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Foreword …Fraud = 1. A knowing misrepresentation of the truth orconcealment of a material fact to induce another to act tohis or her detriment. Blacks LAW dictionary – 9 th . edition.What if you found out tomorrow that a friend of yours had beentaking money from your wallet when you were in his company. Notso much that you would take too much heed of, or really notice. Youknew that there was something wrong, and that you always seemeda little lighter after coming away from meeting with your friend. Butyou trusted this long standing friend and didn’t suspect for a minutethat they were helping themselves to a little bit of your money everytime that you were around them.Then one day you went to visit your friend and you had no money inyour wallet. You had hit hard times, and in actual fact you could dowith borrowing a few bob until times and things had changed. Nowremember - up to this point you were totally unaware that yourfriend had actually contributed to the circumstances that you werenow experiencing i.e. no money, and very few prospects of gettingany.You told your friend about the situation. Rather than have asympathetic ear, and offer to help you in any way, he turned on youand began demanding to see your accounts and other personalfinancial information. This would be confusing to say the least.~ 9 ~