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01. MAIN DOCUMENTDate Events 1988/2009Two international creations:Creation of APRIL Portugal, specialized in individual borrower insurance;Creation of APRIL Risk Solutions, a joint venture between APRIL CEE Development and AG Capital.2008(continued)2009New Group organization around five business divisions: Personal Protection and Health (previously Individual PersonalProtection), Corporate, Retail Property and Casualty,Life-Savings and International – and insurance companies.APRIL Iard now trades as APRIL Premium;Résolution now trades as APRIL Immobilier;Easyssur now trades as ALLO Assurances;France Plaisance Assurance now trades as APRIL Marine;Creation of APRIL WAF;Merger of Dave Rochon with Canada WorldWide.Acquisition of a 55% stake in the Swiss company SANO CONCEPTAcquisition of a 60% stake in the Turkish company Genç SigortaAcquisition of a 88% stake in the brokerage firm JUDICIALAcquisition of a 70% stake in the wholesale broker FLEXITRANSAcquisition of a 51% stake in Actova by SANO CONCEPT HoldingAcquisition of a 51% stake of H & S Assurances by SANO CONCEPT HoldingAcquisition of a 17.92% stake in ASSURDOMAcquisition of a 12.5% stake in APRIL MarineAcquisition of the remaining shares in SolidarisAcquisition of the remaining shares in APRIL WAFAcquisition of the remaining shares in APRIL SantéAcquisition of the remaining shares in Haussmann ConseilsAcquisition of the remaining shares in société CacepAcquisition of the remaining shares in APRIL IberiaAcquisition of the remaining shares in APRIL North AmericaSale of London & European Title InsuranceSale of 100% Société Française de Garantie’s (SFG) capital to the british group HomeserveSale of HabitanceMerger of Ceida with Assinco PartenaireMerger of Axeria Courtage with Axeria IardMerger of APRIL Réunion with APRIL AssurancesMerger of Solidaris with APRIL AssurancesCreation of ActivassurCreation of APRIL Vie ConseilCreation of SANO CONCEPT FranceCreation of GIE APRIL Asset ManagementChange of APRIL Corporate Broking's name to APRIL Partenaire ProAssurance France Plaisance now trades as APRIL MarineWithdrawal of APRIL GROUP's share from the SBF120 on December 21 st , 2009 and transfer to the SBF250INFORMATIONON THE COMPANY’S ACTIVITIESPART0122
01. MAIN DOCUMENT1.3.1.2 :: Principal activities of APRIL GROUPOrganization and businessesAPRIL GROUP’s activities are split into five businessdivisions: Health Protection (formerly Individual PersonalProtection), Corporate, Individual Property and Casualty,Life and Savings and International, and another divisionregrouping five insurance companies (Axeria Prévoyance,Axeria IARD, Solucia Protection Juridique, Axeria Re ltdand Axeria Life International)APRIL GROUP PRÉVOYANCE SANTÉ(APRIL GROUP Health Protection)Under this brand, this division groups together allthe companies designing, managing and distributingindividual and collective protection policies for individualclients and businesses:. APRIL Assurances;. APRIL Assurances Entreprises;. APRIL Marketing Solutions;. APRIL Santé;. APRIL Solutions Entreprises;. ALP Prévoyance (formerly Cogealp);. Haussmann Conseils;. SEPCOFI.APRIL GROUP CORPORATEUnder this brand, this division groups together all of thecompanies providing property and casualty insuranceoffer for businesses:. APRIL Partenaire Pro;. APRIL Cover;. Groupe Assinco;. CACEP;. CAEG Assur-Londres;. CIARE;. Europassur;. SASCO;. FLEXITRANS.APRIL GROUP DOMMAGES PARTICULIERS(APRIL GROUP Retail Property and Casuality)Under this brand, this division groups together all thecompanies designing, managing and distributing propertyand casualty policies for individual clients:. ALLO Assurances;. AMT Assurances;. APRIL Immobilier;. APRIL Premium;. APRIL Solutions;. ASSURDOM Gestion;. ASSURTIS;. CGCA;. APRIL Marine (formerly France Plaisance Assurance);. GI2A;. Moral Caraïbes;. Mutant Assurances.APRIL GROUP VIE ÉPARGNE(APRIL GROUP Life and Savings)Under this brand, this division groups together thecompanies designing, managing and distributing savingspolicies for individual clients and businesses:. APRIL Patrimoine;. Axeria Vie;. ISR COURTAGE.APRIL GROUP INTERNATIONALThis division makes it possible to achieve synergiesbetween the subsidiaries and ramp up the Group'sinternational development through companies designing,managing and distributing policies for individuals andbusinesses:. APRIL CEE Development;. APRIL Financial Services AG;. APRIL Iberia;. APRIL Insurety;. APRIL Italia;. APRIL Medibroker;. APRIL Mobilité;. APRIL OGB;. APRIL Portugal;. APRIL Risk Solutions;. APRIL Yacht;. Canada WorldWide;. APRIL Dierrevi SpA;. ESCAPADE Assurances Voyages;. CORIS International;. TMS CONTACT;. SANO CONCEPT;. APRIL Genç Sigorta.INFORMATIONON THE COMPANY’S ACTIVITIESPART0123
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Page 20 and 21: 01. MAIN DOCUMENTDate Events 1988/2
Page 24 and 25: 01. MAIN DOCUMENTThe companies and
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Page 28 and 29: 01. MAIN DOCUMENT1.3.4.1 :: Descrip
Page 30 and 31: 01. MAIN DOCUMENTAxeria Life Insura
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Page 36 and 37: 01. MAIN DOCUMENTIn thousand euros
Page 38 and 39: 01. MAIN DOCUMENTThe following tabl
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Page 42 and 43: 01. MAIN DOCUMENTCHAPTER 1.4NET WOR
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Page 48 and 49: 01. MAIN DOCUMENTThe other offices
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Page 58 and 59: 01. MAIN DOCUMENT1.5.2 :: Executive
Page 60 and 61: 01. MAIN DOCUMENTPLAN N° 9 PLAN N
Page 62 and 63: 01. MAIN DOCUMENTthe conditions and
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02. MANAGEMENT REPORTTypes of risks
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02. MANAGEMENT REPORTChange in the
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02. MANAGEMENT REPORTDirector's fee
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02. MANAGEMENT REPORTTable 4Employm
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02. MANAGEMENT REPORTGilles DUPINCu
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02. MANAGEMENT REPORTAdia SASIntere
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02. MANAGEMENT REPORT2.1.13 :: Stoc
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02. MANAGEMENT REPORTCHAPTER 2.2FIV
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02. MANAGEMENT REPORT2.3.1 :: Condi
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02. MANAGEMENT REPORTsatisfactory c
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02. MANAGEMENT REPORTrisks includin
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02. MANAGEMENT REPORTCHAPTER 2.4STA
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03CONSOLIDATED FINANCIALSTATEMENTS
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03. CONSOLIDATED FINANCIAL STATEMEN
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05APPENDIX
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05. APPENDIXDate Subject MediaOct 9
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05. APPENDIXDate Subject MediaMay 6
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05. APPENDIXObjectives:- Coordinati
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05. APPENDIXINFORMATIONREFERENCE DO
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