Mobile Banking For Inclusive Growth - Punjab National Bank ...

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e-trackGoogle Searching just got EasierTIPS & TWEAKSToday, our working schedule is too hectic and unfortunately we have only 24 hrs, we want to searcheverything quickly. Internet is just like a sea of knowledge where we can search every thing but problem isthat where should we search and what and how should we search for better results. I am going to give yousome tips which would help in better searching.For example, I am taking words 'pnbiit', avadh and 'sachin'Sno Job Where it searchesFor link1searchingFor2 informationalsearch of site3456For file typesearch like pdf,word, doc, txt,ppt etc.For URLsearchingFor textsearchingFor titlesearchingSearches for presence of linkeverywhere in all sitesSearches for informationabout a urlSearch the sites for keywordsin specified such file formatsSearches only in URLs not inthe whole web pageSearches only in textanywhere in webpageSearches only in the title ofthe webpageCommands totype in Googlesearch Barlink:urlInfo:urlfiletype:inurl: urlintext: wordintitle:Examplelink: pnbiit.comInfo: pnbiit.comsachin filetype:pdfinurl: pnbiit.comIntext: pnbiitintitle: sachin•For more depth searching we can add any of above styles with a space .•For many word searching at a time we can use allinurl:,allintitle: etc. or allintitle: word1 word2word3 …etc. For example: allintitle: pnbiit avadh•For exact word searching the word to be searched should be taken within double quotes(“………………”).•We can use Google as a calculator. We can give mathematical expressions directly in search box.o Typing 2*2 +8 will give you the result 12.o On using the expressions along with '+' prefix, Google will search for the content of exactexpression rather than giving the result of the expression.Compiled By – Piyush Misra , student of Advanced diploma inBanking Technlgy (ADBT–III) at PNBIIT , LucknowJanuary-March-201012
e-trackSTANDARDISATION AND ENHANCEMENT OF SECURITY FEATURES INCHEQUE FORMS(Reference : RBI/2009-10/323, DPSS, CO.CHD No 1832/04.07.05/2009-10 dated 22.02.10 - http://www.rbi.org.in)Paper-based cheque clearing continues to be one of the popular modes of initiating paymenttransactions in the country. During the period April-December 2009, clearing houses in the country haveprocessed on an average around 4.5 million cheques every day. Several measures have been initiated byReserve Bank of India to ensure that this retail payment product functions in a safe and efficient manner.Over a period of time, banks have added a variety of patterns and design of cheque forms to aidsegmentation, branding, identification, etc., as also incorporated therein a number of security features toreduce the incidence of cheque misuse, tampering, alterations, etc. Growing use of multi-city and payable-atparcheques for handling of cheques at any branches of a bank, introduction of Cheque Truncation System(CTS) at New Delhi for image-based cheque processing, increasing popularity of Speed Clearing for localprocessing of outstation cheques, etc., are a few aspects that led to looking into the need, if any, forprescription of certain minimum security features in cheques printed, issued and handled by banks andcustomers uniformly across the banking industry.Against the above backdrop, a Working Group was set-up by the Reserve Bank of India for examiningfurther standardisation of cheque forms and enhancement of security features therein. The Working Groupcomprised various stakeholders viz. commercial banks, paper manufacturers, security printers, etc., apartfrom Reserve Bank of India. Recommendations of the Working Group were discussed internally as alsoforwarded to Indian Banks' Association (IBA), National Payments Corporation of India (NPCI) and selectbanks for their views. The feedback from these institutions has been received and duly considered.It has since been decided to prescribe certain benchmarks towards achieving standardisation ofcheques issued by banks across the country. These include provision of mandatory minimum securityfeatures on cheque forms like quality of paper, watermark, bank's logo in invisible ink, void pantograph,etc., and standardisation of field placements on cheques. In addition, certain desirable features are also beingsuggested which could be implemented by banks based on their need and risk perception. The set of minimumsecurity features would not only ensure uniformity across all cheque forms issued by banks in the country butalso help presenting banks while scrutinising / recognising cheques of drawee banks in an image-basedprocessing scenario. The homogeneity in security features is expected to act as a deterrent against chequefrauds, while the standardisation of field placements on cheque forms would enable straight-throughprocessingby use of optical / image character recognition technology.The benchmark prescriptions shall be known as "CTS-2010 standard", specifications of which arestated Next page-13January-March-2010
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