key information memorandum cum application form - Rrfinance.com

For Schemes having maturity of morethan 36 months:CRISIL Composite Bond Fund Index.Dividend PolicyThe Trustee reserves the right to declare a dividend and the actual distributionthereof and the frequency of distribution are entirely at the discretion of theTrustee.Name of the Fund ManagerName of the TrusteeCompanyPerformance of the SchemeDhawal DalalDSP BlackRock Trustee Company Pvt. Ltd.These are new Schemes being launched and hence, there is no performancetrack record.Investors are informed that the Mutual Fund/AMC and its empanelled brokershave not given and shall not give any indicative portfolio and indicative yield inany communication, in any manner whatsoever. Investors are advised not torely on any communication regarding indicative yield/ portfolio with regard tothe Scheme.Expenses of the Scheme(i) Load StructureEntry Load – Nil*Exit Load – Not Applicable (The Units under the Scheme cannot be directlyredeemed with the Mutual Fund as the Units will be listed on the StockExchange/s)*In accordance with the requirements specified by SEBI circular no.SEBI/IMD/CIR No.4/168230/09 dated June 30, 2009 no entry load will becharged with respect to applications for purchase/switch-in. The upfrontcommission on investment made by the investor shall be paid to the ARN Holderdirectly by the investor, based on the investor’s assessment of various factorsincluding service rendered by the ARN Holder.(ii) Recurring Expenses Slab Rates As a % of dailynet assetsAdditional TERas perRegulation 52(6A) (c)Additional TERas perRegulation 52(6A) (b)On the first Rs.100 Crores 2.25% 0.20% 0.30%On the next Rs.300 Crores 2.00% 0.20% 0.30%On the next Rs.300 Crores 1.75% 0.20% 0.30%On the balance of the assets 1.50% 0.20% 0.30%Expense Structure for Direct Plan - The annual recurring expenses will bewithin the limits specified under the SEBI (Mutual Funds) Regulations, 1996.However, Direct Plan will have lower expense ratio than Regular Plan of theScheme. The expenses under Direct Plan shall exclude the distribution andcommission expenses.The maximum limit of recurring expenses that can be charged to the Schemeswould be as per Regulation 52 of the SEBI (MF) Regulation, 1996. Investors arerequested to read “Section VII – FEES and EXPENSES”.For the actual current expenses being charged, the investor should refer tothe website of the Mutual Fund.Tax treatment for theInvestors (Unit Holders)Investors are advised to refer to the details in the Statement of AdditionalInformation. In view of the individual nature of tax benefits, each investor isadvised to consult his or her own tax consultant with respect to the specific taximplications arising out of his or her participation in the Scheme.6