23ITEM 1B. UNRESOLVED STAFF COMMENTS ....................................... 32ITEM 2. PROPERTIES ........................................................... 33ITEM 3. LEGAL PROCEEDINGS .................................................. 33ITEM 4. SUBMISSION OF MATTERS TO A VOTE OF SECURITY HOLDERS ........... 33Executive Officers of the Registrant ..................................... 33PART IIITEM 5.MARKET FOR REGISTRANT’S COMMON EQUITY, RELATED STOCKHOLDERMATTERS AND ISSUER PURCHASES OF EQUITY SECURITIES ............ 36ITEM 6. SELECTED FINANCIAL DATA ........................................... 37ITEM 7. MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITIONAND RESULTS OF OPERATIONS ....................................... 37ITEM 7A. QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKETRISK ................................................................ 61ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA .................. 64ITEM 9. CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ONACCOUNTING AND FINANCIAL DISCLOSURE .......................... 111ITEM 9A. CONTROLS AND PROCEDURES .......................................... 111ITEM 9B. OTHER INFORMATION ................................................. 111PART IIIITEM 10. DIRECTORS, EXECUTIVE OFFICERS AND CORPORATE GOVERNANCE ...... 112ITEM 11. EXECUTIVE COMPENSATION ........................................... 112ITEM 12. SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS ANDMANAGEMENT AND RELATED STOCKHOLDER MATTERS .............. 112ITEM 13. CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS, AND DIRECTORINDEPENDENCE ..................................................... 113ITEM 14. PRINCIPAL ACCOUNTING FEES AND SERVICES .......................... 113PART IVITEM 15. EXHIBITS, FINANCIAL STATEMENT SCHEDULES ......................... 114SIGNATURES .................................................................... 119EXHIBIT INDEX2