key information memorandum cum application form - Rrfinance.com
key information memorandum cum application form - Rrfinance.com
key information memorandum cum application form - Rrfinance.com
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and the total investment/ exposure in HFCs shall not exceed 30% of the netassets of the Scheme.At the time of investment, the AMC would use Association of Mutual Funds inIndia (AMFI) defined sector cap.The list of sector/category of investment including rating and limits are subjectto regulatory changes.Types of instruments in whichthe Schemes shall investInvestment StrategyRisk Profile• Fixed In<strong>com</strong>e instruments issued by the Government of India, state and localgovernments, government agencies, statutory bodies, public sectorundertakings, scheduled <strong>com</strong>mercial banks, non-banking finance <strong>com</strong>panies,development financial institutions, supra-national financial institutions,corporate entities and trusts.• Debt and Money Market securities and such other securities as may bepermitted by SEBI and RBI from time to time.• Pass through, Pay through or other Participation Certificates, representinginterest in a pool of assets including receivables• Money market instruments including but not limited to, treasury bills,<strong>com</strong>mercial paper of public sector undertakings and private sector corporateentities, REPO, CBLOs (Collateralised Borrowing and Lending Obligation),CROMS, certificates of deposit of scheduled <strong>com</strong>mercial banks anddevelopment financial institutions, Bills Re-discounting Scheme issued bypublic sector, private sector and foreign banks, government securities withresidual maturity of one year or less and other money market securities asmay be permitted by SEBI/RBI Regulations.• The debt securities could be listed, unlisted, privately placed including but,not restricted to, pass through certificates and strips.• The non-convertible part of convertible securities.• Units of Mutual funds as may be permitted by the SEBI (MF) Regulations.• Units of money market/liquid schemes of DSP BlackRock Mutual Fund or anyother mutual fund. Such investments will be within the limits specified underSEBI (MF) Regulations. AMC shall not charge any investment management feeswith respect to such investment.Any other like instrument as may be permitted by RBI/SEBI/ other regulatoryauthority, if any, from time to time.The Investment Manager will invest only in those debt securities that are ratedinvestment grade by a domestic credit rating agency authorised to carry outsuch activity, such as CRISIL, ICRA, CARE etc. In-house research by theInvestment Manager will emphasize on credit analysis, in order to determinecredit risk. The Scheme will invest only in such securities which mature on orbefore the scheduled maturity date.Mutual Fund Units involve investment risks including the possible loss ofprincipal. Scheme specific risk factors are summarized below:(i) Market Risk (ii) Credit Rating Risk (iii) Liquidity Risk (iv) Credit Risk (v) ReinvestmentRisk (vi) Interest Rate Risk (vii) Concentration Risks (viii) Risksassociated with investments in Securitized Assets (ix) Risk associated withListing of Units and Risk associated with Closed ended Schemes.4