Sustainability Report 2012 - Generali Versicherung AG
Sustainability Report 2012 - Generali Versicherung AG Sustainability Report 2012 - Generali Versicherung AG
GRIINDICATORSFS3. CoreDESCRIPTIONProcesses for monitoring clients' implementation of and compliance with environmental and social requirementsincluded in agreements or transactions.FS4. CoreFS5. CoreFS6. CoreProcess(es) for improving staff competency to implement the environmental and social policies and procedures asapplied to business lines.Interactions with clients/investees/business partners regarding environmental and social risks and opportunities.Percentage of the portfolio for business lines by specific region, size (e.g. micro/SME/large) and by sector.FS7. CoreFS8. CoreMonetary value of products and services designed to deliver a specific social benefit for each business line brokendown by purpose.Monetary value of products and services designed to deliver a specific environmental benefit for each business linebroken down by purpose.ASPECT: AuditFS9. CoreCoverage and frequency of audits to assess implementation of environmental and social policies and riskassessment procedures.ASPECT: Active ownershipFS10. CoreFS11. CoreFS12. CorePercentage and number of companies held in the institution's portfolio with which the reporting organization hasinteracted on environmental or social issues.Percentage of assets subject to positive and negative environmental or social screening.Voting polic(ies) applied to environmental or social issues for shares over which the reporting organization holds theright to vote shares or advises on voting.162 | Assicurazioni Generali - Sustainability Report 2012
REPORTEDfullyfullyfullyfullyfullyfullyGLOBALCOMPACTPRINCIPLESCROSS-REFERENCE/DIRECT ANSWERIn the insurance contracts statements of the client on the risk status made at the time ofsigning the contract are binding: they are verified when the claim occurs and, if they arenot true, the compensation for the loss is reduced or even not due in cases where thecover would not have been given. Monitoring is not applicable because the relevant risk ininsurance contracts is assessed at the underwriting time.SR 2012, p. 53; 70; 138-139SR 2012, p. 89-90Information is qualitatively reported.SR 2012, p. 89Management Report and Consolidated Financial Statements 2012, p. 139The geographical area covered includes the main countries where the Group operates.SR 2012, p. 86-87Premiums from insurance products with particular social value amount to more than 1,130million euros and they represent 1.6% of total gross written premiums.SR 2012, p. 88-89Premiums from insurance products with particular environmental value amount to more than1,484 million euros and they represent 2.1% of total gross written premiums.fullySR 2012, p. 123It is planned to carry out an internal audit on the Group Environmental Management System(EMS) annually.The Group Internal Audit carried out the audit using the ISO 19011 standard and noted someprocedural non-compliance with the standard that will be filled using corrective actions by 2013.fullyfullyfullySR 2012, p. 32-33SR 2012, p. 32No screen is required by law.SR 2012, p. 32The 2012 voting policy is available from the www.generali-investments-europe.com website.GRI CONTENT INDEX - GRI 3.1 guidelines - GLOBAL COMPACT principles | 163
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REPORTEDfullyfullyfullyfullyfullyfullyGLOBALCOMPACTPRINCIPLESCROSS-REFERENCE/DIRECT ANSWERIn the insurance contracts statements of the client on the risk status made at the time ofsigning the contract are binding: they are verified when the claim occurs and, if they arenot true, the compensation for the loss is reduced or even not due in cases where thecover would not have been given. Monitoring is not applicable because the relevant risk ininsurance contracts is assessed at the underwriting time.SR <strong>2012</strong>, p. 53; 70; 138-139SR <strong>2012</strong>, p. 89-90Information is qualitatively reported.SR <strong>2012</strong>, p. 89Management <strong>Report</strong> and Consolidated Financial Statements <strong>2012</strong>, p. 139The geographical area covered includes the main countries where the Group operates.SR <strong>2012</strong>, p. 86-87Premiums from insurance products with particular social value amount to more than 1,130million euros and they represent 1.6% of total gross written premiums.SR <strong>2012</strong>, p. 88-89Premiums from insurance products with particular environmental value amount to more than1,484 million euros and they represent 2.1% of total gross written premiums.fullySR <strong>2012</strong>, p. 123It is planned to carry out an internal audit on the Group Environmental Management System(EMS) annually.The Group Internal Audit carried out the audit using the ISO 19011 standard and noted someprocedural non-compliance with the standard that will be filled using corrective actions by 2013.fullyfullyfullySR <strong>2012</strong>, p. 32-33SR <strong>2012</strong>, p. 32No screen is required by law.SR <strong>2012</strong>, p. 32The <strong>2012</strong> voting policy is available from the www.generali-investments-europe.com website.GRI CONTENT INDEX - GRI 3.1 guidelines - GLOBAL COMPACT principles | 163