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01. MAIN DOCUMENTDeputy Statutory Auditors:Michel BARBET-MASSIN – 61, rue Henri Regnault –92931 Paris La Défense CedexAppointed at the Combined General Meeting on April24 th , 2008.Term-of-office ending at the Ordinary General Meetingconvened to approve the financial statements for theyear ending December 31 st , 2013.Part of Compagnie Régionale des Commissaires auxComptes, Versailles.Cabinet BEAS - 7/9 Villa Houssay - 92200 Neuilly-sur-Seine.Appointed at the Combined General Meeting on April24 th , 2008.Term-of-office ending at the Ordinary General Meetingconvened to approve the financial statements for theyear ending December 31 st , 2013.Part of Compagnie Régionale des Commissaires auxComptes, Versailles.1.1.5 :: Documents availableto the publicFor the term of the present reference document,the bylaws, Statutory Auditors’ reports and financialstatements for the last three years, as well as all otherreports, letters and other documents and historicalfinancial information on the company and its subsidiariesover the last three financial years, valuations and reportsdrawn up by an auditor, when required under Frenchlaw, and any other legally required documents may beconsulted at the company’s registered office.1.1.4 :: Disclosure policyPeople responsible for financial information::: Marc Le DozeChief Financial Officer, APRIL GROUPTel. +33 (0)4 72 36 18 98:: Jean- Marc AtlanKaeliaTel. +33 (0)4 72 00 35 81RESPONSIBILITY FOR THIS REFERENCE DOCUMENTAND AUDITSPART016
01. MAIN DOCUMENTCHAPTER 1.2GENERAL INFORMATIONON THE COMPANY AND ITS SHARE CAPITAL1.2.1 :: General informationon the company1.2.1.1 :: Corporate names and head officeCorporate name: APRIL GROUP, formerly APRIL SA.APRIL SA became APRIL GROUP at the CombinedGeneral Meeting on March 31 st , 2000, with theformer name of APRIL SA being AGLAE. AGLAE tookthe name APRIL SA after the merger of its GROUPAPRIL subsidiary on April 3 rd , 1997.Head Office: 83-85, boulevard Marius Vivier Merle 69003Lyon - FRANCE.1.2.1.2 :: Legal formFrench limited company (société anonyme) with a Boardof Directors governed by Articles L.225-17 to L.225-56 ofthe French commercial code, in accordance with the legalstructure adopted at the Extraordinary General Meeting onAugust 28 th , 2007.1.2.1.3 :: Applicable legislationAPRIL GROUP SA is a company operating under Frenchlaw, subject to the provisions of Book II (Livre II) ofthe French Commercial Code governing commercialcompanies.1.2.1.4 :: Date of creation and duration of the companyThe company was incorporated on February 22 nd , 1990for a period of 99 years, ending May 31 st , 2089, exceptin the event of early dissolution or extension. It wasregistered on June 1 st , 1990.1.2.1.5 :: Corporate PurposeAccording to Article 3 of the company bylaws, in Franceand abroad, the company’s purpose is the following:- Acquisition of interests and holdings by any and allmeans, contributions of assets, subscriptions, purchasesof equities, bonds and any and all corporate rights incompanies, businesses, or commercial undertakings,- Studies of transferable, real, industrial or commercialproperty,- Creation of groups, entities, associations, companies,- Brokerage and presentation of insurance operations inany form,- Any and all audits of insurance or risks, support fornetworks of professional insurance correspondents;policy management,- Assistance, advice, training and communication,- Directly or indirectly, on its own behalf or on behalf ofthird parties, either alone or with third parties, throughthe creation of new companies, asset contributions,partnerships, subscriptions, purchases of shares orrights, mergers, alliances, joint ownerships or takingor placing under lease or management any property orrights, or otherwise,- And generally, any and all financial, commercial,industrial, civil, real or transferable property operationsdirectly or indirectly related to one of these specifiedpurposes or to any corporate asset.1.2.1.6 :: Trade and company registerThe company is registered in the Lyon trade and companyregister under number 377 994 553. Its APE code is6420Z.GENERAL INFORMATIONON THE COMPANY AND ITS SHARE CAPITALPART017
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Page 10 and 11: 01. MAIN DOCUMENTMeetings are held
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Page 20 and 21: 01. MAIN DOCUMENTDate Events 1988/2
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Page 24 and 25: 01. MAIN DOCUMENTThe companies and
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Page 28 and 29: 01. MAIN DOCUMENT1.3.4.1 :: Descrip
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Page 36 and 37: 01. MAIN DOCUMENTIn thousand euros
Page 38 and 39: 01. MAIN DOCUMENTThe following tabl
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Page 42 and 43: 01. MAIN DOCUMENTCHAPTER 1.4NET WOR
Page 44 and 45: 01. MAIN DOCUMENTASSETS(in thousand
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Page 48 and 49: 01. MAIN DOCUMENTThe other offices
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01. MAIN DOCUMENTJean- Yves NOUYCur
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01. MAIN DOCUMENT1.5.2 :: Executive
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01. MAIN DOCUMENTPLAN N° 9 PLAN N
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01. MAIN DOCUMENTthe conditions and
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02MANAGEMENTREPORT
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02. MANAGEMENT REPORTDynamic extern
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02. MANAGEMENT REPORT2.1.4 :: Divid
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02. MANAGEMENT REPORT:: BREAKDOWN B
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02. MANAGEMENT REPORT:: External st
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02. MANAGEMENT REPORTTypes of risks
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02. MANAGEMENT REPORTForeign exchan
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02. MANAGEMENT REPORTFollow-up reso
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02. MANAGEMENT REPORTChange in the
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02. MANAGEMENT REPORTDirector's fee
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02. MANAGEMENT REPORTTable 4Employm
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02. MANAGEMENT REPORTStock optionsM
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02. MANAGEMENT REPORTWithin the Gro
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02. MANAGEMENT REPORTOffices (outsi
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02. MANAGEMENT REPORTGilles DUPINCu
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02. MANAGEMENT REPORTAdia SASIntere
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02. MANAGEMENT REPORTOffices (outsi
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02. MANAGEMENT REPORT2.1.13 :: Stoc
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02. MANAGEMENT REPORTCHAPTER 2.2FIV
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02. MANAGEMENT REPORT2.3.1 :: Condi
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02. MANAGEMENT REPORTsatisfactory c
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02. MANAGEMENT REPORT2.3.1.11 :: Po
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02. MANAGEMENT REPORTrisks includin
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02. MANAGEMENT REPORTAudit follow-u
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02. MANAGEMENT REPORT2.3.4 :: Inter
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02. MANAGEMENT REPORTCHAPTER 2.4STA
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03CONSOLIDATED FINANCIALSTATEMENTS
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03. CONSOLIDATED FINANCIAL STATEMEN
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05APPENDIX
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05. APPENDIXDate Subject MediaOct 9
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05. APPENDIXDate Subject MediaMay 6
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05. APPENDIXObjectives:- Coordinati
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05. APPENDIXINFORMATIONREFERENCE DO
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