<strong>Association</strong> <strong>of</strong> <strong>Marina</strong> <strong>Industries</strong> – HM Care Advantage Benet SummaryBenet Schedule Value Standard PremiumOce Visits – Physician/Licensed PractitionerDaily In-HospitalAdditional Daily Benet for FirstDay <strong>of</strong> Hospital ConnementSurgeryAnesthesiaOutpatient Diagnostic TestingProvider Network$60 per Visit5 Visits$100 per Day30 Days$100 First Day1 Admission$500 Max. per SurgeryBased on Schedule2 Surgeries20% <strong>of</strong> ScheduledSurgery Benet$100 per Testing Day3 DaysReduces Fees fromNetwork Providers$80 per Visit5 Visits$200 per Day30 Days$200 First Day1 Admission$500 Max. per SurgeryBased on Schedule2 Surgeries20% <strong>of</strong> ScheduledSurgery Benet$125 per Testing Day3 DaysReduces Fees fromNetwork ProvidersHospital Emergency Room Not Included $250 per Visit2 VisitsInpatient Visits – Physician Not Included $100 per Visit3 Visits$100 per Visit5 Visits$500 per Day30 Days$500 First Day1 Admission$1,000 Max. per SurgeryBased on Schedule3 Surgeries20% <strong>of</strong> ScheduledSurgery Benet$300 per Testing Day3 DaysReduces Fees fromNetwork Providers$500 per Visit3 Visits$100 per Visit3 VisitsDaily Intensive Care Unit Not Included Not Included $1,000 per DayReplaces In-Hospital DaysOutpatient Hospital Services Not Included $200 per Treatment Day2 DaysWellness Screening TestWellness ServiceOutpatient PrescriptionDrug Insurance*(Dependent-only coverage isnot available.)*Provided by Fidelity Security LifeInsurance Company.$150 per Test1 Test$75 per Service1 ServiceNot Included(See PharmacyDiscount Card)$150 per Test1 Test$75 per Service1 Service$10 Co-pay GenericFormulary$15 Co-pay Generic OralFormulary Contraceptives$50 Co-pay Brand NameFormulary$1,000 Max. Benet$250 per Treatment Day2 Days$150 per Test1 Test$75 per Service1 Service$10 Co-pay GenericFormulary$15 Co-pay Generic OralFormulary Contraceptives$50 Co-pay Brand NameFormulary$1,000 Max. BenetIndemnity Benefits shown are per calendar year per covered person. The calendar year is the employer-defined benefit cycle.This Benefit Summary is not intended to be a complete or legal description <strong>of</strong> the program <strong>of</strong> benefits. Certain exclusions andlimitations apply and may vary by state. HM Care Advantage pays a fixed amount for medical services. It does not provide majormedical or comprehensive medical coverage.Starting at less than $45per month per employee,the plans at the leftwere developed for the<strong>Association</strong> <strong>of</strong> <strong>Marina</strong><strong>Industries</strong> .About HM Care AdvantageHM Care Advantage pays axed amount for medicalservices. The benets can bepaid directly to the provideror to the employee, whicheverthe employee prefers.Complementary discount andwellness programs round outthe coverage <strong>of</strong>fering, and aprovider network helps reduceout-<strong>of</strong>-pocket expenses.Additional value-addedbenets include:• Health Information On-Call• Complementary WellnessDiscount Program• Health Information On-Line• Pharmacy Discount Card**• Vision Discount** Replaced by insured prescriptiondrug coverage when insured coverageis <strong>of</strong>feredMonthly Premium Costs Value Standard PremiumEmployee $44.11 $95.14 $114.70Employee + Spouse $80.12 $167.65 $264.31Employee + Children $81.16 $181.48 $278.14Family $117.05 $253.83 $397.59The rates shown above are contingent upon the employer contributing at least 100% <strong>of</strong> the premium for the lowest pricedemployee-only plan.About HM Life Insurance CompanyHM Life Insurance Company is a member <strong>of</strong> the HM Insurance Group, based in Pittsburgh, PA. HMInsurance Group, a Highmark Company, oers a product portfolio featuring HM Worksite Advantage —Critical Illness, Accident and Disability Income plans — and HM Care Advantage, a limited benetmedical plan. HM is a recognized leader in excess loss and reinsurance including Employer Stop Loss,Provider Excess and HMO Reinsurance. HM Life Insurance Company has received “A-” (Excellent)ratings from A.M. Best Company, one <strong>of</strong> the country’s oldest and most respected rating agencies.Interested inlearning more?Visit AMI's benets site,www.amiemployeebenets.com,or call 877.962.8827 to speakto a specialist who can addressyour particular needs.HM Care Advantage is an HM Life Insurance Company product administered by Key Benet Administrators (KBA). Based on the plan selected, Medical and Visioncoverages are underwritten by HM Life Insurance Company, Pittsburgh, PA, under policy form series HM905, HM902 or similar. For other insured products when available:Dental and Outpatient Prescription Drug coverages are underwritten by Fidelity Security Life Insurance Company, Kansas City, MO, under policy form series M-9037 andM-9031/M-9022. Administrative and/or customer support services when available are provided: for Health Information On-Call – Health Dialog Services Corporation; forComplementary Wellness Discount Program – Healthways Whole-Health Networks, Inc; for Health Information On-Line – HealthMedia® Inc.; for Pharmacy DiscountCard – Caremark, Inc; for Vision – Davis Vision; for Provider Network – MultiPlan and Indiana Health Network. Other administrative and/or customer support servicesmay be provided by HM Life Insurance Company and HM Benets Administrators. Certain exclusions and limitations may apply. See your certicate or other evidence <strong>of</strong>coverage for details. Coverage or service requested or the use <strong>of</strong> a specic association, franchise, trust or union may not be avail-able in all states.MTG - 1320 (1/09)
Classified AdsGeneral Manager for Shelter Bay <strong>Marina</strong>Located near the City <strong>of</strong> Colon in PanamaCandidate should have experience managing marinas anda working knowledge <strong>of</strong> Spanish.The marina has currently 87 floating slips with water, electricityand Wi-Fi, and is expanding eventually to 200, hasa haul out dock with a 100 ton Travelift and a 5 acre yardfor storage and repairs, restaurant, hotel rooms, cruisers’lounge, Laundromat, and swimming pool with expansionplans. Please see www.shelterbaymarina.com.Contact: carlos.valencia@procapi.com.Boatyard SupervisorHelp WantedCentral California houseboat company seeking a boatyardsupervisor at Lake McClure. Experienced in welding, electrical,fabrication, boat building, personnel management,estimating, P/L, accounting, and safety. Must have highethical standards and good organizational skills. Fax résuméto 209-378-2628. EOE. Compensation DOE. Preemploymentdrug and background checkWater Resorts Inc.Lake McClure <strong>Marina</strong>sEmail: geastland@houseboats.comService ManagerFull Service <strong>Marina</strong> looking for Service ManagerCompany: Great Bay Marine, Inc.Location: Newington, NHContact: Ellen Griffin SaasPhone: 603-436-5299Email: ellen@greatbaymarine.comClassified Ads Continued on Page 23Advertising OpportunitiesPublication AMI Advocate AMI News Fax AMI NewsWatchCirculation Monthly Every 2 weeks WeeklyRates Full Page 26 ads (1 year) 1 Year (52 ads)12 months $5,500 $6,500 $9,7506 months $3,2003 months $1,800 13 ads (1/2 year) 6 months (26 ads)1 month $700 $3,750 $5,600½ Page 6 ads (2.5 months) 3 months (13 ads)12 months $2,900 $1,725 $3,2256 months $1,7003 months $1,000 1 ad 1 month (4 ads)1 month $400 $330 $1,250¼ Page1 week (1 ad)12 months $1,500 $3506 months $9003 months $525 Buy one package and receive 10% <strong>of</strong>f on all1 month $200 additional packages (higher price prevails).21
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