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Financial Disclosures30 June 2011Corporate Office: 601-602, Trade Centre, Bandra Kurla Complex, Bandra (East), Mumbai - 400051.Insurance is the subject matter of solicitation. IRDA Reg. No. 146

L&T General Insurance Co. Ltd.Registration No. 146Date of Registration with IRDA - 9th July 2010FORM NL-1-B-RAREVENUE ACCOUNTFor the quarter ended June 30, 2011Particulars Schedule Fire Marine Misc. Total(Rs. '000)For thequarterended June30, 2010Premiums earned (Net) NL4 95 4,839 41,869 46,803 -Profit/ (Loss) on sale/redemption of Investments (14) (2) (80) (96) -Others (Miscellaneous income) - - - - -Interest Income 273 47 1,591 1,911 -TOTAL (A) 354 4,884 43,380 48,618 -Claims Incurred (Net) NL5 754 7,733 43,814 52,300 -Commission NL6 (6,623) 861 (1,818) (7,579) -Operating Expenses related to InsuranceBusinessNL7 38,528 12,999 1,68,699 2,20,226 -Premium Deficiency 4,629 2,180 16,859 23,668 -TOTAL (B) 37,288 23,773 2,27,554 2,88,615 -Operating Profit/(Loss) (A - B) (36,934) (18,889) (1,84,174) (2,39,997) -APPROPRIATIONSTransfer to Shareholders’ Account (36,934) (18,889) (1,84,174) (2,39,997) -Transfer to Catastrophe Reserve - - - - -Transfer to Other Reserves (to be specified) - - - - -TOTAL (C) (36,934) (18,889) (1,84,174) (2,39,997) -The Company commenced its commercial operations as a General Insurance Company on October 1, 2010 . Hence no figures applicable for previous year.

FORM NL-2-B-PLL&T General Insurance Co. Ltd.Registration No. 146Date of Registration with IRDA - 9th July 2010PROFIT AND LOSS ACCOUNT(Rs. '000)ParticularsFor the quarterended June 30, 2011For the quarterended June 30, 2010OPERATING PROFIT/(LOSS)(a) Fire Insurance (36,934) -(b) Marine Insurance (18,889) -(c) Miscellaneous Insurance (1,84,174) -INCOME FROM INVESTMENTS(a) Interest, Dividend & Rent – Gross 12,206(2,39,997) -(b) Profit on sale of investments 718 -Less: Loss on sale of investments (1,324) -OTHER INCOME 7TOTAL (A) (2,28,390) -PROVISIONS (Other than taxation)(a) For diminution in the value of investments - -(b) For doubtful debts - -(c) Others (to be specified) - -OTHER EXPENSES(a) Expenses other than those related- 2,36,690to Insurance Business(b) Bad debts written off - -(c) Directors fees 80 -TOTAL (B) 80 2,36,690Profit/ (Loss) Before Tax (2,28,470) (2,36,690)Provision for Taxation - -APPROPRIATIONS(a) Interim dividends paid during the year - -(b) Proposed final dividend - -(c) Dividend distribution tax - -(d) Transfer to any Reserves or Other Accounts - -Balance of profit/ (loss) brought forward from last year (6,74,069) (80,865)Balance carried forward to Balance Sheet (9,02,540) (3,17,555)

FORM NL-3-B-BSL&T General Insurance Co. Ltd.Registration No. 146Date of Registration with IRDA - 9th July 2010Balance Sheet as at June 30, 2011BALANCE SHEETSOURCES OF FUNDS :ParticularsScheduleAs at June 30,2011(000's)As at June 30,2010Share Capital NL 8 20,00,000 17,51,400Reserves and Surplus NL 10 - -Fair Value Change Account 541 -Borrowings NL 11 -TOTAL 20,00,541 17,51,400APPLICATION OF FUNDS :Investments NL 12 7,10,158 5,28,650Loans NL 13 - -Fixed Assets (Net) including Capital work in progress NL 14 7,47,087 2,16,206Current Assets:Cash and Bank Balances NL 15 21,039 6,81,347Advances and Other Assets NL 16 1,69,937 52,064Sub Total [A] 1,90,976 7,33,411Current Liabilities NL 17 3,37,116 41,633Provisions NL 18 2,13,104 2,789Sub Total [B] 5,50,219 44,421Net Current Assets [C] = [ A - B] (3,59,243) 6,88,989Miscellaneous Expenditure (to the extent not written off oradjusted)NL 19 -Debit balance in Profit and Loss Account 9,02,540 3,17,555TOTAL 20,00,541 17,51,400

L&T General Insurance Co. Ltd.Registration No. 146Date of Registration with IRDA - 9th July 2010ParticularsFORM NL-4-PREMIUM SCHEDULEPREMIUM EARNED (NET)For the quarter ended June 30, 2011Fire Marine Miscellaneous Total(Rs. '000)Premium from direct business written 47,804 16,129 2,09,311 2,73,244Add: Premium on reinsurance accepted 262 - - 262Less : Premium on reinsurance ceded (40,421) (6,675) (85,817) (1,32,913)Net Premium 7,645 9,454 1,23,494 1,40,593Adjustment for change in reserve for unexpired risks (7,550) (4,615) (81,625) (93,790)Premium Earned (Net) 95 4,839 41,869 46,803ParticularsFor the quarter ended June 30, 2010Fire Marine Miscellaneous TotalPremium from direct business written - - - -Add: Premium on reinsurance accepted - - - -Less : Premium on reinsurance ceded - - - -- - - -Net Premium - - - -Adjustment for change in reserve for unexpired risksPremium Earned (Net)All premium written, less reinsurance, is from business in India.

L&T General Insurance Co. Ltd.Registration No. 146Date of Registration with IRDA - 9th July 2010ParticularsFORM NL-5-CLAIMS SCHEDULECLAIMS INCURRED [NET]For the quarter ended June 30, 2011Fire Marine Miscellaneous TotalClaims paid Direct 350 785 8,187 9,322Add: Re-insurance accepted to direct claims - -(Rs. '000)Less: Re-insurance Ceded to claims paid (311) (316) (853) (1,480)Net Claims Paid 39 469 7,334 7,842Add: Claims Outstanding at the end of the year 2,069 7,897 56,920 66,885Less: Claims Outstanding at the beginning of the year 1,354 633 20,440 22,427Total Claims Incurred 754 7,733 43,814 52,300ParticularsFor the quarter ended June 30, 2010Fire Marine Miscellaneous TotalClaims paid Direct - - - -Add: Re-insurance accepted to direct claims - - - -Less: Re-insurance Ceded to claims paid - - - -Net Claims Paid - - - -Add: Claims Outstanding at the end of the year - - - -Less: Claims Outstanding at the beginning of the year - - - -Total Claims Incurred - - - -

L&T General Insurance Co. Ltd.Registration No. 146Date of Registration with IRDA - 9th July 2010ParticularsFORM NL-6-COMMISSION SCHEDULECOMMISSIONFor the quarter ended June 30, 2011(Rs. '000)Fire Marine Miscellaneous TotalCommission paid:Direct 1,643 2,103 5,093 8,839Add: Re-insurance Accepted - -Less: Commission on Re-insurance Ceded (8,266) (1,242) (6,911) (16,418)Net Commission (6,623) 861 (1,818) (7,579)Break-up of the expenses (Gross) incurred to procure business to beAgents 302 453 2,095 2,850Brokers 1,341 1,650 2,998 5,989Corporate Agency - -Referral - -Others - -TOTAL 1,643 2,103 5,093 8,839ParticularsFor the quarter ended June 30, 2010Fire Marine Miscellaneous TotalCommission paid: - - - -Direct - - - -Add: Re-insurance Accepted - - - -Less: Commission on Re-insurance Ceded - - - -Net Commission - - - -Break-up of the expenses (Gross) incurred to procure business to beAgentsBrokersCorporate AgencyReferralOthersTOTAL

FORM NL-7-OPERATING EXPENSES SCHEDULEL&T General Insurance Co. Ltd.Registration No. 146Date of Registration with IRDA - 9th July 2010OPERATING EXPENSES RELATED TO INSURANCE BUSINESSParticularsFor the quarter ended June 30, 2011Fire Marine Misc. Total1 Employees’ remuneration & welfare benefits11,252 3,796 49,265 64,3132 Travel, conveyance and vehicle running expenses 900 304 3,941 5,1453 Training expenses 111 37 484 6324 Rents, rates & taxes 4,961 1,674 21,722 28,3575 General Repairs and Office Management 929 313 4,069 5,3116 Printing & stationery 310 105 1,359 1,7747 Communication 484 163 2,120 2,7678 Legal & professional charges 4,818 1,626 21,097 27,5419 Auditors' fees, expenses etc.(a) as auditor 35 12 153 200(b) as adviser or in any other capacity, in respect of - - - -(i) Taxation matters - - - -(ii) Insurance matters - - - -(iii) Management services; and - - - -c) in any other capacity 17 6 77 10010 Advertisement and publicity 939 317 4,109 5,36511 Interest & Bank Charges 45 15 196 25612 IT Operating Expenses 5,880 1,984 25,748 33,61213 Membership fees 995 336 4,359 5,69014 Insurance 239 81 1,045 1,36515 Depreciation 6,285 2,119 27,519 35,92316 Others 328 111 1,436 1,875TOTAL 38,528 12,999 1,68,699 2,20,226Note: The Company commenced its commercial operations as a General Insurance Company on October 1, 2010and accordingly, there were no operating expenses related to insurance business in the previous period.

FORM NL-8-SHARE CAPITAL SCHEDULEL&T General Insurance Co. Ltd.Registration No. 146Date of Registration with IRDA - 9th July 2010SHARE CAPITAL1 Authorised CapitalParticulars As at June 30, 2011 As at June 30, 2010(Rs. '000)(Rs. '000)Equity Shares of Rs10/- each 40,00,000 20,00,0002 Issued, Subscribed and Paid up CapitalEquity Shares of Rs.10/-each 20,00,000 2,90,000 CAPITAL3 Called-up CapitalEquity Shares of Rs10/-each - 14,61,400Less : Calls unpaid - -Add : Equity Shares forfeited (Amount originally paid up) - -Less : Par Value of Equity Shares bought back - -Less : Preliminary Expenses - -Expenses including commission or brokerage on - -Underwriting or subscription of shares - -TOTAL 20,00,000 17,51,400FORM-NL-9 PATTERN OF SHAREHOLDINGPattern of Shareholding(As certified by the Management)As at June 30, 2011As at June 30, 2010Shareholder No of Shares % of holding No of Shares % of holdingPromotersIndian 20,00,00,000 100% 2,90,00,000 100%Foreign - - - -Total 20,00,00,000 100% 2,90,00,000 100%

FORM NL-10-RESERVE AND SURPLUS SCHEDULEL&T General Insurance Co. Ltd.Registration No. 146Date of Registration with IRDA - 9th July 2010RESERVE AND SURPLUSParticulars As at June 30, 2011 As at June 30, 2010(Rs. '000)(Rs. '000)1 Capital Reserve - -2 Capital Redemption Reserve - -3 Share Premium - -4 General Reserves -Less: Debit balance in Profit and Loss Account - -Less: Amount utilized for Buy-back - -5 Catastrophe Reserve - -6 Other Reserves - -7 Balance of Profit in Profit & Loss Account - -TOTAL - -

FORM NL-11-BORROWINGS SCHEDULEL&T General Insurance Co. Ltd.Registration No. 146Date of Registration with IRDA - 9th July 2010BORROWINGSParticulars As at June 30, 2011 As at June 30, 2010(Rs. '000)(Rs. '000)1 Debentures/ Bonds - -2 Banks - -3 Financial Institutions - -4 Others - -TOTAL - -

FORM NL-12-INVESTMENTS SCHEDULEL&T General Insurance Co. Ltd.Registration No. 146Date of Registration with IRDA - 9th July 2010INVESTMENTSNote:-Particulars As at June 30, 2011 As at June 30, 2010LONG TERM INVESTMENTS1 Government securities and Government guaranteed bondsincluding Treasury Bills(Rs. '000)(Rs. '000)4,04,947 5,28,6502 Other Approved Securities 1,02,385 -3 Other Investments -( a) Shares - -(aa) Equity - -(bb) Preference - -(b) Mutual Funds - -(c) Derivative Instruments - -(d) Debentures/ Bonds - -(e) Other Securities (to be specified) - -(f) Subsidiaries - -(g) Investment Properties-Real Estate - -4 Investments in Infrastructure and Social Sector 1,40,819 -5 Other than Approved Investments -SHORT TERM INVESTMENTS1 Government securities and Government guaranteed bondsincluding Treasury Bills - -2 Other Approved Securities - -3 Other Investments - -(a) Shares - -(aa) Equity - -(bb) Preference - -(b) Mutual Funds 62,007 -(c) Derivative Instruments - -(d) Debentures/ Bonds - -(e) Other Securities (to be specified) - -(f) Subsidiaries - -(g) Investment Properties-Real Estate - -4 Investments in Infrastructure and Social Sector - -5 Other than Approved Investments - -TOTAL 7,10,158 5,28,650Rs 20,165 ('000) of Deposit with RBI[Pursuant to section 7 ofInsurance Act, 1938] has been excluded from the aboveschedule and shown separately in Schedule 12 under"Advances and other Assets".All Investments are made in India

FORM NL-13-LOANS SCHEDULEL&T General Insurance Co. Ltd.Registration No. 146Date of Registration with IRDA - 9th July 2010LOANS1 SECURITY-WISE CLASSIFICATIONParticulars As at June 30,2011(Rs. '000)As at June 30, 2010(Rs. '000)Secured - -(a) On mortgage of property - -(aa) In India - -(bb) Outside India - -(b) On Shares, Bonds, Govt. Securities - -(c) Others (to be specified) - -Unsecured - -TOTAL - -2 BORROWER-WISE CLASSIFICATION(a) Central and State Governments - -(b) Banks and Financial Institutions - -(c) Subsidiaries - -(d) Industrial Undertakings - -(e)Others (to be specified) - -TOTAL - -3 PERFORMANCE-WISE CLASSIFICATION(a) Loans classified as standard - -(aa) In India - -(bb) Outside India - -(b) Non-performing loans less provisions - -(aa) In India - -(bb) Outside India - -TOTAL - -4 MATURITY-WISE CLASSIFICATION(a) Short Term - -(b) Long Term - -TOTAL - -

NL-14-FIXED ASSETS(Rs. '000)ParticularsCost/ Gross Block Depreciation Net BlockAdjustmentsGoodwill - - - - - - - - - -Intangibles - softwares 5,74,843 64,714 - 6,39,557 35,103 25,130 - 60,233 5,79,324 -Land-Freehold - - - - - - - - - -Leasehold Property - - - - - - - - - -Buildings - - - - - - - - - -Furniture & Fittings 44,868 3,325 - 48,193 12,822 3,586 - 16,409 31,784 -Information Technology Equipment 1,40,908 569 - 1,41,477 10,144 6,817 - 16,962 1,24,515 19,187Vehicles - - - - - - - - - -Office Equipment 6,787 439 - 7,226 2,093 391 - 2,483 4,743 3,892Others - - - - - - - - - -TOTAL 7,67,407 69,046 - 8,36,453 60,162 35,924 - 96,086 7,40,366 23,078Capital Work in progress 6,721 1,93,128Grand Total 7,67,407 69,046 - 8,36,453 60,162 35,924 - 96,086 7,47,087 2,16,206PREVIOUS YEARAs at 01.04.2011 Additions DeductionsAs at30.06.2011Upto 31.03.2011For The periodOn Sales/Upto30.06.2011As at 30.06.2011As at 30.06.2010

FORM NL-15-CASH AND BANK SCHEDULEL&T General Insurance Co. Ltd.Registration No. 146Date of Registration with IRDA - 9th July 2010CASH AND BANK BALANCESParticularsAs at June 30,2011(Rs. '000)As at June 30,2010(Rs. '000)1 Cash (including cheques, drafts and stamps) 2,024 162 Bank Balances(a) Deposit Accounts(aa) Short-term (due within 12 months) - 4,49,800(bb) Others -(b) Current Accounts 19,015 2,31,531(c) Others - -3 Money at Call and Short Notice(a) With Banks - -(b) With other Institutions - -4 OthersTOTAL 21,039 6,81,347Balances with non-scheduled banks included in 2 and 3 above - -

FORM NL-16-ADVANCES AND OTHER ASSETSL&T General Insurance Co. Ltd.Registration No. 146Date of Registration with IRDA - 9th July 2010ADVANCES AND OTHER ASSETSParticulars As at June 30, 2011 As at June 30, 2010(Rs. '000)(Rs. '000)ADVANCES1 Reserve deposits with ceding companies - -2 Application money for investments - -3 Prepayments 161 -4 Advances to Directors/Officers - -5 Advance tax paid and taxes deducted at source 561 526 Rental Deposits 56,896 21,5547 Advances- Others 4,8878 Unutilised service tax- Carried forward 5,830 30,458TOTAL (A) 68,335 52,064OTHER ASSETS1 Income accrued on investments 21,671 -2 Outstanding Premiums - -3 Agents’ Balances - -4 Foreign Agencies Balances - -5Due from other entities carrying on insurance business includingreinsurers53,496 -6 Due from subsidiaries/ holding - -7Deposit with Reserve Bank of India [Pursuant to section 7 ofInsurance Act, 1938]20,165 -8 Others- Other accrued income - -8a Others including Sundry Debtors and advances to Vendors 1,702 -8b Others 4,568 -TOTAL (B) 1,01,602 -TOTAL (A+B) 1,69,937 52,064

FORM NL-17-CURRENT LIABILITIESL&T General Insurance Co. Ltd.Registration No. 146Date of Registration with IRDA - 9th July 2010CURRENT LIABILITIESParticulars As at June 30, 2011 As at June 30, 2010(Rs. '000)(Rs. '000)1 Agents’ Balances 1,744 -2 Balances due to other insurance companies 1,24,298 -3 Deposits held on re-insurance ceded - -4 Premiums received in advance 3,601 -5 Unallocated Premium 9,447 -6 Sundry creditors 1,30,825 22,6187 Due to subsidiaries/ holding company 19,0158 Claims Outstanding 66,885 -9 Due to Officers/ Directors - -10 Others:-Solatium fund 316 -TOTAL 3,37,116 41,633

FORM NL-18-PROVISIONSL&T General Insurance Co. Ltd.Registration No. 146Date of Registration with IRDA - 9th July 2010PROVISIONSParticularsAs at June 30,2011As at June 30, 20101 Reserve for Unexpired Risk 1,81,543 -2For taxation (less advance tax paid and taxes deducted atsource)- -3 For proposed dividends - -4 For dividend distribution tax - -5 Others :a) Leave Encashment 2,325b) Gratuity 4,441 2,7896 Reserve for Premium Deficiency 24,794TOTAL 2,13,104 2,789

FORM NL-19-MISCELLANEOUS EXPENDITUREL&T General Insurance Co. Ltd.Registration No. 146Date of Registration with IRDA - 9th July 2010MISCELLANEOUS EXPENDITUREParticularsAs at June 30,2011As at June 30, 2010Miscellaneous Expenditure ( to the extent not written off oradjusted)- -TOTAL - -

PERIODIC DISCLOSURESFORM NL-21 Statement of LiabilitiesInsurer: L&T General Insurance Co. Ltd.Item NoDescriptionReserves forunexpiredrisksReserve forOutstandingClaimsIBNRReservesPremiumdeficiencyreserveAs at June 30, 2011(Rs. in Lakhs)Total Reserves1 Fire 115.73 17.95 2.74 46.29 182.712 Marine - - - - -a Marine Cargo 62.28 60.01 18.96 21.80 163.05b Marine Hull - - - - -3 Miscellaneousa Motor 1,273.83 279.35 98.80 - 1,651.97b Engineering 93.22 32.94 5.00 116.52 247.68c Aviation - - - - -d Liabilities 55.18 18.04 2.22 - 75.43e Others 26.69 0.38 16.62 6.78 50.464 Health Insurance 188.50 2.86 113.00 56.55 360.915 Total Liabilities 1,815.43 411.52 257.33 247.94 2,732.22*The Company commenced its commercial operations as a General Insurance Company on October 1, 2010 . Hence no figures areshown for the previous year.

PERIODIC DISCLOSURESFORM NL-22 Geographical Distribution of BusinessL & T General Insurance Co Ltd.GROSS DIRECT PREMIUM UNDERWRITTEN FOR THE QUARTER ENDED JUNE 30,2011(Rs in Lakhs)STATES Fire Marine (Cargo) Marine (Hull) EngineeringMotor OwnDamageMotor Third Party Liability insurance Personal Accident Medical InsuranceOverseas medicalInsuranceCrop InsuranceAll OtherMiscellaneousGrand TotalAndhra Pradesh 44.66 21.39 22.51 62.64 29.54 2.47 150.51 221.58 2.17 557.48Arunachal Pradesh - - - - - - - - -Assam - 0.02 - 4.15 2.24 - - - - 6.41Bihar - 0.04 0.29 21.95 9.57 - - - - 31.86Chandigarh - 0.08 0.52 0.42 0.13 0.08 - - - 1.24Chattisgarh - 0.37 2.45 10.89 3.19 - - - - 16.90Dadra & nagar haveli - - - 0.14 0.13 - - - 0.27Daman & Diu - - - 0.16 0.02 - - - - 0.17Delhi 8.31 2.89 12.97 47.47 25.15 18.03 - 4.70 1.21 120.73Goa - - - - - - - - - -Gujarat 25.94 3.53 5.55 84.73 48.58 20.24 - - 0.30 188.86Haryana 1.93 0.46 4.15 70.27 36.92 1.18 - - 0.73 115.64Himachal Pradesh 0.24 0.15 0.83 6.65 4.90 - - - 0.07 12.84Jammu & Kashmir - 0.03 - - - - - - - 0.03Jharkhand 2.09 0.23 1.35 28.36 12.54 0.03 - - 0.11 44.71Karnataka 21.75 1.42 5.41 24.89 14.51 4.45 0.23 - 1.45 74.11Kerala - 0.08 0.33 1.13 0.74 - - - - 2.27Lakshadweep - - - - - - - - -Madhya Pradesh 13.30 0.16 2.97 85.61 25.99 - - - 3.78 131.81Maharashtra 232.54 90.90 20.69 114.30 64.35 18.42 0.77 32.38 3.83 578.19Manipur - - - - - - - - -Meghalaya - - - 0.11 0.01 - - - 0.12Mizoram - - - 0.16 0.01 - - - - 0.18Nagaland - - - 0.16 0.01 - - - - 0.17Orissa 36.29 0.60 4.22 56.46 28.75 0.70 - - 0.11 127.13Pondicherry 0.93 2.10 - 0.20 0.03 - - - - 3.26Punjab 0.14 0.08 2.42 24.79 7.56 - - - 0.01 34.99Rajasthan - 0.38 2.83 64.60 27.18 - - - - 94.99Sikkim - - - 0.97 0.55 - - - - 1.52Tamil Nadu 65.27 32.20 35.49 109.44 48.68 9.67 0.75 5.70 53.43 360.65Tripura - - - 0.73 0.07 - - - - 0.80Uttar Pradesh 1.56 3.44 4.40 26.37 16.96 1.10 - - 0.18 54.02Uttarkhand 4.85 0.18 0.86 0.61 0.34 - - - 0.07 6.92West Bengal 18.23 0.55 4.29 94.67 44.13 1.82 - - 0.50 164.19Total 478.04 161.29 - 134.54 943.02 452.79 78.20 152.26 264.36 - - 67.96 2,732.44

PERIODIC DISCLOSURESFORM NL-23 Reinsurance Risk ConcentrationInsurer: L & T General Insurance Co. Ltd. Dated 30th June 2011S.No.Reinsurance PlacementsReinsurance Risk ConcentrationNo. of reinsurersProportionalPremium ceded to reinsurersNon-ProportionalFacultative(Rs in Lakhs)Premium ceded toreinsurers / Totalreinsurance premium ceded(%)1 No. of Reinsurers with rating of AAA and above 1 11 8 - 72 No. of Reinsurers with rating AA but less than AAA - - - - -3 No. of Reinsurers with rating A but less than AA 5 19 11 5 124 No. of Reinsurers with rating BBB but less than A 12 121 64 52 815 No. of Reinsurres with rating less than BBB - - - -No. of Indian insures - - - - -6 Total 18 151 83 57 100

Sl.No.Line of BusinessPERIODIC DISCLOSURESFORM NL-24 Ageing of ClaimsInsurer: L & T General Insurance Co. Ltd.Date 30th June 2011AGEING OF CLAIMSNo. of claims paidTotal No. of claimspaid(Rs in Lakhs)Total amount ofclaims paid1 month 1 - 3 months 3 - 6 months 6 months - 1 year > 1 year1 Fire 4 8 1 13 3.52 Marine Cargo 6 20 26 7.863 Marine Hull4 Engineering 3 3 8.185 Motor OD 185 55 6 246 71.246 Motor TP -7 Health 150 32 182 1.928 Overseas Travel9 Personal Accident10 Liability 18 27 45 0.5311 Crop12 Miscellaneous

Sl. No. Claims Experience FireMarineCargoPERIODIC DISCLOSURESFORM NL-25 Annual data for claims - Non LifeInsurer: L & T General Insurance Co. Ltd.Marine Hull Engineering Motor OD Motor TP HealthOverseasTravelPersonalAccidentLiability Crop CreditNo. of claims only1 Claims O/S at the beginning of the period 8 3 4 62 1 0 2 0 802 Claims reported during the period 38 328 27 422 5 186 56 2 10643 Claims Settled during the period 15 26 4 246 0 182 45 5184 Claims Repudiated during the period 5 1 11 0 0 175 Claims closed during the period 25 0 0 256 Claims O/S at End of the period 31 300 26 202 6 4 13 2 584Less than 3months 30 299 0 24 195 5 4 0 0 11 0 0 2 5703 months to 6 months 1 1 0 2 7 1 0 0 0 2 0 0 0 146months to 1 year 0 0 0 0 0 0 0 0 0 0 0 0 0 01year and above 0 0 0 0 0 0 0 0 0 0 0 0 0 0MiscellaneousTotal

ItemNo.DescriptionFORM NL-26 - CLAIMS INFORMATION - KG Table IInsurer: L & T General Insurance Co Ltd.Required Solvency margin based on net premium and Net Incurred Claims (Rs. in Lakhs)Gross PremiumPREMIUMNet PremiumGross incurredclaim1 Fire 724.11 133.58 44.23 6.31 72.41 6.63 72.412 Marine (Marine Cargo) 203.85 117.06 110.75 93.69 28.54 28.11 28.113 Marine Hull - - - - - - -4 Motor 2,490.59 1,711.40 447.57 372.31 423.40 114.13 423.405 Engineering 308.16 229.00 69.92 30.46 45.80 10.49 45.806 Aviation - - - - - - -7 Liabilities 159.94 107.31 23.97 11.32 27.19 6.11 27.198 Others 245.51 33.09 1.32 12.81 34.37 3.84 34.379 Group Health 324.10 291.69 5.77 100.51 58.34 30.15 58.34Total 4,456.27 2,623.13 703.53 627.41 689.62CLAIMSNet incurredClaimRSM-1RSM-2RSM

PERIODIC DISCLOSURESFORM NL-27: Offices information for Non-LifeSl. No.12Insurer: L&T General Insurance Co. Ltd.Office Information as on June 30,2011OFFICE INFORMATIONNumberNo. of offices at the beginning of the year 10No. of branches approved during the year03 Out of approvals of previous yearNo. of branches opened during the year4 Out of approvals of this year056No. of branches closed during the yearNo. of branches at the end of the year0107 No. of branches approved but not opened 08 No. of rural branches 09 No. of urban branches 1010

FORM NL-28-STATEMENT OF ASSETS - 3BCompany Name & Code: L&T General Insurance Co. Ltd.Statement as on: June 30, 2011Statement of Investment Assets (General Insurer, Re-insurers)(Business within India)Periodicity of Submission: AnnualRs. In LakhsNo PARTICULARS SCH AMOUNT1 Investments* NL 12 7,303.17 -2 Loans NL 133 Fixed Assets NL 14 7,470.884 Current Assetsa. Cash & Bank Balance NL 15 210.39b. Advances & Other Assets NL 16 1,699.375 Current Liabilitiesa. Current Liabilities NL 17 (3,340.61)b. Provisions NL 18 (2,127.52)c. Misc. Exp not Written Off NL 19d. Debit Balance of P&L A/c 8,991.32Application of Funds as per Balance Sheet (A) 20,207.00Less: Other Assets SCH Amount1 Loans (if any) NL 13 -2 Fixed Assets (if any) NL 14 7,470.883 Cash & Bank Balance (if any) NL 15 210.394 Advances & Other Assets (if any) NL 16 1,699.375 Current Liabilities NL 17 (3,340.61)6 Provisions NL 18 (2,127.52)7 Misc. Exp not Written Off -8 Debit Balance of P&L A/c 8,991.32TOTAL (B) 12,903.83'Investment Assets' As per FORM 3B (A-B) 7,303.17 87.34%No.Investment Represented as %PH% ACTUALTotalFRSM(a) (b) ( c ) D=b+c (e) (d+e)Balance1 Central Government Government Securities Securities or Other Guaranteed Not less than 20% - 2,682.13 1,569.00 4,251.13 58.25% - 4,251.13 4,106.452Securities Housing and (including Loans to the SG 1 for above) Housing and Fire Not less than 30% - 2,682.13 1,569.00 4,251.13 58.25% - 4,251.13 4,106.453Fighting Equipments Not less than 5% - 372.61 218.00 590.61 8.09% - 590.61 568.124 ` - - - - - - -Infra Structure and Social Sector - - - - - - -(i) Infra Structure - 515.58 302.00 817.58 11.20% - 817.58 791.56a. (ii) Social Sector Not less than 10%- - - - - - -- - - - - - -(i) (ii) Others Out of governed above 55% by Exposure Amount Invested Norms in- 645.85 378.00 1,023.85 14.03% 1,023.85 1,010.12b. Other investment shall not exceed 25% Not exceeding 55%- 388.65 226.00 614.65 8.42% 5.42 620.07 620.07TOTAL INVESTMENT ASSETS 100% - 4,604.82 2,693.00 7,297.82 100.00% 5.42 7,303.24 7,096.32*201.65Lacs of of Deposit with RBI[Pursuant to section 7 of Insurance Act, 1938] has been included aboveSHTOTAL(SH+PH)FVCAmountMARKETVALUE

PERIODIC DISCLOSURESFORM NL-29 Detail regarding Debt SecuritiesInsurer: L&T General Insurance Co. Ltd.Date : As on 30th June 2011Break down by credit ratingAs at 30thJune 2011Detail Regarding debt securitiesMarket ValueAs % of totalfor this classAs at 30thJune 2010As % oftotal for thisclassAs at 30thJune 2011Book ValueAs % oftotal for thisclassAs at 30thJune 2010(Rs in Lakhs)As % of totalfor this classAAA rated 2,086.87 33.21% NA NA 2,145.70 33.11% NA NAAA or better 90.07 1.43% NA NA 92.99 1.43% NA NARated below AA but above A 193.14 3.07% NA NA 193.20 2.98% NA NARated below A but above B - - NA NA - - NA NAAny other 3,913.17 62.28% NA NA 4,049.47 62.48% NA NABreakdown by Residual Maturity -Up to 1 year 99.28 1.58% NA NA 99.97 1.54% NA NAmore than 1 yearand upto 3years 691.02 11.00% NA NA 695.15 10.73% NA NAMore than 3years and up to 7years 90.09 1.43% NA NA 92.99 1.43% NA NAMore than 7 years and up to 10 years 2,942.85 46.83% NA NA 3,064.30 47.28% NA NAabove 10 years 2,460.01 39.15% NA NA 2,528.96 39.02% NA NABreakdown by type of the issuer -a. Central Government 3,913.17 62.28% NA NA 4,049.47 62.48% NA NAb. State Government - - NA NA - - NA NAc. Corporate Securities 2,370.08 37.71% NA NA 2,431.89 37.52% NA NA

PERIODIC DISCLOSURESFORM NL-30 Analytical RatiosInsurer: L & T General Insurance Co LtdSl.No.Analytical Ratios for Non-Life companiesParticularFor the quarter ended30th June 20111 Gross Premium Growth Rate NA2 Gross Premium to shareholders' fund ratio 25%3 Growth rate of shareholders'fund -23%4 Net Retention Ratio 51%5 Gross Commission Ratio 3%6 Expense of Management to Gross Direct Premium Ratio 84%7 Combined Ratio 87%8 Technical Reserves to net premium ratio 194%9 Underwriting balance ratio -172%10 Operating Profit Ratio -162%11 Liquid Assets to liabilities ratio 30%12 Net earning ratio -163%13 Return on net worth ratio -21%14 Available Solvency Margin Ratio to Required Solvency Margin Ratio 1.5515 NPA RatioGross NPA RatioNANet NPA RatioNAEquity Holding Pattern for Non-Life Insurers1 (a) No. of shares2 (b) Percentage of shareholding (Indian / Foreign)Indian 100%Foreign 0%3 ( c) %of Government holding (in case of public sector insurance companies) NA4 (a) Basic and diluted EPS before extraordinary items (net of tax expense) for the period(not annualized)(1.14)5 (b) Basic and diluted EPS after extraordinary items (net of tax expense) for the period(not annualized)(1.14)6 (iv) Book value per share (Rs) 5.49*The Company commenced its commercial operations as a General Insurance Companyon October 1, 2010 . Hence no figures are shown for the previous year.

Insurer:L&T General Insurance Co. Ltd. Date : As on 30th June 2011in lakhsRelated Party TransactionsSl.No.Name of the Related PartyPERIODIC DISCLOSURESFORM NL-31 Related Party TransactionsNature of Relationshipwith the CompanyDescription ofTransactions / CategoriesConsiderationpaid / receivedQuarter ended30th June 20111 Larsen & Toubro Limited Holding Company Premium Income 590.68Claims Paid 0.67Issue of Share Capital 0Purchase of services -Reimbusement of expenses 3.292 L&T Finance Limited Fellow Subsidiary Premium Income 0.18Share Application Money -Interest Corporate on Inter-CorporateDeposits -Deposits -Claims paid 2.05Reimbusement of expenses -3 L&T Infotech Limited Fellow Subsidiary Purchase of services -Purchase of services-software 27.94Expenses recovery 2.294 L&T Devihalli Hassan Tollway Private Ltd Fellow Subsidiary Premium Income 0.005 L&T Krishnagiri Thopur Tollroad Limited Fellow Subsidiary Premium Income 0.47Claims Paid 2.686 L&T Krishnagiri Walahjpet Tollway Fellow Subsidiary Premium Income 0.187 L&T-MHI Boilers Limited Fellow Subsidiary Premium Income -8 L & T Valdel Engineering Limited Fellow Subsidiary Premium Income 4.459 L & T Urban Infrastructure Limited Fellow Subsidiary Premium Income -10 L&T Infrastructure Development Pvt Ltd Fellow Subsidiary Premium Income 6.6711 L&T Arun Excello IT SEZ Pvt Ltd Fellow Subsidiary Premium Income 0.5712 L&T Demag Plastics Machinery Ltd Fellow Subsidiary Premium Income 0.3913 L&T Plastics Machinery Ltd Fellow Subsidiary Premium Income 2.8314 L&T Howden Private Limited Fellow Subsidiary Premium Income 2.9115 L&T South City Projects Limited Fellow Subsidiary Premium Income 0.0916 L&T Tech Park Ltd Fellow Subsidiary Premium Income 5.6617 L&T Komatsu Ltd Fellow Subsidiary Premium Income 0.03*The Company commenced its commercial operations as a GeneralInsurance Company on October 1, 2010 . Hence, no figures are shown forthe quarter of previous year.

PERIODIC DISCLOSURESFORM NL-32 Products InformationInsurer: L&T General Insurance Co. Ltd.Date : As on 30th June 2011Products InformationList below the products and/or add-ons introduced during the periodSl. No. Name of Product Co. Ref. No. IRDA Ref.no. Class of Business* Category of productNILDate of filing ofProductDate IRDA confirmedfiling/ approval

FORM NL-33 - SOLVENCY MARGIN - KGIIInsurer: L & T General Insurance Co. Ltd.Solvency for the Quarter ended 30th June 2011Available Solvency Margin and Solvency RatioL & T General Insurance Co LtdTABLE II - FORM KG IIAVAILABLE SOLVENCY MARGIN (ASM) AND SOLVENCY RATIO AS AT 30th JUNE, 2011(Rs. In Lakhs)ITEM DESCRIPTIONNotes No. AMOUNT(1) (2)(3) (4)01 Available Assets in Policyholders' Funds2,443.09Deduct:02 Liabilities2,732.2203 Other Excess/(shortfall) Liabilities In Policyholders' funds (01)-(02)-1,403.14(03)-1,692.26Transfer from Shareholder's Assets04 Excess In Policyholders' funds-1,692.2605 Available Assets in Shareholders Funds10,638.34Deduct:06 Other LiabilitiesExcess in Shareholders' funds (05-06)1,191.349,447Transfer to Policyholder's Assets07 Excess in Shareholders' funds9,44708 Total ASM (04)+(07)7,75509 Total RSM5,00010 Solvency Ratio (Total ASM/Total RSM)1.55

PERIODIC DISCLOSURESFORM NL-34 : Board of Directors and Key PersonInsurer: L & T General Insurance Co LtdDate : As on 30th June 2011Board of Directors and Key Person InformationSl. No. Name of person Role/designation Date of Appointment1 Mr. Y.M Deosthalee Director Since incorporation2 Mr. N Sivaraman Director Since incorporation3 Mr. R Shankar Raman Director Since incorporation4 Mr. Mukund Manohar Chitale Director 26-May-105 Mr. Haris Ansari Director 26-May-106 Mr. Joydeep Kumar Roy CEO and Whole-time Director 26-May-10

Company Name & Code: L&T General Insurance Co. Ltd.FORM NL-35-NON PERFORMING ASSETS-7AStatement as on: June 30, 2011Name of the Fund: Total InvestmentPeriodicity of Submission : QuarterlyCOICompanyNameInstrument TypeInterest Rate%Has therebeenrevision?TotalO/s(BookValue)DefaultPrincipal(BookValue)Details of Investment PortfolioDefaultInterest(BookValue)PrincipalDue fromInterestDue fromDeferredPrincipalDeferredInterestAmountBoardApprovalRefProvision(%)NIL NIL NIL NIL NIL NIL NIL NIL NIL NIL NIL NIL NIL NIL NIL NIL NIL NILRolledOver?Has there been anyPrincipal Waiver?ClassificationProvision(Rs)

Company Name & Code: L&T General Insurance Co. Ltd.Statement as on: 30th June 2011Periodicity of Submission: QuarterlyFORM NL-36-YIELD ON INVESTMENTSStatement of Investment and Income on InvestmentNo. Category of Investment Category CodeInvestment (Rs.)Income onBook Value Market ValueInvestment(Rs.)A1 Central Government Securities CGSB 4,049.47 3,913.17 80.57A3 Deposit under Section 7 of Insurance act, 1938 CDSS 201.65 193.28 4.14A4 Treasury Bills CDSS - - 0.78Rs. LakhsC03 Term Loan - Hudco/ NHB/ Institutions accredited by NHB HTLH 590.54 568.12 12.66 8.57% 8.57%D07 Infrastructure/Social sector- PSU -Debentures/Bonds IPTD 693.69 667.13 15.92D09 Infrastructure - Other Corporate Securities Debentures ICTD 123.89 124.43 2.91E05 Corporate Sec - Bonds - Taxable EPBT 1,023.85 1,010.12 24.19 9.45% 9.45%E29 MF - Promoters group EMPG 301.05 301.05 8.65% 8.65%E28 Mutual Funds - GILT/G Sec/Liquid Schemes OMGS 319.03 319.03 8.65% 8.65%TOTAL 7,303.17 7,096.33 141.17*The Company commenced its commercial operations as a General Insurance Company on October 1, 2010 . Hence no figures are shown for the previous year.Upto the quarter ended 30th June 2011Gross Yield(%)*Net Yield (%)7.97% 7.97%8.56% 8.56%

FORM NL-37-DOWN GRADING OF INVESTMENT- 2Company Name & Code: L&T General Insurance Co. Ltd.Statement as on:June 30th 2011Periodicity of Submission: QuarterlyStatement of Down Graded InvestmentsName of the Fund:Total InvestmentRs. LakhsNo Name of the Security COI AmountDate ofPurchaseRatingAgencyOriginalGradeCurrentGradeDate ofDowngradeA. During the Quarter ¹No downgrades during the quarterNIL NIL NIL NIL NIL NILRemarksB. As on Date ²NIL NIL NIL NIL NIL NIL

PERIODIC DISCLOSURESFORM NL-38 Annual Business Returns across line of BusinessInsurer: L & T General Insurance Co. Ltd.(Rs. in Lakhs)Line of BusinessQuarter ended June 30,2011PremiumNo. of PoliciesFire 478.04 376Cargo & Hull 161.29 350Motor OD 943.02 11028Motor TP 452.79 -Engineering 134.54 362Workmen's Compensation 60.90 273Product LiabilityEmployer's LiabilityAviationPersonal Accident 152.26 4Health 264.36 4Others* 85.24 407

PERIODIC DISCLOSURESFORM NL-39 Rural & Social Obligations (Quarterly Returns)Insurer: L & T General Insurance Co. Ltd. Date : As on 30th June 2011Rural & Social Obligations (Quarterly returns)(Rs in lakhs)Sl.No. Line of Business Particular No. of Policies Issued Premium Collected1 Fire2 Cargo & Hull3 Motor TP4 Motor OD5 Engineering6 Workmen's Compensation7 Employer's Liability8 Aviation9 Personal Accident10 Health11 Others*Rural 33 3.92SocialRural 9 0.82SocialRural - 42.81SocialRural 1400 108.71SocialRural 24 6.71SocialRural 4 1.34SocialRuralSocialRuralSocialRuralSocialRuralSocialRural 15 0.31Social

PERIODIC DISCLOSURESFORM NL- 40 Business Acquisition through different channelsInsurer: L & T General Insurance Co. Ltd. Date: 30th June, 2011Business Acquisition through different channelsUpto 30th June, 2011Sl.No.No. of PoliciesPremium(Rs inlakhs)1 Individual agents 2,510 359.302 Corporate Agents-Banks3 Corporate Agents -Others4 Brokers 2,520 727.825 Micro Agents6 Direct Business 7,774 1,645.32Total (A) 12,804 2,732.441 Referral (B) - -Grand Total (A+B) 12,804 2,732.44Note:* Premium means amount of premium received from business acquired by the source**No of Policies stand for no. of policies sold***The Company commenced its commercial operations as a General Insurance Company on October 1,2010 . Hence no figures are shown for the previous year.

PERIODIC DISCLOSURESFORM NL-41 GRIEVANCE DISPOSALInsurer: L & T General Insurance Co. Ltd.Date : As on 30th June 2011GRIEVANCE DISPOSALSl No. Particulars Opening Balance * AdditionsComplaints ResolvedFully Accepted Partial Accepted RejectedComplaints Pending1 Complaints made by customers - 34 34 - - -a) Sales Related - - - - - -b) Policy Administration Related - 31 31 - - -c) Insurance Policy Coverage related - - - - - -d) Claims related - 3 3 - - -e) others - - - - - -d) Total Number - 34 - - - -2 Duration wise Pending StatusComplaints made bycustomersComplaints made byIntermediariesTotala) Less than 15 days 34 - 34b) Greater than 15 days - - -Total Number - - 34