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The following table shows further details of the loans serviced by the Company that were held by thesecuritization trusts and the loans that were managed together with them:(dollar amounts in thousands)as of September 30, 2009 2008Principal amount of loansSecuritized loans ................................................... $551,369 $851,810Loans held for sale ................................................. 16,274 32,582Loans receivable ................................................... 85,520 94,593Total ............................................................ $653,163 $978,985Principal amount of loans 30 days or more past due 1 .......................... $ 29,238 $ 38,241Credit quality as a percentage of aggregate outstanding principal balancePrime ........................................................... 47.4% 48.2%Non-prime ....................................................... 49.4% 49.4%Sub-prime ........................................................ 3.2% 2.4%1 The majority of the balances were related to securitized loans.Note 10 – Property and Equipment, NetThe following is a summary of property and equipment:(in thousands)as of September 30, 2009 2008Useful LivesIn YearsFurniture, software and equipment ............................ $ 552,990 $ 547,520 3 – 10Premises and leasehold improvements ......................... 486,508 478,818 5 – 35Land ................................................... 72,220 72,337 N/A1,111,718 1,098,675Less: Accumulated depreciation and amortization ................ (576,259) (543,969)Property and Equipment, Net .......................... $ 535,459 $ 554,706Depreciation and amortization expense related to property and equipment was $61.5 million, $58.2million and $53.1 million in fiscal years 2009, 2008 and 2007. No impairment loss in value of property andequipment was recognized during fiscal years 2009, 2008 and 2007 as the Company determined there wasno indicator of impairment.Note 11 – Goodwill and Other Intangible AssetsGoodwill and other intangible assets have been assigned to one reporting unit, the investmentmanagement and related services segment. The changes in the carrying values of goodwill and grossintangible assets were as follows:(in thousands)GoodwillAmortizedIntangibleAssetsNon-amortizedIntangibleAssetsBalance at October 1, 2008 ................................. $1,438,093 $200,983 $508,909Foreign currency movements ................................ (1,467) (31) (1,172)Balance at September 30, 2009 ......................... $1,436,626 $200,952 $507,73793