Letno poročilo 2007 - UniCredit Banka Slovenija dd

Accounting ReportNotes on the Financial StatementsLoans and receivables to customersEUR 1,000 31. 12. 2007 31. 12. 2006Gross value Impairment loss Net value Gross value Impairment loss Net valueShort-term 279,058 (3,668) 275,391 263,791 (2,504) 261,287Corporates 241,714 (3,396) 238,318 217,958 (2,359) 215,600Financial institutions 19,838 (1) 19,837 22,729 - 22,729Public sector 150 - 150 1,948 - 1,948Private custormers 12,465 (271) 12,194 11,163 (146) 11,018Non residents 4,892 - 4,892 9,993 - 9,993Long-term 1,332,347 (12,513) 1,319,834 1,014,973 (9,639) 1,005,334Corporates 755,145 (7,724) 747,421 611,349 (5,793) 605,556Financial institutions 64,187 - 64,187 29,246 (2) 29,244Public sector 22,654 - 22,654 29,093 - 29,093Private custormers 427,611 (4,602) 423,009 310,411 (3,844) 306,566Non residents 62,750 (187) 62,563 34,874 - 34,874Total 1,611,406 (16,181) 1,595,225 1,278,764 (12,144) 1,266,621EUR 1,000 2007 2006Balance at 1. 1. 1,266,621 1,006,969Increases 2,426,916 1,695,653New loans 2,342,463 1,663,915Positive changes in fair value andforeign exchange differences84,453 31,738Decreases (2,098,312) (1,436,001)Repayment (2,000,770) (1,397,956)Impairment (4,037) 861Write offs (160) (88)Negative changes in fair value andforeign exchange differences(93,345) (38,818)Balance at 31. 12. 1,595,225 1,266,621Loans to corporate include loans to sole traders.The balance of the loans to the employees on 31 December2007amounts to 12,343 thousand euros and 11,157 thousand eurosfor 31 December 2006. The amount excludes the loans to themanagement, which are disclosed in “Related Parties”.Note 7:Held-to-maturity financial assetsEUR 1,000 31. 12. 2007 31. 12. 2006Bank of Slovenia Treasury bills - 188,414Total - 188,414Impairment losses for loans to customersEUR 1,000 2007 2006Balance at 1. 1. 12,144 13,177Reconcilliation of excluded incomefor interests- (927)Increase 10,734 16,653Decrease (6,697) (16,759)Decrease of impairment losses (6,697) (12,310)Use of impairment losses - (4,449)Balance at 31. 12.. 16,181 12,144EUR 1,000 2007 2006Balance at 1. 1. 188,414 318,572Increases 682 1,372,540Purchase 682 1,372,410Foreign exchange differences - 130Decreases (189,096) (1,502,698)Sale/redemption (189,096) (1,502,698)Balance at 31. 12. - 188,414166 2007 Annual Report · UniCredit Bank