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BBVA in 2012

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MexicoIncome statement(Million euros)Mexico<strong>2012</strong> ∆% ∆% (1) 2011 2010Net <strong>in</strong>terest <strong>in</strong>come 4,164 10.3 7.8 3,776 3,648Net fees and commissions 1,087 6.4 4.0 1,022 1,066Net trad<strong>in</strong>g <strong>in</strong>come 218 (26.3) (27.9) 296 384Other <strong>in</strong>come/expenses 288 27.0 24.2 227 180Gross <strong>in</strong>come 5,758 8.2 5.8 5,321 5,278Operat<strong>in</strong>g costs (2,172) 12.2 9.7 (1,936) (1,826)Personnel expenses (912) 11.0 8.5 (822) (819)General and adm<strong>in</strong>istrative expenses (1,126) 11.6 9.1 (1,009) (923)Deprecation and amortization (133) 27.0 24.1 (105) (85)Operat<strong>in</strong>g <strong>in</strong>come 3,586 5.9 3.6 3,385 3,452Impairment on f<strong>in</strong>ancial assets (net) (1,320) 11.9 9.4 (1,180) (1,229)Provisions (net) and other ga<strong>in</strong>s (losses) (41) (30.5) (32.1) (59) (85)Income before tax 2,225 3.7 1.4 2,146 2,137Income tax (538) 4.7 2.4 (513) (530)Net <strong>in</strong>come from ongo<strong>in</strong>g operations 1,688 3.4 1.0 1,633 1,607Net <strong>in</strong>come from discont<strong>in</strong>ued operations 136 69.1 65.4 81 80Net <strong>in</strong>come 1,824 6.4 4.1 1,714 1,687Non-controll<strong>in</strong>g <strong>in</strong>terests (3) 20.6 17.9 (3) (4)Net attributable profit 1,821 6.4 4.0 1,711 1,683(1) At constant exchange rate.Balance sheet(Million euros)Mexico31-12-12 ∆% ∆% (1) 31-12-11 31-12-10Cash and balances with central banks 5,968 8.5 3.2 5,503 6,121F<strong>in</strong>ancial assets 29,463 12.7 7.3 26,138 25,721Loans and receivables 42,058 12.1 6.7 37,522 38,505Loans and advances to customers 37,249 14.4 8.9 32,560 32,971Loans and advances to credit <strong>in</strong>stitutions and others 4,809 (3.1) (7.7) 4,961 5,535Tangible assets 1,168 18.5 12.8 986 887Other assets 3,774 61.4 53.6 2,339 2,087Total assets/Liabilities and equity 82,432 13.7 8.3 72,488 73,321Deposits from cental banks and credit <strong>in</strong>stitutions 13,927 33.9 27.4 10,403 11,909Deposits from customers 36,602 3.0 (1.9) 35,524 36,450Debt certificates 3,952 1.6 (3.3) 3,889 3,861Subord<strong>in</strong>ated liabilities 4,249 77.1 68.6 2,399 2,014F<strong>in</strong>ancial liabilities held for trad<strong>in</strong>g 5,830 7.2 2.1 5,438 4,855Other liabilities 12,882 21.5 15.7 10,599 10,942Economic capital allocated 4,991 17.8 12.2 4,236 3,290(1) At constant exchange rate.Mexico159

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