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2011 Annual Report - The Commerce Commission

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Table 2: Cases Successfully Disposed Of in <strong>2011</strong>(cont…)Cases Resolved in <strong>2011</strong>Case Number Case Name Issues Part of CCD 2010 ProvisionsBreached<strong>2011</strong>/05/27/BC-FTD/132<strong>2011</strong>/06/02/BC-FTD/133Consumer Dvs.Respondent CConsumer Evs. InstitutionFOn 27-05-11, the <strong>Commission</strong> received a complaint from Consumer Dagainst Respondent C, regarding an agreement to purchase a car. <strong>The</strong>Complainant bought a car from Respondent C but payments were not doneon time, so extra time was given by Respondent C but the complainant wasstill not able to make the payments and Respondent C demanded that thecomplainant give the car back to him but he refused to reimburse theamount already paid by the complainant. FCC mediated the matter and thecomplainant was informed that he could make claims to the Small ClaimsTribunal to recover his deposit and any payments from the Respondent.Based on the above, the case was closed.On 02-06-11, the <strong>Commission</strong> received a complaint from Consumer E,against Institution F. <strong>The</strong> complainant’s main issue was that he had taken aproperty loan from Institution F in 2002 with down payments from FNPF.According to him, a substantial amount had been paid over the years;however, the balance still remained at around $33,000. FCC formally wroteto Institution F, informing them of the issue and seeking a response. Aresponse was received from Institution F, informing FCC that Institution Fhad been very considerate in accommodating Consumer E’s requests foradditional loans. According to Institution F, Consumer E had been allowedvarious rehabilitation programs during hard times when he was not in aposition to service the debt and the company acted in good faith to allowhim reasonable time to secure a job and start paying the loan. Institution Falso submitted the documents and account statements for Consumer E.<strong>The</strong> above was conveyed to Consumer E together with the documents toseek his response. FCC did not receive any feedback from the complainantdespite follow ups and the case was closed.ConsumerProtection &Unfair PracticesConsumerProtection &Unfair PracticesSection 75Sections 76 & 77Page60of236

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