DIALOGUE WITH SALES FORCEGroup companies provide the sales force with varioustools for facilitating dialogue and enabling accurate andup-to-date communication with management teamstasked with organising and managing the sales network.The development of various channels enables constantand effective communication for continual training onregulations, operating methods, rules and conduct withclients, with a view to facilitating product distribution andimproving customer service.The entire Group’s sales force can access dedicatedintranets, which are constantly updated with newsconcerning regulations, sales and customer relationshipmanagement initiatives. A newsletter service is alsoprovided on the intranet, which is used primarily toannounce the launch of new products and provideupdates on commercial initiatives. Sales force have emailaddresses, provided and managed by Group companies,to enable timely one-to-one communication and dailyupdates.In some countries, sales networks are provided withprint publications of the major commercial initiatives,insurance and/or financial market trends and certainregional success stories.Surveys and other forms of dialogueSOS Children Village, AustriaWith the aim of developing the relationship with the salesnetworks and improving involvement in the businessstrategies, the Group promotes numerous initiatives fordialogue with the sales force who, having direct contactwith the entities in the market, can provide importantinformation for developing products and improvingservice. The main objectives of the dialogue with thenetworks focus on checking sales force satisfaction,investigating possible areas for improvement andproviding clients with a service that is always in line withexpectations.In all countries, Group companies conduct annual orbiennial surveys on the satisfaction of the sales network,using on-line or hard copy questionnaires. The surveysconducted in <strong>2012</strong> showed a good level of satisfactionof the sales force, which remained stable compared tothe previous surveys.In order to improve relationships with the sales network,the level of satisfaction is also monitored in relation toservices set up by the company for ordinary operationsof the sales staff. In this view, in Italy and Spainapplications have been developed for smartphones,next generation mobile phones and, in some cases,also for tablets, which simplify the management of clientportfolios, accurately update the network and provideconstant information concerning the performance of themarkets.74 | Assicurazioni <strong>Generali</strong> - <strong>Sustainability</strong> <strong>Report</strong> <strong>2012</strong>
Satisfaction surveys on services provided to the sales networksFRANCEDuring the year, financialadvisors are regularly engagedin on-line surveys. In <strong>2012</strong>, theresults of these surveys wereused to develop marketing toolsfor the networks and to improveextranet services.GERMANYIn Central Krankenversicherunga survey was conducted,involving several agents, toidentify new tools and methodsfor increasing participation andcooperation between salesstaff and management teams.In <strong>Generali</strong> Deutschland,interviews of agentsand brokers on servicesimplemented for the salesnetworks showed animprovement on the previoussurveys, specifically fortelephone contacts andthe management of writtenrequests.ITALYA survey was conducted, involving six agencies ofAssicurazioni <strong>Generali</strong>, focused on critical areas in accidentpolicy settlement process, to identify ways to eliminateinefficiencies reported by clients.Group companies also organise focus groups and meetings at various levels with the sales network to gather suggestionsand information to guide innovation of products and services toward the new demands. Workshops are also frequentlyorganised with the sales force, which illustrate the results obtained and the new products in the market launch phase.This is a chance for sales networks to become involved in business strategies and for sales staff to provide direct initialfeedback on the new product offering.In all countries Group companies regularly organise conventions and meetings to bring Top Management and operationaldepartments closer to sales staff. These initiatives are designed to share results and future growth objectives and tocreate opportunities for worthwhile relationship development. The meetings provide an opportunity to incentivise salesstaff so they feel part of business strategies. During these meetings the best agents and sales staff are often awarded inorder to develop team spirit and a sense of belonging.sales force | 75
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Sustainability Report 2012A complet
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Chairman and Group CEOletter to the
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sustainability context and complete
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FRANCEE-Cie Vie S.A.Europ Assistanc
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at a glanceEMPLOYEESEmployee polici
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at a glanceFINANCIALCOMMUNITYIn a y
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at a glanceSUPPLIERSThe Generali Gr
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at a glanceENVIRONMENT ANDCLIMATE C
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IndexTHE GROUP 24Mission, vision, v
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- Page 28 and 29: MISSION, VISION, VALUES AND COMPETE
- Page 30 and 31: CORPORATE BODIESBoard ofStatutoryAu
- Page 32 and 33: EngagementDuring the hearing before
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- Page 36 and 37: In Italy, the Group Anti-money Laun
- Page 38 and 39: In order to make innovation an inte
- Page 40 and 41: The Generali Group is committed to
- Page 42 and 43: ADHESION TO EXTERNALVOLUNTARY INITI
- Page 45 and 46: STAKEHOLDERsPrague - Czech Republic
- Page 47 and 48: Human resources arethe Group’s fu
- Page 49 and 50: mobility, coaching programmes and p
- Page 51 and 52: Reliability. In addition, the sloga
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- Page 55 and 56: normally have the option, often gua
- Page 57 and 58: HEALTH AND SAFETY IN THEWORKPLACETh
- Page 59 and 60: Emirates, the Philippines, Guatemal
- Page 61 and 62: SIZE AND CHARACTERISTICS OF THE WOR
- Page 63 and 64: On average, a third (33.4%) of posi
- Page 65 and 66: Workforce by age bracket2011 2012 2
- Page 67 and 68: Labour disputesNumber and value of
- Page 69 and 70: To foster greater staff involvement
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- Page 73 and 74: SIZE AND CHARACTERISTICS OFTHE SALE
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- Page 79 and 80: Along with thecommitment to strengt
- Page 81 and 82: FINANCIAL AND SUSTAINABILITY PERFOR
- Page 83 and 84: RatingRating agencyRating*A.M.BestA
- Page 85: Main meetings with analysts and inv
- Page 88 and 89: PRODUCT POLICIESCustomer loyalty is
- Page 90 and 91: Products with particular environmen
- Page 92 and 93: Over the last few years, various ro
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- Page 96 and 97: of pre-packaged solutions. As part
- Page 98 and 99: Surveys on servicesGERMANYOnline su
- Page 100 and 101: Percentage of clients by age bracke
- Page 102 and 103: Change in number of claims2009-2012
- Page 104 and 105: Change in numberof complaints recei
- Page 106 and 107: SUPPLIERSKarolinen Karee, Munich, G
- Page 108 and 109: Relationships with contractual part
- Page 110 and 111: SIZE AND CHARACTERISTICSOF SUPPLIER
- Page 112 and 113: COMMUNITYOld-Aged Survey, Germania1
- Page 114 and 115: GUIDELINES FOR COMMUNITYINITIATIVES
- Page 116 and 117: For example, in 2012 the Generali E
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- Page 122 and 123: ENVIRONMENT ANDCLIMATE CHANGEOilsee
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DIRECT ENVIRONMENTAL IMPACTThe data
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Electricity quota from renewable so
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PaperPaper consumption3530252015105
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WaterWater consumption (m 3 )-0.4%3
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In all countries, IT waste, compris
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Flight kilometres travelled by empl
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The increase in exposure to climate
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EXPENDITURES AND INVESTMENTSFOR ENV
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ENVIRONMENTAL RANKINGGenerali’s a
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CONTENTINDEXParis - France
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REPORTEDGLOBALCOMPACTPRINCIPLESCROS
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GLOBALREPORTED COMPACTPRINCIPLESful
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REPORTEDGLOBALCOMPACTPRINCIPLESCROS
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GLOBALREPORTED COMPACTCROSS-REFEREN
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GRIINDICATORSDESCRIPTIONASPECT: Div
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GRIINDICATORSDESCRIPTIONSOCIETYDisc
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GRIINDICATORSDESCRIPTIONASPECT: Pub
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GRIINDICATORSDESCRIPTIONASPECT: Cus
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GRIINDICATORSFS3. CoreDESCRIPTIONPr
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Co-ordination:Corporate Social Resp