BBVA in 2012

More documents

Recommendations

Info

BBVA Group branch networkThe BBVA Group’s branch network in SpainThe BBVA Group’s headofficesBilbaoGran Vía, 148001 BilbaoTel.: 94 487 60 00Fax: 94 487 61 61MadridPaseo de la Castellana, 8128046 MadridTel.: 91 374 60 00Fax: 91 374 62 02Paseo de Recoletos, 1028001 MadridTel.: 91 374 60 00Fax: 91 374 62 02Regionalhead officesCanary Islands - RegionalAlbareda, 6 - 5 th floor35008 Las PalmasTel.: 928 45 15 00Fax: 928 27 14 11Catalonia - RegionalPlaza Cataluña, 5 - 5 th floor08002 BarcelonaTel.: 93 401 40 00Fax: 93 401 45 55Central Spain - RegionalRecoletos, 10South wing - 2 nd floor28001 MadridTel.: 91 374 40 00Fax: 91 531 52 49Eastern Spain - RegionalPlaza Ayuntamiento, 93 rd floor46002 ValenciaTel.: 96 388 00 00Fax: 96 388 00 42Northwestern Spain - RegionalCantón Pequeño, 18-211 st floor15003 A CoruñaTel.: 981 18 85 00Fax: 981 18 86 00Northern Spain - RegionalGran Vía, 12 - 2 nd and 3 rd floor48001 BilbaoTel.: 94 487 60 00Fax: 94 487 52 41Southern Spain- RegionalAvda. de la Palmera, 61-632 nd floor41013 SevillaTel.: 95 455 90 00Fax: 95 461 26 66Domestic bankUno-e BankJulián Camarillo, 4 C28037 MadridTel.: 901 111 113The BBVA Group’s branch network abroadMain branches abroadEuropeGermanyFrankfurtNeue Mainzer Strasse, 2860311 FrankfurtTel.: 49 69/222282200DusseldorfBenrather Strasse, 18-20D-40213 DusseldorfTel.: 49 211/97550600BelgiumBrusselsAvenue des Arts, 43B-1040 BruxellesTel.: 32 2/5123262Fax: 32 2/5129318FranceParis29 Avenue de l’Opéra75017 Paris CEDEX 01Tel.: 33 1/44868300Fax: 33 1/44868489ItalyMilanVia Cino del Duca, 820122 MilanoTel.: 39 02/762961Fax: 39 02/762962United KingdomLondonOne Canada Square, 44th floorCanary Wharf,London E14 5AA (UK)United StatesNew York1345 Av. of the Americas,45 th floorNew York NY 10105Tel.: 1 212/7281500Fax: 1 212/3332906AsiaChinaHong Kong43/F Two International FinanceCentre8 Finance StreetCentral, Hong KongTel.: 852/2582 3111Fax: 852/2824 4868South KoreaSeoul5/F Seoul Finance CenterTaepyeongro 1-GaJung-Gu Seoul Korea (100-78)Tel.: 822/6905 6000Fax: 822/3789 5537218 Supplementary information
JapanTokyoFukoku Seimei Bldg. 12 th floor2-2-2 Uchisaiwai-choChiyoda-ku (100 - 0011 Tokyo)Tel.: 813/3501 1061Fax: 813/3501 1064SingaporeSingaporeUOB Plaza, 155-02 floor, 80 Raffles PlaceSingapore 048624Tel.: 65/6303 6988Fax: 65/6303 6969TaiwanTaipeiUnit C, 75FTaipei 101 TowerNo. 7, Sec. 5 Xinyi Road, 11049,TaiwanTel.: 886/2 8101 0160Fax: 886/2 8101 0128Representative officesAbu DhabiAl Hilal Bank Bldg,1 st Floor, Office 416,Al Falah StreetP.O.Box 129354, Abu Dhabi, UAETel.: 971 50/218 5588Fax: 971 50/218 5588AustraliaSydneyGrosvenor Place, level 27225 George StreetNSW 2000, SydneyTel.: 61 2/82724700Fax: 61 2/92416023ChinaBeijingRoom 618, Tower 2Bright China Chang andBuilding No. 7Jianguomen Nei AvenueDongcheng District, Beijing100005Tel.: 86 10/65170939Fax: 86 10/65170936Shanghai3405 Jin Mao Tower, 88Century BoulevardPuddong New Area,Shanghai 200121Tel.: 86 21/5407 0031Fax: 86 21/5407 1651CubaHavana5ª Avenida 4205 e/42 and 44Miramar - La HabanaTel.: 53 7/2049278Fax: 53 7/2049279United StatesSilicon-Valley1 South Park Ave., Suite 103San Francisco CA 94107Tel.: 4155003396IndiaMumbai67, 3-North Avenue,Maker Maxity, Bandra KurlaComplex, Bandra (E)Mumbai, -400051, IndiaTel.: 91 22/6765 4009Fax: 91 22/6765 6544RussiaMoscowKrimskiy Val Street 3, Building 2Moscow 119049Tel.: 7 495/6426415Fax: 7 495/6277311TurkeyIstanbulNispetiye Mahallesi, AytarCaddesi 2,Levent 34340 Beşiktaş,Istanbul, TurkeyTel.: 90 212 318 1822Fax: 90 212 216 6028Foreign banksArgentinaBBVA FrancésAvda, Rivadavia, 409C 1002 AAC Capital FederalTel.: 54 11/43464000Fax: 54 11/43345618ChileBBVA ChileAv. Pedro Valdivia, 100Providencia (Comuna)Santiago de ChileTel.: 56 2/6791000Fax: 56 2/6792749ColombiaBBVA ColombiaCalle 9 No. 72-21Bogotá, D.C.Tel.: 57 1/3124666 Ext. 206057 1/3471600 Ext. 2069Fax: 57 1/3215724United StatesBBVA Compass15 South 20 th StreetBirmingham, Alabama 35233Tel.: 1 800/2667277MexicoBBVA BancomerAvda. Universidad, 1200Colonia XocoCP 03339 México D.F.Tel.: 52/55-6213434Fax: 52/55-6216161PanamaBBVA PanamáAv. Balboa/42 and 43 streetsApdo. 0816-03396República de PanamáTel.: 507/2072100Fax: 507/2072200ParaguayBBVA ParaguayYegros, 435/25 de MayoAsunciónTel.: 595 21/4176000Fax: 595 21/4176981PeruBBVA ContinentalAvda. República de Panamá,3055San Isidro - Lima 27Tel.: 51 1/2111000PortugalBBVA PortugalAvda. da Liberdade, 2221250-148 LisboaTel.: 351/213117200Fax: 351/213117500SwitzerlandBBVA Suiza (Switzerland)Edificio Börse –Selnaustrasse 32P.O. Box 3930CH-8001 - SwitzerlandTel.: 41 (0)44 265 9511Fax: 41 (0)44 265 9891UruguayBBVA Uruguay25 de Mayo, 401/Zabala11000 MontevideoTel.: 598 2/9161444 int 403Fax: 598 2/9161444 int 487VenezuelaBBVA ProvincialCentro Financiero ProvincialAvda. Vollmer/Avda. Este 0.Urb. San Bernardino1011 CaracasTel.: 58 212/5045111 / 4111 / 6111BBVA Group branch network219
Page 2 and 3:
BBVA Group Highlights
Page 4 and 5:
“ In 2012 the Group generateda ne
Page 6:
2
Page 9 and 10:
Letter from the Chairman 5
Page 11 and 12:
All this is the result of a strateg
Page 13 and 14:
1 As the main expression of t
Page 15 and 16:
Our communication in 2012 has conti
Page 17 and 18:
Brand management in 2012 was highly
Page 19 and 20:
BBVA Board CommitteesIn order to be
Page 21 and 22:
• Across-the-board operational co
Page 23 and 24:
Primary stakeholdersIntroduction: t
Page 25 and 26:
BBVA earnings figures presented in
Page 28 and 29:
High liquidity ofBBVA shareBBVA is
Page 30 and 31:
Management modelA model of peoplema
Page 32 and 33:
To sum up, the combination of the a
Page 35 and 36:
South AmericaIn 2012, a common syst
Page 37 and 38:
Number of claims filed at the Banki
Page 39 and 40:
Environmentand BBVA positioningThe
Page 41 and 42:
the measures taken to correct imbal
Page 44 and 45:
The easing of financial tensions in
Page 46 and 47:
Positioning of BBVA GroupBBVA conti
Page 48 and 49:
20 2. A business model based on th
Page 50 and 51:
- Innovate with teams dedicated exc
Page 52 and 53:
25 In short, this banking model
Page 54 and 55:
2. …reflected ingross income…28
Page 56 and 57:
Risk under controlBBVA NPAs versusp
Page 58 and 59:
Business areasSpainStrong franchise
Page 60 and 61:
EurasiaAn area ofgrowth andpositive
Page 62 and 63:
South AmericaBusiness activity(Year
Page 64 and 65:
In short, abusinesstransformationre
Page 67 and 68:
Group financialinformation65 Earnin
Page 69 and 70:
EarningsIn 2012, BBVA Group reporte
Page 71 and 72:
Consolidated income statement: quar
Page 73 and 74:
• Resilience in Spain, in a conte
Page 75 and 76:
allocations to the deposit guarante
Page 77 and 78:
8 • Maintain its leadership p
Page 79 and 80:
13 Provisions and othersCumulativ
Page 81 and 82:
Lastly, earnings per share (EPS) fr
Page 83 and 84:
In short, a year in which there has
Page 85 and 86:
20 Lastly, non-performing loans ha
Page 87 and 88:
Off-balance-sheet customer funds st
Page 89 and 90:
Capital baseThe main highlight in 2
Page 91 and 92:
26 RatingsIn 2012, BBVA’s ratin
Page 93 and 94:
Risk management90 Global Risk Manag
Page 95 and 96:
Integration of risks andoverall ris
Page 97 and 98:
Credit riskCredit risk quantificati
Page 99 and 100:
Behavioral scoring is used to revie
Page 101 and 102:
The economic cycle in PDThe current
Page 103 and 104:
13LGD for Autos Finanzia, BBVA Spai
Page 105 and 106:
The portfolio model and concentrati
Page 107 and 108:
The exposure breakdown by rating of
Page 109 and 110:
22 Real-estate exposure and coverag
Page 111 and 112:
ConcentrationExcluding sovereign ri
Page 113 and 114:
27 BBVA Group. Net NPA entries(Mill
Page 115 and 116:
Structural risksStructural interest
Page 117 and 118:
Interest rate risk measurement is s
Page 119 and 120:
Structural risk in the equity portf
Page 121 and 122:
BBVA continues working to improve a
Page 123 and 124:
Credit risk in market activitiesThe
Page 125 and 126:
Operational riskOperational risk is
Page 127 and 128:
Operational risk management in the
Page 129 and 130:
Reputational riskThis is another ty
Page 131 and 132:
The economic capital of the Pension
Page 133 and 134:
Categories of financing and advice
Page 135 and 136:
Business areas135 Spain149 Eurasia1
Page 137 and 138:
Furthermore, as usual in the case o
Page 139 and 140:
SpainIncome statement(Million euros
Page 141 and 142:
• On July 20, the Government requ
Page 143 and 144:
3 Spain. Efficiency ratio versus pe
Page 145 and 146:
These lines axes of action will con
Page 147 and 148:
10 Spain. Operating income(Million
Page 149 and 150:
- Creation of a SICAV module on the
Page 151 and 152:
As of 31-Dec-2012, BBVA Seguros has
Page 153 and 154:
EurasiaIncome statement(Million eur
Page 155 and 156:
Management prioritiesIn 2012, the E
Page 157 and 158:
17 Eurasia. Efficiency(Million euro
Page 159 and 160:
• The above, together with the hi
Page 161 and 162:
Highlights• The Bank has been rec
Page 163 and 164:
MexicoIncome statement(Million euro
Page 165 and 166:
area has been positive year-on-year
Page 167 and 168:
30 Mexico. Consumer finance plus cr
Page 169 and 170:
The increase of operating expenses
Page 171 and 172: As a result of the above, the net a
Page 173 and 174: government employees and tax collec
Page 175 and 176: South AmericaIncome statement(Milli
Page 177 and 178: advancing together with economic ac
Page 179 and 180: 43 South America. Net attributable
Page 181 and 182: Grupo BBVA. Business share ranking
Page 183 and 184: Colombia Peru Venezuela2012 ∆%
Page 185 and 186: The macroeconomic and competitive e
Page 187 and 188: VenezuelaIn 2012, the growth of the
Page 189 and 190: By companies, Seguros Argentina, fo
Page 191 and 192: Significant ratios(Percentage)The U
Page 193 and 194: opportunities in key markets throug
Page 195 and 196: 51 The United States. NPA and cover
Page 197 and 198: The area was able to successfully m
Page 199 and 200: HighlightsThe most relevant awards
Page 201 and 202: Definition of the aggregateCorporat
Page 203 and 204: held by retail investors. The conve
Page 205 and 206: Additional information:Corporate &
Page 207 and 208: greater efficiency, cost control an
Page 209 and 210: The trend in operating expenses sho
Page 211 and 212: Main Corporate Finance transactions
Page 213 and 214: Corporate LendingCorporate Lending
Page 215 and 216: In Latin America, the funding of Li
Page 217 and 218: In Mexico, Global Markets maintains
Page 219 and 220: Supplementaryinformation216 Consoli
Page 221: IFRS (Bank of Spain’s Circular 4/
show all

BBVA in 2012

Create successful ePaper yourself

Delete template?

Save as template?