Sustainability Report 2012 - Generali Versicherung AG

In order to pursue the abovementioned objectives,the Group has implemented a Group EnvironmentalManagement System (EMS) that respects the requisitesof the ISO 14001 standard. The main goal of the Systemis to manage the most significant environmental aspects,implementing the Environmental Policy.Over 70 Group company sites in six countries (Italy,Austria, France, Germany, Spain and Switzerland) areinvolved in the implementation of the EMS, and theseare joined by a further 245 local offices in Spain for anoverall surface area of around 850,000 m2. The Systemcovers 39.1% of the Group’s workforce and 80.4% of itsoverall gross direct premiums.With the aim of implementing and maintaining theobjectives contained in the Environmental Policy, specifictargets were established that the countries involvedin the EMS made a commitment to meeting duringthe 2010-2012 three-year period. The initial valuesto which the targets refer are those reported at31 December 2009.The Environmental Policy of the GeneraliGroup is available atwww.generali.com/SustainabilityThe table below outlines the objectives and targets thatthe Group set itself and the results achieved, highlightingwhether or not the established goals were met.Group objectives and targets for improving the environmentDirect environmentalaspectsObjective/target 2010-2012Objective/targetachieved in 2012Energy 5% reduction in per capita electricity consumption -6.9%Introduction of electricity from renewable sources77.9% compared with35.7% in 2009 ✔Paper 5% reduction in total paper consumption -7.6%10% increase in the amount of ecological paper 90.8% compared with37.7% in 2009 ✔Water 5% reduction in per capita water consumption -0.1%Greenhousegas emissions10% reduction in emissions from Scope1 (heating fuels andkilometres travelled by company fleet) and Scope2(electricity and district heating)-12.8%Waste 10% increase in separate waste collection 76.1% compared with69.3% in 2009 ✘✔✔✘✔Indirect environmentalaspectsSustainableprocurementEnvironmentally-friendlyproductsEnvironmentallysustainable investmentsObjective/target 2010-2012Introduction of environmental aspects s in suppliers’assessmentDevelopment and enhancement of the range of ‘green’insurance and financial products/servicesExclusion of non eco-sustainable investments according tothe Ethical Guidelines of the GroupObjective/targetachieved in 2012494 suppliers withenvironmental policiesand/or certificationPremiums for insuranceproducts withenvironmental valueamounted to 1,554.2million euros comparedto 203.8 million eurosin 2009No exposuresince 2009✔✔✔122 | Assicurazioni Generali - Sustainability Report 2012